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ZURVY vs. PGR
Performance
Return for Risk
Dividends
Drawdowns
Volatility
Financials

Performance

ZURVY vs. PGR - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Zurich Insurance Group Ltd (ZURVY) and The Progressive Corporation (PGR). The values are adjusted to include any dividend payments, if applicable.

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ZURVY vs. PGR - Yearly Performance Comparison


2026 (YTD)202520242023202220212020201920182017
ZURVY
Zurich Insurance Group Ltd
-5.63%34.63%20.17%15.48%13.77%9.57%9.42%45.86%4.06%22.48%
PGR
The Progressive Corporation
-8.77%-3.02%51.39%23.16%26.81%10.84%41.48%25.14%9.39%61.59%

Fundamentals

Market Cap

ZURVY:

$103.61B

PGR:

$114.85B

EPS

ZURVY:

$3.32

PGR:

$17.28

PE Ratio

ZURVY:

10.82

PGR:

11.30

PEG Ratio

ZURVY:

0.25

PGR:

0.09

PS Ratio

ZURVY:

1.01

PGR:

1.44

PB Ratio

ZURVY:

3.63

PGR:

27.74

Total Revenue (TTM)

ZURVY:

$102.66B

PGR:

$79.91B

Gross Profit (TTM)

ZURVY:

$102.66B

PGR:

$24.59B

EBITDA (TTM)

ZURVY:

$15.13B

PGR:

$13.09B

Returns By Period

In the year-to-date period, ZURVY achieves a -5.63% return, which is significantly higher than PGR's -8.77% return. Over the past 10 years, ZURVY has underperformed PGR with an annualized return of 19.33%, while PGR has yielded a comparatively higher 22.03% annualized return.


ZURVY

1D
0.45%
1M
3.67%
YTD
-5.63%
6M
0.28%
1Y
7.47%
3Y*
20.77%
5Y*
16.41%
10Y*
19.33%

PGR

1D
1.03%
1M
-8.44%
YTD
-8.77%
6M
-14.68%
1Y
-26.04%
3Y*
13.80%
5Y*
18.00%
10Y*
22.03%
*Multi-year figures are annualized to reflect compound growth (CAGR)

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Return for Risk

ZURVY vs. PGR — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

ZURVY
ZURVY Risk / Return Rank: 5050
Overall Rank
ZURVY Sharpe Ratio Rank: 5252
Sharpe Ratio Rank
ZURVY Sortino Ratio Rank: 4343
Sortino Ratio Rank
ZURVY Omega Ratio Rank: 4444
Omega Ratio Rank
ZURVY Calmar Ratio Rank: 5454
Calmar Ratio Rank
ZURVY Martin Ratio Rank: 5555
Martin Ratio Rank

PGR
PGR Risk / Return Rank: 66
Overall Rank
PGR Sharpe Ratio Rank: 33
Sharpe Ratio Rank
PGR Sortino Ratio Rank: 66
Sortino Ratio Rank
PGR Omega Ratio Rank: 77
Omega Ratio Rank
PGR Calmar Ratio Rank: 66
Calmar Ratio Rank
PGR Martin Ratio Rank: 99
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

ZURVY vs. PGR - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Zurich Insurance Group Ltd (ZURVY) and The Progressive Corporation (PGR). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.


ZURVYPGRDifference

Sharpe ratio

Return per unit of total volatility

0.37

-1.04

+1.41

Sortino ratio

Return per unit of downside risk

0.60

-1.35

+1.95

Omega ratio

Gain probability vs. loss probability

1.09

0.83

+0.26

Calmar ratio

Return relative to maximum drawdown

0.66

-0.91

+1.57

Martin ratio

Return relative to average drawdown

1.59

-1.47

+3.06

ZURVY vs. PGR - Sharpe Ratio Comparison

The current ZURVY Sharpe Ratio is 0.37, which is higher than the PGR Sharpe Ratio of -1.04. The chart below compares the historical Sharpe Ratios of ZURVY and PGR, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.


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Sharpe Ratios by Period


ZURVYPGRDifference

Sharpe Ratio (1Y)

Calculated over the trailing 1-year period

0.37

-1.04

+1.41

Sharpe Ratio (5Y)

Calculated over the trailing 5-year period

0.91

0.74

+0.18

Sharpe Ratio (10Y)

Calculated over the trailing 10-year period

0.92

0.91

+0.01

Sharpe Ratio (All Time)

Calculated using the full available price history

0.32

0.58

-0.26

Correlation

The correlation between ZURVY and PGR is 0.35, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.


