2025 3
Asset Allocation
| Position | Category/Sector | Target Weight |
|---|---|---|
CNX1.L iShares NASDAQ 100 UCITS ETF USD (Acc) | Large Cap Growth Equities | 10% |
CUKX.L iShares FTSE 100 UCITS ETF | 19% | |
SGLN.L iShares Physical Gold ETC | Precious Metals, Commodities | 2% |
SPX5.L SPDR S&P 500 UCITS ETF | Large Cap Blend Equities | 50% |
VHYL.AS Vanguard FTSE All-World High Dividend Yield UCITS ETF - (USD) Distributing | Global Equities, Dividend | 19% |
Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in 2025 3, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced every 3 months.
The earliest data available for this chart is Jun 5, 2013, corresponding to the inception date of VHYL.AS
Returns By Period
As of Apr 20, 2025, the 2025 3 returned -3.85% Year-To-Date and 9.45% of annualized return in the last 10 years.
| YTD | 1M | 6M | 1Y | 5Y* | 10Y* | |
|---|---|---|---|---|---|---|
^GSPC S&P 500 | -10.18% | -6.71% | -9.92% | 6.35% | 13.40% | 9.65% |
| 2025 3 | -3.85% | -5.06% | -4.94% | 10.79% | 13.95% | 9.45% |
| Portfolio components: | ||||||
SGLN.L iShares Physical Gold ETC | 26.60% | 8.67% | 21.23% | 38.15% | 13.85% | 10.34% |
VHYL.AS Vanguard FTSE All-World High Dividend Yield UCITS ETF - (USD) Distributing | 3.33% | -4.44% | -2.29% | 10.16% | 12.10% | 5.80% |
CNX1.L iShares NASDAQ 100 UCITS ETF USD (Acc) | -13.95% | -7.25% | -10.08% | 7.08% | 15.77% | 15.49% |
SPX5.L SPDR S&P 500 UCITS ETF | -10.40% | -6.63% | -9.34% | 7.50% | 14.23% | 11.18% |
CUKX.L iShares FTSE 100 UCITS ETF | 9.07% | -1.96% | 2.70% | 16.91% | 12.34% | 4.17% |
Monthly Returns
The table below presents the monthly returns of 2025 3, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | 3.72% | -1.31% | -2.89% | -3.27% | -3.85% | ||||||||
| 2024 | 1.00% | 2.74% | 3.83% | -1.95% | 3.18% | 3.23% | 1.70% | 1.65% | 2.00% | -1.05% | 3.80% | -2.35% | 19.00% |
| 2023 | 5.69% | -1.85% | 2.68% | 2.63% | -0.60% | 5.22% | 3.38% | -1.85% | -3.54% | -3.26% | 7.95% | 5.24% | 22.99% |
| 2022 | -4.34% | -1.15% | 3.02% | -6.58% | -1.06% | -8.10% | 6.14% | -3.37% | -7.80% | 5.22% | 6.14% | -2.75% | -15.03% |
| 2021 | -0.05% | 2.64% | 3.59% | 4.42% | 1.89% | 0.69% | 1.67% | 2.34% | -3.27% | 4.77% | -1.03% | 4.57% | 24.23% |
| 2020 | -0.95% | -9.36% | -11.04% | 9.05% | 2.85% | 2.99% | 4.13% | 6.71% | -3.64% | -3.27% | 11.51% | 4.73% | 11.61% |
| 2019 | 7.05% | 3.24% | 1.81% | 3.29% | -5.36% | 5.58% | 1.03% | -3.01% | 2.82% | 2.55% | 3.01% | 3.58% | 28.03% |
| 2018 | 4.57% | -3.47% | -3.04% | 2.36% | 0.78% | 0.25% | 2.37% | 0.80% | 0.94% | -6.58% | 0.18% | -6.41% | -7.67% |
| 2017 | 1.45% | 3.21% | 1.35% | 1.11% | 2.07% | 0.12% | 2.53% | 0.21% | 1.73% | 2.13% | 1.95% | 2.76% | 22.63% |
| 2016 | -5.79% | 0.93% | 5.68% | 0.51% | 0.98% | -0.81% | 4.01% | 0.66% | 0.31% | -1.83% | 1.90% | 2.53% | 8.98% |
| 2015 | -2.15% | 4.99% | -2.51% | 3.00% | 0.19% | -2.48% | 1.97% | -6.05% | -3.79% | 8.55% | -0.57% | -2.00% | -1.74% |
