2025 TEST
Asset Allocation
| Position | Category/Sector | Target Weight |
|---|---|---|
IYW iShares U.S. Technology ETF | Technology Equities | 20% |
NVDA NVIDIA Corporation | Technology | 20% |
RSG Republic Services, Inc. | Industrials | 20% |
SCHB Schwab U.S. Broad Market ETF | Large Cap Growth Equities | 20% |
SCHG Schwab U.S. Large-Cap Growth ETF | Large Cap Growth Equities | 20% |
Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in 2025 TEST , comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced every 3 months.
The earliest data available for this chart is Dec 11, 2009, corresponding to the inception date of SCHG
Returns By Period
As of Jan 9, 2025, the 2025 TEST returned 4.07% Year-To-Date and 47.44% of annualized return in the last 10 years.
| YTD | 1M | 6M | 1Y | 5Y* | 10Y* | |
|---|---|---|---|---|---|---|
^GSPC | N/A | N/A | N/A | N/A | N/A | N/A |
| 2025 TEST | 4.07% | 0.67% | 3.95% | 141.67% | 67.22% | 47.44% |
| Portfolio components: | ||||||
SCHB Schwab U.S. Broad Market ETF | 0.66% | -2.63% | 6.74% | 25.42% | 13.81% | 12.69% |
IYW iShares U.S. Technology ETF | 0.95% | -1.86% | 1.57% | 33.26% | 22.33% | 20.91% |
SCHG Schwab U.S. Large-Cap Growth ETF | 1.00% | -1.15% | 6.77% | 36.86% | 19.41% | 16.87% |
NVDA NVIDIA Corporation | 4.33% | 0.94% | 3.87% | 163.72% | 87.65% | 76.66% |
RSG Republic Services, Inc. | 3.17% | -2.25% | 5.73% | 27.79% | 19.72% | 19.99% |
Monthly Returns
The table below presents the monthly returns of 2025 TEST , with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | 20.42% | 25.20% | 12.72% | -4.24% | 24.17% | 12.05% | -4.86% | 2.10% | 1.66% | 8.34% | 4.43% | -2.81% | 145.86% |
| 2023 | 24.32% | 13.50% | 16.52% | 0.49% | 28.71% | 10.86% | 9.00% | 4.22% | -10.61% | -5.18% | 13.98% | 5.58% | 173.15% |
| 2022 | -14.56% | -1.49% | 10.14% | -26.25% | 0.08% | -15.15% | 16.49% | -12.51% | -15.83% | 8.08% | 18.13% | -11.64% | -43.82% |
| 2021 | -0.77% | 3.89% | -0.39% | 10.27% | 5.33% | 17.05% | -0.56% | 11.50% | -6.74% | 19.19% | 20.30% | -7.07% | 92.36% |
| 2020 | 1.88% | 3.92% | -6.87% | 11.31% | 15.46% | 5.42% | 9.73% | 19.69% | -0.36% | -6.00% | 8.21% | -0.43% | 77.07% |
| 2019 | 7.96% | 5.30% | 8.92% | 2.78% | -14.51% | 12.38% | 2.67% | -1.01% | 1.92% | 8.46% | 5.81% | 5.68% | 53.62% |
| 2018 | 16.95% | -1.72% | -3.48% | -1.81% | 8.99% | -3.31% | 3.43% | 10.25% | 0.03% | -17.38% | -11.28% | -12.83% | -16.34% |
| 2017 | 2.50% | -0.18% | 3.80% | -0.98% | 17.20% | -0.11% | 7.24% | 3.00% | 3.52% | 9.69% | -0.87% | -1.22% | 51.20% |
| 2016 | -6.31% | 2.16% | 8.48% | -1.36% | 9.67% | 0.74% | 9.08% | 2.58% | 4.43% | 1.15% | 12.71% | 7.61% | 62.22% |
| 2015 | -2.65% | 7.44% | -1.97% | 1.50% | 1.07% | -3.48% | 2.88% | -2.81% | 0.09% | 9.52% | 2.82% | -0.52% | 13.84% |
| 2014 | -2.58% | 6.92% | -0.18% | 0.92% | 2.76% | 2.71% | -1.29% | 5.16% | -1.83% | 2.05% | 4.11% | -0.82% | 18.92% |
Expense Ratio
2025 TEST has an expense ratio of 0.10%, which is considered low compared to other funds. Below you can find the expense ratios of portfolio funds side-by-side and effortlessly compare their relative costs.
