a portfolio for my mom

Asset Allocation

Position	Category/Sector	Target Weight
AMZN Amazon.com, Inc	Consumer Cyclical	3%
AVGO Broadcom Inc.	Technology	5%
BRK-B Berkshire Hathaway Inc.	Financial Services	25%
BTC-USD Bitcoin		10%
GOOG Alphabet Inc	Communication Services	1%
META Meta Platforms, Inc.	Communication Services	1%
MSFT Microsoft Corporation	Technology	5%
NFLX Netflix, Inc.	Communication Services	5%
NVDA NVIDIA Corporation	Technology	10%
RHM.DE Rheinmetall AG	Industrials	5%
SCHD Schwab U.S. Dividend Equity ETF	Dividend	10%
TSM Taiwan Semiconductor Manufacturing Company Limited	Technology	5%
VOO Vanguard S&P 500 ETF	S&P 500	15%

Benchmark Against

Benchmark

S&P 500 Index

Rebalance

Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in a portfolio for my mom , comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced Every 3 months.

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The earliest data available for this chart is Apr 3, 2014, corresponding to the inception date of GOOG

Returns By Period

As of Apr 2, 2026, the a portfolio for my mom returned -4.58% Year-To-Date and 36.07% of annualized return in the last 10 years.

	1D	1M	YTD	6M	1Y	3Y*	5Y*	10Y*
Benchmark S&P 500 Index	0.11%	-3.43%	-3.84%	-1.98%	16.08%	16.86%	10.37%	12.29%
Portfolio a portfolio for my mom	-0.01%	-1.97%	-4.58%	-8.15%	16.82%	37.53%	26.61%	36.07%
Portfolio components:
NVDA NVIDIA Corporation	0.93%	-1.47%	-4.88%	-6.08%	60.69%	85.17%	66.71%	70.07%
BTC-USD Bitcoin	-1.99%	-2.31%	-23.70%	-44.66%	-19.07%	33.89%	3.18%	66.03%
BRK-B Berkshire Hathaway Inc.	-0.24%	-0.83%	-5.03%	-3.74%	-11.23%	15.44%	13.08%	12.79%
AVGO Broadcom Inc.	0.34%	0.44%	-8.93%	-6.61%	84.26%	72.07%	48.84%	38.50%
TSM Taiwan Semiconductor Manufacturing Company Limited	-0.72%	-3.72%	11.88%	18.31%	101.39%	56.27%	24.16%	32.63%
NFLX Netflix, Inc.	3.25%	0.98%	5.23%	-15.13%	5.46%	41.49%	12.83%	25.19%
AMZN Amazon.com, Inc	-0.38%	0.50%	-9.12%	-5.68%	7.02%	27.00%	5.83%	21.61%
VOO Vanguard S&P 500 ETF	0.11%	-3.33%	-3.55%	-1.41%	17.60%	18.47%	11.96%	14.19%
SCHD Schwab U.S. Dividend Equity ETF	0.16%	-2.44%	12.35%	13.88%	13.89%	11.70%	8.35%	12.30%
RHM.DE Rheinmetall AG	-1.15%	-1.24%	-1.19%	-22.12%	29.43%	84.02%	79.27%	39.68%

*Multi-year figures are annualized to reflect compound growth (CAGR)

Monthly Returns

Based on dividend-adjusted daily data since Apr 4, 2014, a portfolio for my mom 's average daily return is +0.08%, while the average monthly return is +2.53%. At this rate, your investment would double in approximately 2.3 years.

Historically, 69% of months were positive and 31% were negative. The best month was Nov 2020 with a return of +15.4%, while the worst month was Apr 2022 at -13.5%. The longest winning streak lasted 21 consecutive months, and the longest losing streak was 6 months.

On a daily basis, a portfolio for my mom closed higher 55% of trading days. The best single day was Mar 13, 2020 with a return of +10.0%, while the worst single day was Mar 12, 2020 at -13.3%.

	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec	Total
2026	-0.61%	-0.37%	-4.34%	0.73%									-4.58%
2025	3.49%	1.06%	-0.50%	3.52%	8.71%	5.37%	2.03%	1.24%	4.22%	-0.37%	-1.51%	-1.32%	28.62%
2024	7.15%	14.04%	7.21%	-5.52%	8.03%	3.34%	1.78%	3.32%	0.59%	1.58%	9.83%	-0.80%	61.74%
2023	13.22%	0.73%	9.68%	1.71%	5.51%	7.46%	2.85%	-0.66%	-5.03%	2.36%	8.95%	5.17%	64.18%
2022	-5.46%	2.36%	8.94%	-13.53%	-1.81%	-12.36%	10.55%	-7.50%	-7.90%	7.23%	8.97%	-5.22%	-18.17%
2021	1.48%	7.21%	6.95%	4.90%	-0.72%	2.47%	1.98%	5.64%	-4.50%	11.53%	0.72%	0.49%	44.21%

Benchmark Metrics

a portfolio for my mom has an annualized alpha of 17.90%, beta of 1.01, and R² of 0.78 versus S&P 500 Index. Calculated based on daily prices since April 04, 2014.