| 2014 | -3.38% | 5.32% | -0.46% | 1.39% | 2.02% | 2.19% | -0.86% | 2.31% | -2.09% | 0.35% | 2.59% | -0.87% | 8.51% |
Expense Ratio
2025 3 has an expense ratio of 0.15%, which is considered low. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current rank of 2025 3 is 66, indicating average performance compared to other portfolios on our website. Here’s a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
This table presents a comparison of risk-adjusted performance metrics for positions. Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Martin ratio | |
|---|---|---|---|---|---|
SGLN.L iShares Physical Gold ETC | 2.67 | 3.46 | 1.46 | 5.33 | 14.50 |
VHYL.AS Vanguard FTSE All-World High Dividend Yield UCITS ETF - (USD) Distributing | 0.59 | 0.87 | 1.13 | 0.65 | 3.03 |
CNX1.L iShares NASDAQ 100 UCITS ETF USD (Acc) | 0.29 | 0.53 | 1.07 | 0.27 | 1.00 |
SPX5.L SPDR S&P 500 UCITS ETF | 0.40 | 0.64 | 1.09 | 0.36 | 1.58 |
CUKX.L iShares FTSE 100 UCITS ETF | 0.81 | 1.13 | 1.17 | 0.97 | 3.25 |
Dividends
Dividend yield
2025 3 provided a 62.78% dividend yield over the last twelve months.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Portfolio | 62.78% | 52.29% | 61.09% | 69.94% | 49.39% | 70.74% | 88.35% | 86.00% | 118.63% | 75.08% | 84.60% | 71.86% |
| Portfolio components: | ||||||||||||
SGLN.L iShares Physical Gold ETC | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
VHYL.AS Vanguard FTSE All-World High Dividend Yield UCITS ETF - (USD) Distributing | 3.13% | 2.82% | 3.15% | 3.60% | 2.59% | 2.68% | 2.89% | 3.14% | 2.76% | 2.73% | 2.92% | 2.61% |
CNX1.L iShares NASDAQ 100 UCITS ETF USD (Acc) | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
SPX5.L SPDR S&P 500 UCITS ETF | 124.38% | 103.50% | 120.99% | 138.50% | 97.80% | 140.46% | 175.61% | 170.82% | 236.21% | 149.13% | 168.09% | 142.74% |
CUKX.L iShares FTSE 100 UCITS ETF | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Worst Drawdowns
The table below displays the maximum drawdowns of the 2025 3. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the 2025 3 was 33.64%, occurring on Mar 23, 2020. Recovery took 115 trading sessions.
The current 2025 3 drawdown is 8.81%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -33.64% | Feb 18, 2020 | 25 | Mar 23, 2020 | 115 | Sep 2, 2020 | 140 |
| -24.08% | Jan 6, 2022 | 197 | Oct 11, 2022 | 204 | Jul 28, 2023 | 401 |
| -16.68% | May 22, 2015 | 188 | Feb 11, 2016 | 133 | Aug 18, 2016 | 321 |
| -15.63% | Jan 30, 2018 | 233 | Dec 24, 2018 | 69 | Apr 3, 2019 | 302 |
| -15.36% | Feb 18, 2025 | 37 | Apr 9, 2025 | — | — | — |
Volatility
Volatility Chart
The current 2025 3 volatility is 10.93%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.
Diversification
Asset Correlations Table
| SGLN.L | CNX1.L | CUKX.L | VHYL.AS | SPX5.L | |
|---|---|---|---|---|---|
| SGLN.L | 1.00 | 0.02 | 0.15 | 0.09 | 0.04 |
| CNX1.L | 0.02 | 1.00 | 0.56 | 0.63 | 0.91 |
| CUKX.L | 0.15 | 0.56 | 1.00 | 0.83 | 0.69 |
| VHYL.AS | 0.09 | 0.63 | 0.83 | 1.00 | 0.78 |
| SPX5.L | 0.04 | 0.91 | 0.69 | 0.78 | 1.00 |