50 years old
Asset Allocation
| Position | Category/Sector | Weight |
|---|---|---|
AAPL Apple Inc | Technology | 1.50% |
AMZN Amazon.com, Inc. | Consumer Cyclical | 1.50% |
BND Vanguard Total Bond Market ETF | Total Bond Market | 8.50% |
BNDX Vanguard Total International Bond ETF | Total Bond Market | 8.50% |
BRK-B Berkshire Hathaway Inc. | Financial Services | 1.50% |
DIA SPDR Dow Jones Industrial Average ETF | Large Cap Growth Equities | 12.50% |
GOOG Alphabet Inc. | Communication Services | 1.50% |
IAU iShares Gold Trust | Precious Metals, Gold | 16.50% |
MSFT Microsoft Corporation | Technology | 1.50% |
REET iShares Global REIT ETF | REIT | 16.50% |
SCHD Schwab US Dividend Equity ETF | Large Cap Growth Equities, Dividend | 12.50% |
VOO Vanguard S&P 500 ETF | Large Cap Growth Equities | 17.50% |
Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in 50 years old, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced Quarterly
The earliest data available for this chart is Jul 10, 2014, corresponding to the inception date of REET
Returns By Period
As of Sep 21, 2024, the 50 years old returned 15.78% Year-To-Date and 9.92% of annualized return in the last 10 years.
| Year-To-Date | 1 month | 6 months | 1 year | 5 years (annualized) | 10 years (annualized) | |
|---|---|---|---|---|---|---|
^GSPC S&P 500 | 19.55% | 1.45% | 8.95% | 31.70% | 13.79% | 11.17% |
| 50 years old | 15.78% | 3.46% | 11.45% | 26.80% | 10.40% | 9.88% |
| Portfolio components: | ||||||
VOO Vanguard S&P 500 ETF | 20.75% | 2.49% | 9.72% | 33.92% | 15.63% | 13.11% |
DIA SPDR Dow Jones Industrial Average ETF | 13.06% | 3.52% | 7.51% | 26.08% | 11.47% | 11.71% |
IAU iShares Gold Trust | 26.88% | 5.63% | 20.99% | 35.82% | 11.28% | 7.77% |
BND Vanguard Total Bond Market ETF | 4.86% | 1.49% | 5.70% | 10.70% | 0.37% | 1.84% |
BNDX Vanguard Total International Bond ETF | 3.18% | 0.91% | 3.23% | 9.24% | -0.23% | 2.15% |
MSFT Microsoft Corporation | 16.38% | 4.75% | 1.89% | 38.34% | 26.85% | 26.95% |
AAPL Apple Inc | 18.98% | 1.63% | 32.79% | 31.22% | 34.05% | 26.09% |
GOOG Alphabet Inc. | 17.11% | -0.38% | 8.75% | 25.75% | 21.80% | 18.91% |
AMZN Amazon.com, Inc. | 26.10% | 8.78% | 7.12% | 48.39% | 16.55% | 27.93% |
BRK-B Berkshire Hathaway Inc. | 27.66% | 1.40% | 10.62% | 26.42% | 17.01% | 12.55% |
SCHD Schwab US Dividend Equity ETF | 13.02% | 2.60% | 7.55% | 21.93% | 12.87% | 11.51% |
REET iShares Global REIT ETF | 11.95% | 5.17% | 15.96% | 27.03% | 2.50% | 5.03% |
Monthly Returns
The table below presents the monthly returns of 50 years old, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | -0.35% | 1.75% | 3.63% | -2.90% | 3.05% | 1.54% | 3.83% | 2.48% | 15.78% | ||||