This portfolio captured 161.74% of S&P 500 Index gains but only 75.50% of its losses — a favorable profile for investors.
This portfolio generated an annualized alpha of 17.90% versus S&P 500 Index — delivering returns beyond what market exposure alone would predict.
With beta of 1.01 and R² of 0.78, this portfolio moves broadly in line with S&P 500 Index — much of its variation is explained by market exposure rather than independent behavior.

Alpha: 17.90%

Beta: 1.01

R²: 0.78

Upside Capture: 161.74%

Downside Capture: 75.50%

Expense Ratio

a portfolio for my mom has an expense ratio of 0.01%, which is considered low. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.

SCHD

Schwab U.S. Dividend Equity ETF

VOO

Vanguard S&P 500 ETF

Return for Risk

Risk / Return Rank

a portfolio for my mom ranks 18 for risk / return — in the bottom 18% of portfolios on our site. This means you're taking on significantly more risk than the returns justify. Consider whether the potential upside is worth the volatility, or explore alternatives with better risk / return profiles.

Overall Rank

Sharpe Ratio Rank

Sortino Ratio Rank

Omega Ratio Rank

Calmar Ratio Rank

Martin Ratio Rank

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

Return / Risk — by metrics

	Portfolio	Benchmark	Difference
Sharpe ratio Return per unit of total volatility	0.94	0.88	+0.06
Sortino ratio Return per unit of downside risk	1.49	1.37	+0.13
Omega ratio Gain probability vs. loss probability	1.20	1.21	-0.01
Calmar ratio Return relative to maximum drawdown	-0.36	1.39	-1.75
Martin ratio Return relative to average drawdown	-0.97	6.43	-7.40
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

How much return does each position deliver for the risk it carries? Higher values mean better reward for the risk taken.

	Risk / Return Rank	Sharpe ratio	Sortino ratio	Omega ratio	Calmar ratio	Martin ratio
NVDA NVIDIA Corporation	81	1.47	2.17	1.27	3.02	7.54
BTC-USD Bitcoin	39	-0.43	-0.36	0.96	-1.14	-2.03
BRK-B Berkshire Hathaway Inc.	15	-0.62	-0.73	0.90	-0.70	-1.19
AVGO Broadcom Inc.	84	1.76	2.49	1.32	3.08	7.50
TSM Taiwan Semiconductor Manufacturing Company Limited	93	2.64	3.23	1.41	5.70	18.99
NFLX Netflix, Inc.	42	0.16	0.48	1.06	0.14	0.30
AMZN Amazon.com, Inc	46	0.20	0.55	1.07	0.42	1.00
VOO Vanguard S&P 500 ETF	54	0.98	1.49	1.23	1.53	7.13
SCHD Schwab U.S. Dividend Equity ETF	40	0.89	1.34	1.19	1.09	3.69
RHM.DE Rheinmetall AG	57	0.62	1.13	1.14	0.68	1.63

Sharpe Ratio

The Sharpe ratio helps investors understand how much return they're getting for the level of risk taken. A higher Sharpe ratio indicates better risk-adjusted performance, meaning more reward for each unit of risk.

a portfolio for my mom Sharpe ratios as of Apr 2, 2026 (values are recalculated daily):

1-Year: 0.94
5-Year: 1.35
10-Year: 1.70
All Time: 1.61

These values reflect how efficiently the investment has delivered returns relative to its volatility over different time periods. All figures are annualized and based on daily total returns (including price changes and dividends).

Compared to the broad market, where average Sharpe ratios range from 1.01 to 1.70, this portfolio's current Sharpe ratio places it in the bottom 25%. This suggests weaker risk-adjusted returns than most portfolios, possibly due to lower returns, higher volatility, or both. It may be worth reviewing the allocation. You can use the Portfolio Optimization tool to explore options for improving the Sharpe ratio.

The chart below shows the rolling Sharpe ratio of a portfolio for my mom compared to the selected benchmark. This view highlights how the investment's risk-adjusted performance has changed over time.

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Dividends

Dividend yield

a portfolio for my mom provided a 0.69% dividend yield over the last twelve months.

	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Portfolio	0.69%	0.71%	0.75%	0.86%	1.02%	0.82%	1.11%	1.12%	1.19%	0.93%	1.04%	1.06%
Portfolio components:
NVDA NVIDIA Corporation	0.02%	0.02%	0.03%	0.03%	0.11%	0.05%	0.12%	0.27%	0.46%	0.29%	0.45%	1.20%
BTC-USD Bitcoin	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
BRK-B Berkshire Hathaway Inc.	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
AVGO Broadcom Inc.	0.79%	0.70%	0.94%	1.71%	3.02%	2.24%	3.05%	3.54%	3.11%	1.87%	1.43%	1.13%
TSM Taiwan Semiconductor Manufacturing Company Limited	0.98%	1.00%	1.18%	1.78%	2.49%	1.57%	1.56%	3.46%	3.64%	2.32%	2.61%	2.54%
NFLX Netflix, Inc.	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
AMZN Amazon.com, Inc	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
VOO Vanguard S&P 500 ETF	1.18%	1.13%	1.24%	1.46%	1.69%	1.25%	1.54%	1.88%	2.06%	1.78%	2.02%	2.10%
SCHD Schwab U.S. Dividend Equity ETF	3.45%	3.82%	3.64%	3.49%	3.39%	2.78%	3.16%	2.98%	3.06%	2.63%	2.89%	2.97%
RHM.DE Rheinmetall AG	0.52%	0.52%	0.93%	1.50%	1.77%	2.41%	5.54%	2.05%	2.20%	1.37%	1.72%	0.49%

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.

