SPTM + QQQM + SCHD
Asset Allocation
| Position | Category/Sector | Target Weight |
|---|---|---|
QQQM Invesco NASDAQ 100 ETF | Large Cap Growth Equities | 30% |
SCHD Schwab US Dividend Equity ETF | Large Cap Growth Equities, Dividend | 20% |
SPTM SPDR Portfolio S&P 1500 Composite Stock Market ETF | All Cap Equities | 50% |
Performance
Performance Chart
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The earliest data available for this chart is Oct 13, 2020, corresponding to the inception date of QQQM
Returns By Period
| YTD | 1M | 6M | 1Y | 5Y* | 10Y* | |
|---|---|---|---|---|---|---|
^GSPC S&P 500 | 0.52% | 6.32% | -1.44% | 12.25% | 14.20% | 10.84% |
| SPTM + QQQM + SCHD | 0.40% | 6.30% | -1.61% | 12.52% | N/A | N/A |
| Portfolio components: | ||||||
QQQM Invesco NASDAQ 100 ETF | 1.89% | 9.34% | 3.24% | 14.66% | N/A | N/A |
SCHD Schwab US Dividend Equity ETF | -3.27% | 1.16% | -9.40% | 6.77% | 12.24% | 10.57% |
SPTM SPDR Portfolio S&P 1500 Composite Stock Market ETF | 0.55% | 6.39% | -1.72% | 12.84% | 15.72% | 12.36% |
Monthly Returns
The table below presents the monthly returns of SPTM + QQQM + SCHD, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | 2.41% | -1.08% | -5.27% | -1.60% | 6.31% | 0.40% | |||||||
| 2024 | 1.19% | 4.61% | 2.96% | -4.26% | 4.76% | 3.51% | 1.57% | 1.92% | 1.94% | -0.70% | 5.67% | -2.59% | 22.05% |
| 2023 | 6.87% | -1.91% | 4.25% | 0.70% | 1.68% | 6.28% | 3.73% | -1.63% | -4.75% | -2.63% | 9.08% | 5.47% | 29.48% |
| 2022 | -5.85% | -2.97% | 3.67% | -9.15% | 0.51% | -8.49% | 9.24% | -4.11% | -9.25% | 7.55% | 5.83% | -6.19% | -19.67% |
| 2021 | -0.42% | 2.90% | 4.47% | 4.70% | 0.69% | 2.73% | 2.03% | 3.15% | -4.70% | 6.65% | -0.19% | 4.00% | 28.71% |
| 2020 | -6.86% | 11.62% | 4.09% | 8.22% |
Expense Ratio
SPTM + QQQM + SCHD has an expense ratio of 0.07%, which is considered low. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current rank of SPTM + QQQM + SCHD is 32, indicating average performance compared to other portfolios on our website. Here’s a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
This table presents a comparison of risk-adjusted performance metrics for positions. Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Martin ratio | |
|---|---|---|---|---|---|
QQQM Invesco NASDAQ 100 ETF | 0.58 | 0.96 | 1.13 | 0.63 | 2.04 |
SCHD Schwab US Dividend Equity ETF | 0.42 | 0.49 | 1.07 | 0.28 | 0.84 |
SPTM SPDR Portfolio S&P 1500 Composite Stock Market ETF | 0.66 | 0.98 | 1.14 | 0.63 | 2.40 |
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Dividends
Dividend yield
SPTM + QQQM + SCHD provided a 1.62% dividend yield over the last twelve months.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Portfolio | 1.62% | 1.55% | 1.61% | 1.77% | 1.30% | 1.46% | 1.45% | 1.56% | 1.35% | 1.53% | 1.55% | 1.56% |
| Portfolio components: | ||||||||||||
QQQM Invesco NASDAQ 100 ETF | 0.58% | 0.61% | 0.65% | 0.83% | 0.40% | 0.16% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
SCHD Schwab US Dividend Equity ETF | 3.97% | 3.64% | 3.49% | 3.39% | 2.78% | 3.16% | 2.98% | 3.06% | 2.63% | 2.89% | 2.97% | 2.63% |
SPTM SPDR Portfolio S&P 1500 Composite Stock Market ETF | 1.30% | 1.28% | 1.44% | 1.69% | 1.25% | 1.56% | 1.71% | 1.90% | 1.66% | 1.91% | 1.92% | 2.08% |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the SPTM + QQQM + SCHD. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the SPTM + QQQM + SCHD was 25.43%, occurring on Oct 12, 2022. Recovery took 293 trading sessions.
The current SPTM + QQQM + SCHD drawdown is 3.94%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -25.43% | Dec 28, 2021 | 200 | Oct 12, 2022 | 293 | Dec 12, 2023 | 493 |
| -18.83% | Feb 20, 2025 | 34 | Apr 8, 2025 | — | — | — |
| -8.39% | Jul 17, 2024 | 16 | Aug 7, 2024 | 30 | Sep 19, 2024 | 46 |
| -6.87% | Oct 14, 2020 | 11 | Oct 28, 2020 | 6 | Nov 5, 2020 | 17 |
| -5.66% | Apr 1, 2024 | 15 | Apr 19, 2024 | 18 | May 15, 2024 | 33 |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Diversification
Diversification Metrics
Number of Effective Assets
The portfolio contains 3 assets, with an effective number of assets of 2.63, reflecting the diversification based on asset allocation. This number of effective assets suggests a highly concentrated portfolio, where a few assets dominate the allocation, potentially increasing the portfolio's risk due to lack of diversification.
Asset Correlations Table
| ^GSPC | SCHD | QQQM | SPTM | Portfolio | |
|---|---|---|---|---|---|
| ^GSPC | 1.00 | 0.76 | 0.92 | 1.00 | 0.99 |
| SCHD | 0.76 | 1.00 | 0.54 | 0.78 | 0.77 |
| QQQM | 0.92 | 0.54 | 1.00 | 0.91 | 0.94 |
| SPTM | 1.00 | 0.78 | 0.91 | 1.00 | 0.99 |
| Portfolio | 0.99 | 0.77 | 0.94 | 0.99 | 1.00 |