ETF SAVING PROGRAM
This is the new program for 2024. The key point is to buy the stock each month at the best price.
Asset Allocation
| Position | Category/Sector | Weight |
|---|---|---|
IWY iShares Russell Top 200 Growth ETF | Large Cap Growth Equities | 10% |
SCHD Schwab US Dividend Equity ETF | Large Cap Growth Equities, Dividend | 80% |
SMH VanEck Vectors Semiconductor ETF | Technology Equities | 10% |
Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in ETF SAVING PROGRAM, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced Quarterly
The earliest data available for this chart is Oct 20, 2011, corresponding to the inception date of SCHD
Returns By Period
As of Oct 17, 2024, the ETF SAVING PROGRAM returned 20.49% Year-To-Date and 14.93% of annualized return in the last 10 years.
| Year-To-Date | 1 month | 6 months | 1 year | 5 years (annualized) | 10 years (annualized) | |
|---|---|---|---|---|---|---|
^GSPC S&P 500 | 22.49% | 3.72% | 16.33% | 33.60% | 14.41% | 11.99% |
| ETF SAVING PROGRAM | 20.49% | 3.82% | 17.03% | 33.06% | 16.80% | 14.84% |
| Portfolio components: | ||||||
IWY iShares Russell Top 200 Growth ETF | 27.26% | 3.74% | 18.72% | 42.29% | 21.33% | 18.12% |
SCHD Schwab US Dividend Equity ETF | 16.62% | 3.67% | 16.21% | 27.01% | 13.50% | 12.33% |
SMH VanEck Vectors Semiconductor ETF | 41.43% | 5.82% | 18.54% | 71.18% | 35.48% | 29.90% |
Monthly Returns
The table below presents the monthly returns of ETF SAVING PROGRAM, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | 1.03% | 3.61% | 4.52% | -4.49% | 3.55% | 1.68% | 4.24% | 1.98% | 1.05% | 20.49% | |||
| 2023 | 4.17% | -2.64% | 1.21% | -1.09% | -1.13% | 5.46% | 4.25% | -1.53% | -4.64% | -3.56% | 7.68% | 6.42% | 14.53% |
| 2022 | -4.04% | -2.28% | 2.92% | -6.01% | 3.57% | -8.79% | 5.95% | -3.71% | -8.33% | 9.74% | 7.85% | -4.40% | -9.33% |
| 2021 | -0.44% | 5.44% | 7.56% | 2.44% | 2.67% | 0.36% | 0.93% | 2.35% | -4.08% | 5.11% | -0.26% | 6.23% | 31.54% |
| 2020 | -1.43% | -8.55% | -11.48% | 12.93% | 4.10% | 0.83% | 5.90% | 5.85% | -2.62% | -0.05% | 13.41% | 3.52% | 21.16% |
| 2019 | 6.71% | 4.25% | 1.85% | 3.97% | -8.32% | 7.73% | 2.15% | -1.32% | 3.48% | 2.09% | 3.13% | 3.55% | 32.33% |
| 2018 | 5.27% | -4.73% | -2.47% | -1.54% | 2.89% | 0.23% | 4.26% | 2.66% | 0.86% | -6.81% | 3.10% | -7.96% | -5.18% |
| 2017 | 0.34% | 3.44% | 0.71% | 0.44% | 2.45% | -0.61% | 2.10% | 0.53% | 2.89% | 4.20% | 3.49% | 1.70% | 23.81% |
| 2016 | -3.00% | 0.69% | 6.69% | -0.74% | 2.14% | 2.29% | 3.88% | 0.14% | 0.73% | -1.59% | 3.17% | 2.18% | 17.48% |
| 2015 | -2.99% | 5.66% | -2.35% | 0.74% | 1.33% | -3.74% | 0.54% | -5.38% | -0.72% | 8.85% | 0.56% | -0.91% | 0.74% |
| 2014 | -4.18% | 4.16% | 1.97% | 1.30% | 1.76% | 1.91% | -1.61% | 3.75% | -0.36% | 1.87% | 3.51% | -0.80% | 13.75% |
| 2013 | 5.40% | 2.04% | 4.29% | 3.05% | 1.62% | -1.05% | 4.42% | -3.36% | 3.31% | 4.84% | 2.37% | 2.38% | 33.12% |
Expense Ratio
ETF SAVING PROGRAM has an expense ratio of 0.10%, which is considered low compared to other funds. Below you can find the expense ratios of portfolio funds side-by-side and effortlessly compare their relative costs.
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current rank of ETF SAVING PROGRAM is 57, suggesting that the investment has average results relative to other portfolios in terms of risk-adjusted performance. This ranking is determined by the cumulative values of the indicators listed below.
Risk-Adjusted Performance Indicators
This table presents a comparison of risk-adjusted performance metrics for positions. Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Martin ratio | |
|---|---|---|---|---|---|
IWY iShares Russell Top 200 Growth ETF | 2.29 | 2.98 | 1.41 | 2.84 | 10.71 |
SCHD Schwab US Dividend Equity ETF | 2.24 | 3.21 | 1.39 | 1.97 | 11.75 |
SMH VanEck Vectors Semiconductor ETF | 1.91 | 2.42 | 1.32 | 2.65 | 7.65 |
Dividends
Dividend yield
ETF SAVING PROGRAM granted a 2.81% dividend yield in the last twelve months.
| TTM | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ETF SAVING PROGRAM | 2.81% | 2.92% | 3.04% | 2.38% | 2.74% | 3.09% | 2.96% | 2.51% | 2.62% | 2.97% | 2.48% | 2.44% |
| Portfolio components: | ||||||||||||
IWY iShares Russell Top 200 Growth ETF | 0.51% | 0.68% | 0.88% | 0.50% | 0.71% | 1.06% | 1.32% | 1.26% | 1.51% | 1.58% | 1.44% | 1.56% |
SCHD Schwab US Dividend Equity ETF | 3.39% | 3.49% | 3.39% | 2.78% | 3.16% | 2.98% | 3.06% | 2.63% | 2.89% | 2.97% | 2.63% | 2.47% |
SMH VanEck Vectors Semiconductor ETF | 0.42% | 0.60% | 2.37% | 1.02% | 1.38% | 6.00% | 3.75% | 2.85% | 1.61% | 4.28% | 2.31% | 3.11% |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Worst Drawdowns
The table below displays the maximum drawdowns of the ETF SAVING PROGRAM. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the ETF SAVING PROGRAM was 32.60%, occurring on Mar 23, 2020. Recovery took 97 trading sessions.
The current ETF SAVING PROGRAM drawdown is 0.33%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -32.6% | Feb 13, 2020 | 27 | Mar 23, 2020 | 97 | Aug 10, 2020 | 124 |
| -20.75% | Jan 5, 2022 | 186 | Sep 30, 2022 | 302 | Dec 13, 2023 | 488 |
| -17.91% | Sep 24, 2018 | 64 | Dec 24, 2018 | 66 | Apr 1, 2019 | 130 |
| -14.27% | Mar 3, 2015 | 123 | Aug 25, 2015 | 140 | Mar 16, 2016 | 263 |
| -11.38% | Jan 29, 2018 | 67 | May 3, 2018 | 93 | Sep 14, 2018 | 160 |
Volatility
Volatility Chart
The current ETF SAVING PROGRAM volatility is 2.81%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.
Diversification
Asset Correlations Table
| SCHD | SMH | IWY | |
|---|---|---|---|
| SCHD | 1.00 | 0.63 | 0.71 |
| SMH | 0.63 | 1.00 | 0.78 |
| IWY | 0.71 | 0.78 | 1.00 |