TSM+LOW+MSFT+VOO+401k
Asset Allocation
| Position | Category/Sector | Target Weight |
|---|---|---|
LOW Lowe's Companies, Inc. | Consumer Cyclical | 12.30% |
MSFT Microsoft Corporation | Technology | 15.85% |
TSM Taiwan Semiconductor Manufacturing Company Limited | Technology | 15.85% |
VOO Vanguard S&P 500 ETF | Large Cap Growth Equities | 8.20% |
VTTSX Vanguard Target Retirement 2060 Fund | Diversified Portfolio, Target Retirement Date | 47.80% |
Performance
Performance Chart
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The earliest data available for this chart is Jan 19, 2012, corresponding to the inception date of VTTSX
Returns By Period
As of May 22, 2025, the TSM+LOW+MSFT+VOO+401k returned 2.35% Year-To-Date and 15.76% of annualized return in the last 10 years.
| YTD | 1M | 6M | 1Y | 5Y* | 10Y* | |
|---|---|---|---|---|---|---|
^GSPC S&P 500 | -0.63% | 13.31% | -1.23% | 9.83% | 14.61% | 10.64% |
| TSM+LOW+MSFT+VOO+401k | 2.35% | 15.66% | 2.28% | 12.35% | 18.07% | 15.76% |
| Portfolio components: | ||||||
VOO Vanguard S&P 500 ETF | -0.22% | 13.42% | -0.65% | 11.15% | 16.32% | 12.59% |
LOW Lowe's Companies, Inc. | -6.98% | 7.43% | -12.72% | 3.02% | 15.25% | 14.64% |
VTTSX Vanguard Target Retirement 2060 Fund | 4.39% | 10.24% | 3.43% | 10.12% | 11.55% | 8.12% |
MSFT Microsoft Corporation | 7.78% | 26.25% | 9.56% | 6.29% | 20.82% | 27.25% |
TSM Taiwan Semiconductor Manufacturing Company Limited | -2.53% | 29.69% | 2.52% | 26.52% | 33.36% | 26.26% |
Monthly Returns
The table below presents the monthly returns of TSM+LOW+MSFT+VOO+401k, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | 3.03% | -3.64% | -4.72% | 0.81% | 7.33% | 2.35% | |||||||
| 2024 | 1.89% | 6.81% | 3.71% | -4.23% | 4.76% | 4.80% | 0.89% | 1.94% | 3.11% | -0.92% | 2.83% | -1.55% | 26.23% |
| 2023 | 8.89% | -2.70% | 4.97% | 0.85% | 2.69% | 5.52% | 1.88% | -2.84% | -5.12% | -1.45% | 9.43% | 5.12% | 29.40% |
| 2022 | -4.43% | -5.00% | 0.09% | -7.81% | 0.16% | -8.72% | 7.94% | -3.93% | -9.81% | 2.17% | 11.95% | -5.71% | -22.75% |
| 2021 | 2.81% | 1.48% | 2.96% | 3.57% | 0.59% | 2.56% | 0.81% | 3.30% | -4.20% | 7.73% | -0.10% | 1.83% | 25.48% |
| 2020 | -0.68% | -5.65% | -11.61% | 12.59% | 5.35% | 5.68% | 10.27% | 5.87% | -1.88% | -1.74% | 9.60% | 5.54% | 35.18% |
| 2019 | 5.54% | 4.41% | 2.87% | 5.11% | -8.00% | 6.65% | 1.97% | 0.63% | 2.46% | 3.82% | 3.46% | 4.33% | 37.75% |
| 2018 | 8.37% | -4.81% | -1.33% | -1.99% | 3.55% | -0.32% | 5.36% | 3.92% | 1.37% | -9.20% | 1.36% | -5.93% | -1.06% |
| 2017 | 3.52% | 2.00% | 2.96% | 1.98% | 1.50% | 0.23% | 2.63% | 0.66% | 2.20% | 5.04% | 0.81% | 2.42% | 29.15% |
| 2016 | -3.81% | -1.34% | 8.49% | -2.44% | 2.87% | 0.72% | 5.30% | 0.24% | 0.72% | -1.05% | 1.11% | 1.16% | 11.96% |
| 2015 | -2.91% | 6.71% | -2.35% | 3.77% | -0.19% | -3.26% | 1.48% | -5.90% | -0.71% | 8.65% | 1.65% | -0.73% | 5.38% |
| 2014 | -2.81% | 4.85% | 2.83% | -0.58% | 2.13% | 2.37% | -1.12% | 4.67% | -1.49% | 3.73% | 3.92% | -0.69% | 18.88% |
Expense Ratio
TSM+LOW+MSFT+VOO+401k has an expense ratio of 0.04%, which is considered low. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current rank of TSM+LOW+MSFT+VOO+401k is 37, indicating average performance compared to other portfolios on our website. Here’s a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
