RRSP
RRSP
Expense Ratio
- 0.04%
Dividend Yield
- 1.07%
Asset Allocation
Performance
The chart shows the growth of $10,000 invested in RRSP in Oct 2022 and compares it to the S&P 500 index or another benchmark. It would be worth nearly $10,981 for a total return of roughly 9.81%. All prices are adjusted for splits and dividends. The portfolio is rebalanced Quarterly
Returns
As of Mar 21, 2023, the RRSP returned 12.81% Year-To-Date and 3.94% of annualized return in the last 10 years.
| 1 month | Year-To-Date | 6 months | 1 year | 5 years (annualized) | 10 years (annualized) | |
|---|---|---|---|---|---|---|
| Benchmark | -3.13% | 2.92% | 2.02% | -11.46% | 4.98% | 4.98% |
| RRSP | 1.38% | 12.81% | 2.05% | -14.35% | 3.94% | 3.94% |
| Portfolio components: | ||||||
AAPL Apple Inc. | 3.18% | 21.33% | 4.78% | -3.43% | 12.12% | 12.12% |
AMZN Amazon.com, Inc. | 0.52% | 16.32% | -20.90% | -39.40% | -20.84% | -20.84% |
GOOG Alphabet Inc. | 7.76% | 14.88% | -1.64% | -25.49% | 11.32% | 11.32% |
JPM JPMorgan Chase & Co. | -10.62% | -4.49% | 10.37% | -6.26% | 12.97% | 12.97% |
MSFT Microsoft Corporation | 5.49% | 13.80% | 11.83% | -8.50% | 9.63% | 9.63% |
QQQM Invesco NASDAQ 100 ETF | 1.72% | 15.07% | 6.45% | -12.16% | 2.26% | 2.26% |
VOO Vanguard S&P 500 ETF | -2.96% | 3.36% | 2.98% | -9.92% | 6.64% | 6.64% |
VOOG Vanguard S&P 500 Growth ETF | -0.77% | 5.31% | -1.08% | -17.06% | 1.28% | 1.28% |
SCHD Schwab US Dividend Equity ETF | -6.94% | -5.26% | 2.38% | -5.93% | 12.15% | 12.15% |
| Returns over 1 year are annualized | ||||||
Dividends
RRSP granted a 1.07% dividend yield in the last twelve months.
| Period | TTM | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Dividend yield | 1.07% | 0.97% | 0.67% | 0.78% | 0.88% | 1.15% | 1.06% | 1.32% | 1.38% | 1.34% | 1.46% | 1.48% |
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way.
Worst Drawdowns
The table below shows the maximum drawdowns of the RRSP. A maximum drawdown is an indicator of risk. It shows a reduction in portfolio value from its maximum due to a series of losing trades.
The maximum drawdown since January 2010 for the RRSP is 32.98%, recorded on Jan 5, 2023. The portfolio has not recovered from it yet.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -32.98% | Dec 28, 2021 | 258 | Jan 5, 2023 | — | — | — |
| -7.95% | Oct 14, 2020 | 13 | Oct 30, 2020 | 4 | Nov 5, 2020 | 17 |
| -7.47% | Feb 16, 2021 | 15 | Mar 8, 2021 | 19 | Apr 5, 2021 | 34 |
| -7.1% | Sep 8, 2021 | 19 | Oct 4, 2021 | 17 | Oct 27, 2021 | 36 |
| -6.29% | Apr 27, 2021 | 12 | May 12, 2021 | 22 | Jun 14, 2021 | 34 |
| -4.39% | Dec 13, 2021 | 6 | Dec 20, 2021 | 4 | Dec 27, 2021 | 10 |
| -4.2% | Nov 22, 2021 | 9 | Dec 3, 2021 | 3 | Dec 8, 2021 | 12 |
| -3.87% | Jan 27, 2021 | 3 | Jan 29, 2021 | 3 | Feb 3, 2021 | 6 |
| -3.11% | Dec 29, 2020 | 6 | Jan 6, 2021 | 9 | Jan 20, 2021 | 15 |
| -2.98% | Jul 15, 2021 | 3 | Jul 19, 2021 | 4 | Jul 23, 2021 | 7 |
Volatility Chart
Current RRSP volatility is 20.39%. The chart below shows the rolling 10-day volatility. Volatility is a statistical measure showing how big price swings are in either direction. The higher asset volatility, the riskier it is, because the price movements are less predictable.