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Worst Drawdowns

The table below displays the maximum drawdowns of the a portfolio for my mom . A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the a portfolio for my mom was 32.74%, occurring on Oct 12, 2022. Recovery took 225 trading sessions.

The current a portfolio for my mom drawdown is 9.01%.

Depth	Start	To Bottom	Bottom	To Recover	End	Total
-32.74%	Mar 30, 2022	197	Oct 12, 2022	225	May 25, 2023	422
-30.69%	Feb 20, 2020	26	Mar 16, 2020	116	Jul 10, 2020	142
-24.34%	Dec 17, 2017	374	Dec 25, 2018	129	May 3, 2019	503
-13.14%	Dec 17, 2015	57	Feb 11, 2016	35	Mar 17, 2016	92
-12.6%	Nov 9, 2021	107	Feb 23, 2022	29	Mar 24, 2022	136

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.

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Diversification

Diversification Metrics

Number of Effective Assets

The portfolio contains 13 assets, with an effective number of assets of 7.78, reflecting the diversification based on asset allocation. This number of effective assets indicates a moderate level of diversification, where some assets may have a more significant influence on overall performance.

Asset Correlations Table

The table below displays the correlation coefficients between the individual components of the portfolio, the entire portfolio, and the chosen benchmark.

	Benchmark	BTC-USD	RHM.DE	NFLX	BRK-B	TSM	META	SCHD	AVGO	NVDA	AMZN	GOOG	MSFT	VOO	Portfolio
Benchmark	1.00	0.18	0.27	0.49	0.66	0.59	0.61	0.80	0.65	0.63	0.64	0.69	0.73	1.00	0.83
BTC-USD	0.18	1.00	0.05	0.10	0.07	0.11	0.10	0.10	0.11	0.13	0.12	0.11	0.10	0.15	0.55
RHM.DE	0.27	0.05	1.00	0.12	0.19	0.19	0.14	0.24	0.19	0.15	0.12	0.15	0.16	0.24	0.30
NFLX	0.49	0.10	0.12	1.00	0.22	0.32	0.45	0.25	0.36	0.40	0.47	0.40	0.43	0.45	0.47
BRK-B	0.66	0.07	0.19	0.22	1.00	0.27	0.27	0.66	0.30	0.24	0.28	0.34	0.36	0.60	0.52
TSM	0.59	0.11	0.19	0.32	0.27	1.00	0.38	0.39	0.55	0.55	0.40	0.42	0.45	0.54	0.57
META	0.61	0.10	0.14	0.45	0.27	0.38	1.00	0.31	0.43	0.46	0.56	0.57	0.52	0.55	0.49
SCHD	0.80	0.10	0.24	0.25	0.66	0.39	0.31	1.00	0.42	0.35	0.34	0.40	0.45	0.75	0.56
AVGO	0.65	0.11	0.19	0.36	0.30	0.55	0.43	0.42	1.00	0.56	0.42	0.42	0.50	0.59	0.59
NVDA	0.63	0.13	0.15	0.40	0.24	0.55	0.46	0.35	0.56	1.00	0.48	0.45	0.53	0.57	0.64
AMZN	0.64	0.12	0.12	0.47	0.28	0.40	0.56	0.34	0.42	0.48	1.00	0.61	0.57	0.59	0.53
GOOG	0.69	0.11	0.15	0.40	0.34	0.42	0.57	0.40	0.42	0.45	0.61	1.00	0.59	0.63	0.54
MSFT	0.73	0.10	0.16	0.43	0.36	0.45	0.52	0.45	0.50	0.53	0.57	0.59	1.00	0.67	0.59
VOO	1.00	0.15	0.24	0.45	0.60	0.54	0.55	0.75	0.59	0.57	0.59	0.63	0.67	1.00	0.75
Portfolio	0.83	0.55	0.30	0.47	0.52	0.57	0.49	0.56	0.59	0.64	0.53	0.54	0.59	0.75	1.00

The correlation results are calculated based on daily price changes starting from Apr 4, 2014

a portfolio for my mom

Asset Allocation

Performance

Performance Chart

Returns By Period

Monthly Returns

Benchmark Metrics

Expense Ratio

Return for Risk

Risk / Return Rank

Return / Risk — by metrics

Sharpe ratio

Sortino ratio

Omega ratio

Calmar ratio

Martin ratio

Sharpe Ratio

Dividends

Dividend yield

Drawdowns

Drawdowns Chart

Worst Drawdowns

Volatility

Volatility Chart

Diversification

Diversification Metrics

Number of Effective Assets

Asset Correlations Table