This table presents a comparison of risk-adjusted performance metrics for positions. Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Martin ratio | |
|---|---|---|---|---|---|
VOO Vanguard S&P 500 ETF | 0.58 | 0.96 | 1.14 | 0.62 | 2.36 |
LOW Lowe's Companies, Inc. | 0.12 | 0.19 | 1.02 | 0.01 | 0.02 |
VTTSX Vanguard Target Retirement 2060 Fund | 0.66 | 1.03 | 1.15 | 0.70 | 3.10 |
MSFT Microsoft Corporation | 0.25 | 0.66 | 1.09 | 0.36 | 0.80 |
TSM Taiwan Semiconductor Manufacturing Company Limited | 0.58 | 1.12 | 1.14 | 0.77 | 2.03 |
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Dividends
Dividend yield
TSM+LOW+MSFT+VOO+401k provided a 1.65% dividend yield over the last twelve months.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Portfolio | 1.65% | 1.65% | 1.78% | 1.93% | 1.52% | 1.45% | 2.12% | 2.34% | 1.86% | 2.12% | 1.99% | 1.76% |
| Portfolio components: | ||||||||||||
VOO Vanguard S&P 500 ETF | 1.30% | 1.24% | 1.46% | 1.69% | 1.25% | 1.54% | 1.88% | 2.06% | 1.78% | 2.02% | 2.10% | 1.85% |
LOW Lowe's Companies, Inc. | 2.02% | 1.82% | 1.93% | 1.86% | 1.08% | 1.40% | 1.72% | 1.93% | 1.64% | 1.77% | 1.34% | 1.19% |
VTTSX Vanguard Target Retirement 2060 Fund | 2.05% | 2.14% | 2.14% | 2.09% | 1.95% | 1.57% | 2.11% | 2.30% | 1.77% | 1.98% | 1.85% | 1.65% |
MSFT Microsoft Corporation | 0.72% | 0.73% | 0.74% | 1.06% | 0.68% | 0.94% | 1.20% | 1.69% | 1.86% | 2.37% | 2.33% | 2.48% |
TSM Taiwan Semiconductor Manufacturing Company Limited | 1.29% | 1.18% | 1.78% | 2.48% | 1.56% | 1.58% | 3.49% | 3.55% | 2.32% | 2.61% | 2.54% | 1.79% |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the TSM+LOW+MSFT+VOO+401k. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the TSM+LOW+MSFT+VOO+401k was 31.20%, occurring on Nov 3, 2022. Recovery took 302 trading sessions.
The current TSM+LOW+MSFT+VOO+401k drawdown is 3.28%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -31.2% | Dec 28, 2021 | 216 | Nov 3, 2022 | 302 | Jan 19, 2024 | 518 |
| -31.18% | Feb 13, 2020 | 27 | Mar 23, 2020 | 72 | Jul 6, 2020 | 99 |
| -19.5% | Jan 24, 2025 | 52 | Apr 8, 2025 | — | — | — |
| -18.44% | Sep 24, 2018 | 64 | Dec 24, 2018 | 70 | Apr 5, 2019 | 134 |
| -13.68% | Apr 29, 2015 | 83 | Aug 25, 2015 | 68 | Dec 1, 2015 | 151 |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Diversification
Diversification Metrics
Number of Effective Assets
The portfolio contains 5 assets, with an effective number of assets of 3.33, reflecting the diversification based on asset allocation. This number of effective assets suggests a highly concentrated portfolio, where a few assets dominate the allocation, potentially increasing the portfolio's risk due to lack of diversification.
Asset Correlations Table
| ^GSPC | LOW | TSM | MSFT | VTTSX | VOO | Portfolio | |
|---|---|---|---|---|---|---|---|
| ^GSPC | 1.00 | 0.58 | 0.58 | 0.72 | 0.96 | 1.00 | 0.91 |
| LOW | 0.58 | 1.00 | 0.33 | 0.38 | 0.57 | 0.58 | 0.64 |
| TSM | 0.58 | 0.33 | 1.00 | 0.47 | 0.60 | 0.58 | 0.77 |
| MSFT | 0.72 | 0.38 | 0.47 | 1.00 | 0.67 | 0.72 | 0.77 |
| VTTSX | 0.96 | 0.57 | 0.60 | 0.67 | 1.00 | 0.96 | 0.91 |
| VOO | 1.00 | 0.58 | 0.58 | 0.72 | 0.96 | 1.00 | 0.91 |
| Portfolio | 0.91 | 0.64 | 0.77 | 0.77 | 0.91 | 0.91 | 1.00 |