| 2023 | 5.49% | -3.66% | 2.96% | 1.31% | -1.19% | 2.93% | 2.67% | -1.52% | -4.39% | -0.65% | 7.00% | 4.65% | 15.94% |
| 2022 | -3.62% | -0.79% | 2.36% | -5.49% | -0.88% | -5.75% | 5.47% | -4.12% | -7.50% | 5.01% | 5.85% | -3.10% | -12.94% |
| 2021 | -1.18% | 1.14% | 3.45% | 4.09% | 2.13% | -0.23% | 2.24% | 1.53% | -3.99% | 4.47% | -1.00% | 4.31% | 17.93% |
| 2020 | 1.31% | -5.52% | -9.74% | 8.88% | 2.80% | 2.01% | 5.27% | 3.83% | -3.03% | -1.70% | 7.06% | 3.56% | 13.92% |
| 2019 | 6.05% | 1.66% | 1.57% | 1.73% | -3.07% | 5.40% | 1.06% | 1.36% | 1.12% | 1.72% | 1.07% | 1.94% | 23.53% |
| 2018 | 3.20% | -3.31% | -0.76% | -0.06% | 1.49% | 0.12% | 2.02% | 1.87% | 0.05% | -3.48% | 1.73% | -4.07% | -1.51% |
| 2017 | 1.44% | 3.24% | -0.14% | 1.10% | 1.03% | -0.13% | 1.91% | 1.18% | 0.22% | 1.82% | 2.36% | 1.45% | 16.56% |
| 2016 | -1.70% | 2.20% | 4.78% | 0.60% | 0.02% | 2.94% | 3.10% | -0.89% | 0.12% | -2.30% | -0.31% | 1.76% | 10.56% |
| 2015 | 1.48% | 1.28% | -1.32% | 0.07% | 0.40% | -2.32% | 1.01% | -3.39% | -0.57% | 6.12% | -0.86% | -0.61% | 0.98% |
| 2014 | -1.55% | 2.71% | -2.37% | 1.73% | 2.02% | -0.07% | 2.39% |
Expense Ratio
50 years old has an expense ratio of 0.11%, which is considered low compared to other funds. Below you can find the expense ratios of portfolio funds side-by-side and effortlessly compare their relative costs.
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current risk-adjusted rank of 50 years old is 82, placing it in the top 18% of portfolios on our website in terms of risk-adjusted performance. This ranking is based on the combined values of the indicators listed below.
Risk-Adjusted Performance Indicators
This table presents a comparison of risk-adjusted performance metrics for positions. Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Martin ratio | |
|---|---|---|---|---|---|
VOO Vanguard S&P 500 ETF | 2.47 | 3.31 | 1.45 | 2.70 | 15.54 |
DIA SPDR Dow Jones Industrial Average ETF | 2.25 | 3.10 | 1.41 | 2.79 | 12.25 |
IAU iShares Gold Trust | 2.43 | 3.38 | 1.42 | 2.86 | 14.88 |
BND Vanguard Total Bond Market ETF | 1.65 | 2.42 | 1.29 | 0.58 | 6.84 |
BNDX Vanguard Total International Bond ETF | 2.03 | 3.10 | 1.36 | 0.67 | 8.15 |
MSFT Microsoft Corporation | 1.86 | 2.42 | 1.31 | 2.37 | 7.24 |
AAPL Apple Inc | 1.38 | 2.05 | 1.26 | 1.85 | 4.36 |
GOOG Alphabet Inc. | 0.81 | 1.19 | 1.17 | 1.02 | 2.95 |
AMZN Amazon.com, Inc. | 1.46 | 2.02 | 1.26 | 1.16 | 7.43 |
BRK-B Berkshire Hathaway Inc. | 1.80 | 2.45 | 1.31 | 2.31 | 7.89 |
SCHD Schwab US Dividend Equity ETF | 1.68 | 2.45 | 1.29 | 1.51 | 8.79 |
REET iShares Global REIT ETF | 1.37 | 2.00 | 1.25 | 0.72 | 5.45 |
Dividends
Dividend yield
50 years old granted a 1.89% dividend yield in the last twelve months.
