2025 3
Asset Allocation
| Position | Category/Sector | Target Weight |
|---|---|---|
CNX1.L iShares NASDAQ 100 UCITS ETF USD (Acc) | Large Cap Growth Equities | 10% |
CUKX.L iShares FTSE 100 UCITS ETF | 19% | |
SGLN.L iShares Physical Gold ETC | Precious Metals, Commodities | 2% |
SPX5.L SPDR S&P 500 UCITS ETF | Large Cap Blend Equities | 50% |
VHYL.AS Vanguard FTSE All-World High Dividend Yield UCITS ETF - (USD) Distributing | Global Equities, Dividend | 19% |
Performance
Performance Chart
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The earliest data available for this chart is Jun 5, 2013, corresponding to the inception date of VHYL.AS
Returns By Period
As of May 30, 2025, the 2025 3 returned 6.16% Year-To-Date and 10.65% of annualized return in the last 10 years.
| YTD | 1M | 6M | 1Y | 5Y* | 10Y* | |
|---|---|---|---|---|---|---|
^GSPC S&P 500 | 0.52% | 6.32% | -1.44% | 12.25% | 14.20% | 10.84% |
| 2025 3 | 6.16% | 5.91% | 4.18% | 15.51% | 15.37% | 10.65% |
| Portfolio components: | ||||||
SGLN.L iShares Physical Gold ETC | 27.34% | 0.22% | 25.45% | 41.85% | 13.72% | 10.54% |
VHYL.AS Vanguard FTSE All-World High Dividend Yield UCITS ETF - (USD) Distributing | 10.49% | 3.77% | 5.68% | 14.34% | 13.00% | 6.65% |
CNX1.L iShares NASDAQ 100 UCITS ETF USD (Acc) | 1.16% | 10.42% | 3.16% | 14.84% | 18.33% | 17.46% |
SPX5.L SPDR S&P 500 UCITS ETF | 0.26% | 6.79% | -1.28% | 13.38% | 15.82% | 12.58% |
CUKX.L iShares FTSE 100 UCITS ETF | 17.29% | 4.03% | 14.34% | 17.21% | 13.41% | 4.95% |
Monthly Returns
The table below presents the monthly returns of 2025 3, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | 3.72% | -1.30% | -2.88% | 0.30% | 6.46% | 6.16% | |||||||
| 2024 | 0.97% | 2.77% | 3.83% | -1.95% | 3.17% | 3.23% | 1.70% | 1.63% | 1.99% | -1.03% | 3.79% | -2.36% | 18.98% |
| 2023 | 5.70% | -1.85% | 2.68% | 2.62% | -0.59% | 5.22% | 3.39% | -1.86% | -3.54% | -3.25% | 7.96% | 5.23% | 23.00% |
| 2022 | -4.31% | -1.14% | 3.02% | -6.57% | -1.08% | -8.09% | 6.16% | -3.42% | -7.77% | 5.22% | 6.17% | -2.79% | -14.99% |
| 2021 | -0.06% | 2.64% | 3.58% | 4.43% | 1.84% | 0.74% | 1.67% | 2.34% | -3.29% | 4.77% | -1.05% | 4.54% | 24.17% |
| 2020 | -1.04% | -9.31% | -11.01% | 8.90% | 2.96% | 3.05% | 4.27% | 6.51% | -3.57% | -3.25% | 11.54% | 4.67% | 11.63% |
| 2019 | 7.19% | 3.18% | 1.82% | 3.20% | -5.37% | 5.66% | 1.17% | -3.03% | 2.77% | 2.49% | 3.01% | 3.57% | 28.09% |
| 2018 | 4.65% | -3.39% | -3.09% | 2.41% | 0.68% | 0.09% | 2.59% | 0.88% | 0.88% | -6.56% | 0.24% | -6.59% | -7.63% |
| 2017 | 1.19% | 3.39% | 1.38% | 0.99% | 2.03% | 0.27% | 2.34% | 0.34% | 1.71% | 2.20% | 1.85% | 2.74% | 22.40% |
| 2016 | -5.75% | 0.86% | 5.48% | 0.42% | 1.19% | -0.82% | 3.82% | 0.83% | 0.28% | -1.79% | 2.01% | 2.52% | 8.94% |
| 2015 | -2.17% | 4.93% | -2.35% | 2.62% | 0.32% | -2.29% | 1.74% | -5.98% | -3.66% | 8.39% | -0.53% | -1.89% | -1.71% |
| 2014 | -3.38% | 5.08% | -0.35% | 1.34% | 2.06% | 2.16% | -0.78% | 2.38% | -2.08% | 0.39% | 2.47% | -0.79% | 8.52% |
Expense Ratio
2025 3 has an expense ratio of 0.15%, which is considered low. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current rank of 2025 3 is 72, indicating average performance compared to other portfolios on our website. Here’s a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
