The Start
Asset Allocation
| Position | Category/Sector | Target Weight |
|---|---|---|
JPM JPMorgan Chase & Co. | Financial Services | 16.12% |
O Realty Income Corporation | Real Estate | 22.86% |
PFE Pfizer Inc. | Healthcare | 27.49% |
SCHD Schwab US Dividend Equity ETF | Large Cap Growth Equities, Dividend | 33.53% |
Performance
Performance Chart
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The earliest data available for this chart is Aug 13, 2012, corresponding to the inception date of PFE
Returns By Period
As of May 11, 2025, the The Start returned -2.30% Year-To-Date and 9.13% of annualized return in the last 10 years.
| YTD | 1M | 6M | 1Y | 5Y* | 10Y* | |
|---|---|---|---|---|---|---|
^GSPC S&P 500 | -3.77% | 7.44% | -5.60% | 8.37% | 14.12% | 10.46% |
| The Start | -2.30% | 5.51% | -5.39% | 2.95% | 9.40% | 9.13% |
| Portfolio components: | ||||||
O Realty Income Corporation | 8.70% | 5.18% | 1.41% | 8.96% | 7.45% | 7.58% |
PFE Pfizer Inc. | -13.00% | 5.16% | -13.62% | -15.14% | -4.98% | 0.57% |
SCHD Schwab US Dividend Equity ETF | -4.97% | 3.04% | -9.89% | 1.08% | 12.64% | 10.39% |
JPM JPMorgan Chase & Co. | 6.78% | 11.43% | 8.01% | 30.28% | 26.54% | 17.71% |
Monthly Returns
The table below presents the monthly returns of The Start, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | 3.66% | 1.69% | -2.21% | -3.47% | -1.81% | -2.30% | |||||||
| 2024 | -1.79% | 0.44% | 5.09% | -4.34% | 4.97% | -0.69% | 8.07% | 2.26% | -0.19% | -0.97% | 1.67% | -4.29% | 9.87% |
| 2023 | -0.38% | -3.99% | -2.05% | -0.52% | -3.15% | 2.30% | 3.30% | -3.99% | -5.45% | -5.07% | 7.69% | 3.90% | -8.02% |
| 2022 | -5.22% | -5.30% | 4.20% | -4.60% | 5.04% | -5.25% | 2.99% | -5.69% | -8.08% | 10.66% | 6.66% | -0.89% | -7.26% |
| 2021 | -1.43% | 3.16% | 7.07% | 4.97% | 2.26% | -1.34% | 4.03% | 4.44% | -5.04% | 4.97% | 5.11% | 6.63% | 39.94% |
| 2020 | -0.84% | -9.56% | -15.86% | 12.74% | 1.90% | -3.17% | 7.85% | 2.51% | -2.67% | -1.33% | 12.85% | 2.19% | 2.78% |
| 2019 | 4.72% | 2.30% | 1.09% | 1.35% | -3.29% | 4.22% | -1.37% | -1.65% | 3.79% | 5.03% | 0.80% | 1.46% | 19.64% |
| 2018 | 2.10% | -3.75% | -1.15% | -0.05% | 1.41% | 0.40% | 6.98% | 3.28% | 1.38% | -1.57% | 5.31% | -6.26% | 7.57% |
| 2017 | -0.07% | 5.32% | -0.97% | -0.59% | -2.33% | 2.66% | 1.23% | 1.01% | 3.13% | 0.37% | 4.03% | 1.79% | 16.44% |
| 2016 | -1.84% | 0.33% | 4.67% | 2.82% | 3.46% | 3.91% | 3.63% | -2.33% | -0.44% | -4.03% | 3.29% | 3.37% | 17.66% |
| 2015 | 0.23% | 4.55% | 0.24% | -1.58% | 1.20% | -2.03% | 4.70% | -7.22% | -0.13% | 7.13% | 0.22% | 0.09% | 6.86% |
| 2014 | -0.25% | 5.78% | -0.30% | 0.27% | -0.82% | 1.80% | -1.74% | 3.29% | -1.62% | 4.22% | 2.53% | 1.10% | 14.88% |
Expense Ratio
The Start has an expense ratio of 0.02%, which is considered low. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current rank of The Start is 15, meaning it’s performing worse than 85% of other portfolios on our website when it comes to balancing risk and reward. Below is a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