| TTM | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 50 years old | 1.89% | 2.11% | 1.74% | 1.79% | 1.64% | 2.38% | 2.52% | 1.98% | 2.32% | 2.04% | 1.68% | 1.27% |
| Portfolio components: | ||||||||||||
VOO Vanguard S&P 500 ETF | 1.26% | 1.46% | 1.69% | 1.25% | 1.54% | 1.88% | 2.06% | 1.78% | 2.02% | 2.10% | 1.85% | 1.84% |
DIA SPDR Dow Jones Industrial Average ETF | 1.65% | 1.81% | 1.91% | 1.58% | 1.87% | 2.09% | 2.24% | 1.97% | 2.26% | 2.33% | 2.02% | 2.08% |
IAU iShares Gold Trust | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
BND Vanguard Total Bond Market ETF | 3.37% | 3.09% | 2.60% | 1.97% | 2.22% | 2.72% | 2.81% | 2.54% | 2.51% | 2.57% | 2.79% | 2.78% |
BNDX Vanguard Total International Bond ETF | 4.68% | 4.42% | 1.51% | 3.74% | 1.11% | 3.40% | 3.01% | 2.23% | 1.89% | 1.63% | 1.54% | 0.86% |
MSFT Microsoft Corporation | 0.69% | 0.74% | 1.06% | 0.68% | 0.94% | 1.20% | 1.69% | 1.86% | 2.37% | 2.33% | 2.48% | 2.59% |
AAPL Apple Inc | 0.43% | 0.49% | 0.70% | 0.49% | 0.61% | 1.04% | 1.79% | 1.45% | 1.93% | 1.93% | 1.67% | 2.10% |
GOOG Alphabet Inc. | 0.24% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
AMZN Amazon.com, Inc. | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
BRK-B Berkshire Hathaway Inc. | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
SCHD Schwab US Dividend Equity ETF | 2.58% | 3.49% | 3.39% | 2.78% | 3.16% | 2.98% | 3.06% | 2.63% | 2.89% | 2.97% | 2.63% | 2.47% |
REET iShares Global REIT ETF | 2.66% | 3.27% | 2.43% | 3.18% | 2.65% | 5.25% | 5.73% | 3.84% | 5.37% | 3.56% | 2.11% | 0.00% |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Worst Drawdowns
The table below displays the maximum drawdowns of the 50 years old. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the 50 years old was 24.84%, occurring on Mar 23, 2020. Recovery took 93 trading sessions.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -24.84% | Feb 21, 2020 | 22 | Mar 23, 2020 | 93 | Aug 4, 2020 | 115 |
| -19.67% | Jan 5, 2022 | 196 | Oct 14, 2022 | 293 | Dec 14, 2023 | 489 |
| -9.87% | Sep 21, 2018 | 65 | Dec 24, 2018 | 34 | Feb 13, 2019 | 99 |
| -8.71% | Jan 23, 2015 | 149 | Aug 25, 2015 | 131 | Mar 3, 2016 | 280 |
| -7.19% | Jan 29, 2018 | 9 | Feb 8, 2018 | 138 | Aug 27, 2018 | 147 |
Volatility
Volatility Chart
The current 50 years old volatility is 2.46%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.
Diversification
Asset Correlations Table
| IAU | BNDX | BND | AMZN | AAPL | REET | GOOG | BRK-B | MSFT | SCHD | DIA | VOO | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| IAU | 1.00 | 0.27 | 0.39 | 0.01 | 0.00 | 0.14 | 0.02 | -0.06 | 0.00 | 0.01 | -0.01 | 0.01 |
| BNDX | 0.27 | 1.00 | 0.74 | 0.04 | 0.03 | 0.16 | 0.03 | -0.10 | 0.05 | -0.04 | -0.04 | -0.00 |
| BND | 0.39 | 0.74 | 1.00 | 0.03 | 0.00 | 0.18 | -0.00 | -0.15 | 0.02 | -0.06 | -0.08 | -0.04 |
| AMZN | 0.01 | 0.04 | 0.03 | 1.00 | 0.56 | 0.35 | 0.67 | 0.33 | 0.65 | 0.41 | 0.50 | 0.64 |
| AAPL | 0.00 | 0.03 | 0.00 | 0.56 | 1.00 | 0.38 | 0.59 | 0.42 | 0.62 | 0.50 | 0.59 | 0.69 |
| REET | 0.14 | 0.16 | 0.18 | 0.35 | 0.38 | 1.00 | 0.40 | 0.49 | 0.43 | 0.66 | 0.63 | 0.65 |
| GOOG | 0.02 | 0.03 | -0.00 | 0.67 | 0.59 | 0.40 | 1.00 | 0.43 | 0.69 | 0.50 | 0.58 | 0.70 |
| BRK-B | -0.06 | -0.10 | -0.15 | 0.33 | 0.42 | 0.49 | 0.43 | 1.00 | 0.44 | 0.75 | 0.77 | 0.70 |
| MSFT | 0.00 | 0.05 | 0.02 | 0.65 | 0.62 | 0.43 | 0.69 | 0.44 | 1.00 | 0.54 | 0.63 | 0.75 |
| SCHD | 0.01 | -0.04 | -0.06 | 0.41 | 0.50 | 0.66 | 0.50 | 0.75 | 0.54 | 1.00 | 0.90 | 0.85 |
| DIA | -0.01 | -0.04 | -0.08 | 0.50 | 0.59 | 0.63 | 0.58 | 0.77 | 0.63 | 0.90 | 1.00 | 0.92 |
| VOO | 0.01 | -0.00 | -0.04 | 0.64 | 0.69 | 0.65 | 0.70 | 0.70 | 0.75 | 0.85 | 0.92 | 1.00 |