This table presents a comparison of risk-adjusted performance metrics for positions. Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Martin ratio | |
|---|---|---|---|---|---|
SGLN.L iShares Physical Gold ETC | 2.28 | 3.07 | 1.42 | 5.52 | 15.26 |
VHYL.AS Vanguard FTSE All-World High Dividend Yield UCITS ETF - (USD) Distributing | 0.93 | 1.24 | 1.19 | 0.97 | 4.65 |
CNX1.L iShares NASDAQ 100 UCITS ETF USD (Acc) | 0.67 | 1.14 | 1.15 | 0.71 | 2.39 |
SPX5.L SPDR S&P 500 UCITS ETF | 0.78 | 1.19 | 1.17 | 0.74 | 2.84 |
CUKX.L iShares FTSE 100 UCITS ETF | 1.07 | 1.38 | 1.20 | 1.23 | 4.15 |
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Dividends
Dividend yield
2025 3 provided a 57.12% dividend yield over the last twelve months.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Portfolio | 57.12% | 52.29% | 61.09% | 69.94% | 49.39% | 70.74% | 88.35% | 86.00% | 118.63% | 75.08% | 84.60% | 71.86% |
| Portfolio components: | ||||||||||||
SGLN.L iShares Physical Gold ETC | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
VHYL.AS Vanguard FTSE All-World High Dividend Yield UCITS ETF - (USD) Distributing | 2.93% | 2.82% | 3.15% | 3.60% | 2.59% | 2.68% | 2.89% | 3.14% | 2.76% | 2.73% | 2.92% | 2.61% |
CNX1.L iShares NASDAQ 100 UCITS ETF USD (Acc) | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
SPX5.L SPDR S&P 500 UCITS ETF | 113.13% | 103.50% | 120.99% | 138.50% | 97.80% | 140.46% | 175.61% | 170.82% | 236.21% | 149.13% | 168.09% | 142.74% |
CUKX.L iShares FTSE 100 UCITS ETF | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the 2025 3. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the 2025 3 was 33.67%, occurring on Mar 23, 2020. Recovery took 115 trading sessions.
The current 2025 3 drawdown is 0.41%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -33.67% | Feb 18, 2020 | 25 | Mar 23, 2020 | 115 | Sep 2, 2020 | 140 |
| -24.09% | Jan 6, 2022 | 197 | Oct 11, 2022 | 204 | Jul 28, 2023 | 401 |
| -16.73% | May 22, 2015 | 188 | Feb 11, 2016 | 136 | Aug 23, 2016 | 324 |
| -15.72% | Jan 30, 2018 | 233 | Dec 24, 2018 | 69 | Apr 3, 2019 | 302 |
| -15.36% | Feb 18, 2025 | 37 | Apr 9, 2025 | 25 | May 16, 2025 | 62 |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Diversification
Diversification Metrics
Number of Effective Assets
The portfolio contains 5 assets, with an effective number of assets of 3.01, reflecting the diversification based on asset allocation. This number of effective assets suggests a highly concentrated portfolio, where a few assets dominate the allocation, potentially increasing the portfolio's risk due to lack of diversification.
Asset Correlations Table
| ^GSPC | SGLN.L | VHYL.AS | CUKX.L | CNX1.L | SPX5.L | Portfolio | |
|---|---|---|---|---|---|---|---|
| ^GSPC | 1.00 | 0.02 | 0.50 | 0.48 | 0.56 | 0.61 | 0.62 |
| SGLN.L | 0.02 | 1.00 | -0.04 | 0.16 | 0.02 | 0.04 | 0.07 |
| VHYL.AS | 0.50 | -0.04 | 1.00 | 0.66 | 0.54 | 0.65 | 0.79 |
| CUKX.L | 0.48 | 0.16 | 0.66 | 1.00 | 0.55 | 0.68 | 0.81 |
| CNX1.L | 0.56 | 0.02 | 0.54 | 0.55 | 1.00 | 0.90 | 0.86 |
| SPX5.L | 0.61 | 0.04 | 0.65 | 0.68 | 0.90 | 1.00 | 0.96 |
| Portfolio | 0.62 | 0.07 | 0.79 | 0.81 | 0.86 | 0.96 | 1.00 |