Gold/Stock 40/60

The chart shows the growth of an initial investment of $10,000 in Gold/Stock 40/60, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced Every 3 months.

As of Jul 31, 2026, the Gold/Stock 40/60 returned 4.92% Year-To-Date and 13.91% of annualized return in the last 10 years.

Based on dividend-adjusted daily data since Nov 18, 2004, Gold/Stock 40/60's average daily return is +0.05%, while the average monthly return is +0.96%. At this rate, an investment would double in approximately 6.0 years.

Historically, 64% of months were positive and 36% were negative. The best month was Apr 2020 with a return of +10.8%, while the worst month was Oct 2008 at -17.0%. The longest winning streak lasted 12 consecutive months, and the longest losing streak was 6 months.

On a daily basis, Gold/Stock 40/60 closed higher 56% of trading days. The best single day was Apr 9, 2025 with a return of +7.4%, while the worst single day was Dec 1, 2008 at -7.6%.

Gold/Stock 40/60 has an annualized alpha of 5.63%, beta of 0.61, and R2 of 0.69 versus S&P 500 Index. Calculated based on daily prices since November 18, 2004.

• This portfolio participates in less of S&P 500 Index's moves in both directions, but captures a larger share of gains (73.43%) than losses (55.70%) - typical of diversified or defensive assets.
• This portfolio generated an annualized alpha of 5.63% versus S&P 500 Index - delivering returns beyond what market exposure alone would predict.
• Beta of 0.61 indicates this portfolio moves significantly less than S&P 500 Index - a genuinely defensive profile with reduced participation in both market rallies and downturns.

Gold/Stock 40/60 has an expense ratio of 0.18%, which is considered low. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.

Gold/Stock 40/60 ranks 45 for risk / return — above 45% of Portfolios peers on PortfoliosLab. Its historical combined result is near the middle of the peer group.

The Sharpe ratio helps investors understand how much return they're getting for the level of risk taken. A higher Sharpe ratio indicates better risk-adjusted performance, meaning more reward for each unit of risk. Learn how to interpret the Sharpe ratio.

The current Gold/Stock 40/60 Sharpe ratio is 1.44 as of Jul 31, 2026 (the value is recalculated daily), calculated over the past 12 months.

Compared to the broad market, where average Sharpe ratios range from 1.12 to 1.93, this portfolio's current Sharpe ratio falls between the 25th and 75th percentiles. This indicates that its risk-adjusted performance is in line with the majority of portfolios, suggesting a balanced approach to risk and return—likely suitable for a wide range of investors.

The chart below shows the rolling Sharpe ratio of Gold/Stock 40/60 compared to the selected benchmark. This view highlights how the investment's risk-adjusted performance has changed over time.

Gold/Stock 40/60 provided a 0.64% dividend yield over the last twelve months.

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.

The table below displays the maximum drawdowns of the Gold/Stock 40/60. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Gold/Stock 40/60 was 36.73%, occurring on Nov 20, 2008. Recovery took 259 trading sessions.

The current Gold/Stock 40/60 drawdown is 5.75%.

The chart below shows the rolling one-month volatility.