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
With an overall rank of 90, 2025 TEST is among the top 10% of portfolios on our website when it comes to balancing risk and reward. Below is a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
This table presents a comparison of risk-adjusted performance metrics for positions. Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Martin ratio | |
|---|---|---|---|---|---|
SCHB Schwab U.S. Broad Market ETF | 1.95 | 2.61 | 1.36 | 2.95 | 12.14 |
IYW iShares U.S. Technology ETF | 1.56 | 2.07 | 1.27 | 2.09 | 7.19 |
SCHG Schwab U.S. Large-Cap Growth ETF | 2.11 | 2.73 | 1.38 | 3.02 | 11.75 |
NVDA NVIDIA Corporation | 3.19 | 3.45 | 1.43 | 6.22 | 19.03 |
RSG Republic Services, Inc. | 1.88 | 2.37 | 1.35 | 3.31 | 9.58 |
Dividends
Dividend yield
2025 TEST provided a 0.59% dividend yield over the last twelve months.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Portfolio | 0.59% | 0.54% | 0.71% | 0.85% | 0.65% | 0.91% | 1.07% | 1.35% | 1.15% | 1.33% | 1.64% | 1.67% |
| Portfolio components: | ||||||||||||
SCHB Schwab U.S. Broad Market ETF | 1.23% | 1.24% | 1.40% | 1.61% | 1.21% | 1.63% | 1.80% | 2.13% | 1.65% | 1.86% | 2.00% | 1.72% |
IYW iShares U.S. Technology ETF | 0.21% | 0.21% | 0.40% | 0.50% | 0.31% | 0.56% | 0.72% | 0.91% | 0.82% | 1.13% | 1.12% | 1.13% |
SCHG Schwab U.S. Large-Cap Growth ETF | 0.39% | 0.40% | 0.46% | 0.55% | 0.42% | 0.52% | 0.82% | 1.27% | 1.01% | 1.04% | 1.22% | 1.09% |
NVDA NVIDIA Corporation | 0.02% | 0.02% | 0.03% | 0.11% | 0.05% | 0.12% | 0.27% | 0.46% | 0.29% | 0.45% | 1.20% | 1.70% |
RSG Republic Services, Inc. | 1.08% | 0.82% | 1.25% | 1.48% | 1.27% | 1.72% | 1.74% | 2.00% | 1.97% | 2.17% | 2.64% | 2.68% |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Worst Drawdowns
The table below displays the maximum drawdowns of the 2025 TEST . A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the 2025 TEST was 57.34%, occurring on Oct 14, 2022. Recovery took 153 trading sessions.
The current 2025 TEST drawdown is 5.76%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -57.34% | Nov 30, 2021 | 221 | Oct 14, 2022 | 153 | May 25, 2023 | 374 |
| -40.76% | Oct 2, 2018 | 58 | Dec 24, 2018 | 264 | Jan 13, 2020 | 322 |
| -33.58% | Feb 20, 2020 | 18 | Mar 16, 2020 | 44 | May 18, 2020 | 62 |
| -26.05% | Feb 18, 2011 | 118 | Aug 8, 2011 | 419 | Apr 10, 2013 | 537 |
| -25.23% | Jun 20, 2024 | 34 | Aug 7, 2024 | 47 | Oct 14, 2024 | 81 |
Volatility
Volatility Chart
The current 2025 TEST volatility is 11.73%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.
Diversification
Asset Correlations Table
| RSG | NVDA | IYW | SCHB | SCHG | |
|---|---|---|---|---|---|
| RSG | 1.00 | 0.25 | 0.41 | 0.53 | 0.48 |
| NVDA | 0.25 | 1.00 | 0.72 | 0.60 | 0.67 |
| IYW | 0.41 | 0.72 | 1.00 | 0.87 | 0.94 |
| SCHB | 0.53 | 0.60 | 0.87 | 1.00 | 0.95 |
| SCHG | 0.48 | 0.67 | 0.94 | 0.95 | 1.00 |