This table presents a comparison of risk-adjusted performance metrics for positions. Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Martin ratio | |
|---|---|---|---|---|---|
O Realty Income Corporation | 0.53 | 0.79 | 1.10 | 0.36 | 0.97 |
PFE Pfizer Inc. | -0.66 | -0.64 | 0.93 | -0.22 | -0.99 |
SCHD Schwab US Dividend Equity ETF | 0.08 | 0.32 | 1.04 | 0.15 | 0.49 |
JPM JPMorgan Chase & Co. | 1.09 | 1.77 | 1.26 | 1.43 | 4.82 |
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Dividends
Dividend yield
The Start provided a 5.05% dividend yield over the last twelve months.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Portfolio | 5.05% | 4.50% | 4.34% | 3.55% | 3.62% | 3.66% | 3.23% | 3.25% | 3.18% | 3.28% | 3.37% | 3.25% |
| Portfolio components: | ||||||||||||
O Realty Income Corporation | 5.60% | 5.37% | 5.33% | 4.68% | 6.95% | 4.65% | 3.69% | 4.19% | 4.45% | 4.19% | 4.42% | 4.59% |
PFE Pfizer Inc. | 7.63% | 6.33% | 5.70% | 3.12% | 2.64% | 3.92% | 3.68% | 3.12% | 3.53% | 3.69% | 3.47% | 3.34% |
SCHD Schwab US Dividend Equity ETF | 4.04% | 3.64% | 3.49% | 3.39% | 2.78% | 3.16% | 2.98% | 3.06% | 2.63% | 2.89% | 2.97% | 2.63% |
JPM JPMorgan Chase & Co. | 2.00% | 1.92% | 2.38% | 2.98% | 2.34% | 2.83% | 2.37% | 2.54% | 1.91% | 2.13% | 2.54% | 2.49% |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the The Start. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the The Start was 35.97%, occurring on Mar 23, 2020. Recovery took 177 trading sessions.
The current The Start drawdown is 8.92%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -35.97% | Jan 24, 2020 | 41 | Mar 23, 2020 | 177 | Dec 2, 2020 | 218 |
| -24.98% | Jan 13, 2022 | 451 | Oct 30, 2023 | — | — | — |
| -12.05% | Dec 4, 2018 | 14 | Dec 24, 2018 | 37 | Feb 19, 2019 | 51 |
| -11% | Jan 29, 2018 | 9 | Feb 8, 2018 | 119 | Jul 31, 2018 | 128 |
| -10.83% | Aug 4, 2015 | 16 | Aug 25, 2015 | 44 | Oct 27, 2015 | 60 |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Diversification
Diversification Metrics
Number of Effective Assets
The portfolio contains 4 assets, with an effective number of assets of 3.76, reflecting the diversification based on asset allocation. This number of effective assets suggests a highly concentrated portfolio, where a few assets dominate the allocation, potentially increasing the portfolio's risk due to lack of diversification.
Asset Correlations Table
| ^GSPC | O | PFE | JPM | SCHD | Portfolio | |
|---|---|---|---|---|---|---|
| ^GSPC | 1.00 | 0.36 | 0.44 | 0.65 | 0.84 | 0.73 |
| O | 0.36 | 1.00 | 0.27 | 0.19 | 0.42 | 0.61 |
| PFE | 0.44 | 0.27 | 1.00 | 0.33 | 0.51 | 0.75 |
| JPM | 0.65 | 0.19 | 0.33 | 1.00 | 0.67 | 0.66 |
| SCHD | 0.84 | 0.42 | 0.51 | 0.67 | 1.00 | 0.84 |
| Portfolio | 0.73 | 0.61 | 0.75 | 0.66 | 0.84 | 1.00 |