Dividends

ZURVY vs. PGR - Dividend Comparison

ZURVY's dividend yield for the trailing twelve months is around 4.74%, less than PGR's 7.17% yield.


TTM20252024202320222021202020192018201720162015
ZURVY
Zurich Insurance Group Ltd
4.74%4.47%4.79%5.12%4.52%4.90%4.83%4.62%6.33%9.41%6.24%0.00%
PGR
The Progressive Corporation
7.17%2.15%0.48%0.25%0.31%6.23%2.68%3.89%1.86%1.21%2.50%2.16%

Drawdowns

ZURVY vs. PGR - Drawdown Comparison

The maximum ZURVY drawdown since its inception was -66.03%, smaller than the maximum PGR drawdown of -71.06%. Use the drawdown chart below to compare losses from any high point for ZURVY and PGR.


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Drawdown Indicators


ZURVYPGRDifference

Max Drawdown

Largest peak-to-trough decline

-66.03%

-71.06%

+5.03%

Max Drawdown (1Y)

Largest decline over 1 year

-11.36%

-29.40%

+18.04%

Max Drawdown (5Y)

Largest decline over 5 years

-20.15%

-29.97%

+9.82%

Max Drawdown (10Y)

Largest decline over 10 years

-39.18%

-29.97%

-9.21%

Current Drawdown

Current decline from peak

-6.05%

-28.58%

+22.53%

Average Drawdown

Average peak-to-trough decline

-10.04%

-14.47%

+4.43%

Ulcer Index

Depth and duration of drawdowns from previous peaks

4.70%

18.20%

-13.50%

Volatility

ZURVY vs. PGR - Volatility Comparison

Zurich Insurance Group Ltd (ZURVY) and The Progressive Corporation (PGR) have volatilities of 6.17% and 6.15%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.


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Volatility by Period


ZURVYPGRDifference

Volatility (1M)

Calculated over the trailing 1-month period

6.17%

6.15%

+0.02%

Volatility (6M)

Calculated over the trailing 6-month period

14.18%

17.16%

-2.98%

Volatility (1Y)

Calculated over the trailing 1-year period

20.48%

25.05%

-4.57%

Volatility (5Y)

Calculated over the trailing 5-year period, annualized

18.01%

24.50%

-6.49%

Volatility (10Y)

Calculated over the trailing 10-year period, annualized

21.05%

24.36%

-3.31%

Financials

ZURVY vs. PGR - Financials Comparison

This section allows you to compare key financial metrics between Zurich Insurance Group Ltd and The Progressive Corporation. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.


Quarterly
Annual

Total Revenue: Total amount of money received from sales and other business activities


10.00B20.00B30.00B40.00B50.00BAprilJulyOctober2022AprilJulyOctober2023AprilJulyOctober2024AprilJulyOctober2025AprilJulyOctober
50.63B
15.00B
(ZURVY) Total Revenue
(PGR) Total Revenue
Values in USD except per share items

ZURVY vs. PGR - Profitability Comparison

The chart below illustrates the profitability comparison between Zurich Insurance Group Ltd and The Progressive Corporation over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

Gross Margin
Operating Margin
Net Margin
Quarterly
Annual

20.0%40.0%60.0%80.0%100.0%AprilJulyOctober2022AprilJulyOctober2023AprilJulyOctober2024AprilJulyOctober2025AprilJulyOctober
100.0%
53.5%
Portfolio components
ZURVY - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Zurich Insurance Group Ltd reported a gross profit of 50.63B and revenue of 50.63B. Therefore, the gross margin over that period was 100.0%.

PGR - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, The Progressive Corporation reported a gross profit of 8.02B and revenue of 15.00B. Therefore, the gross margin over that period was 53.5%.

ZURVY - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Zurich Insurance Group Ltd reported an operating income of 5.51B and revenue of 50.63B, resulting in an operating margin of 10.9%.

PGR - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, The Progressive Corporation reported an operating income of 2.29B and revenue of 15.00B, resulting in an operating margin of 15.3%.

ZURVY - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Zurich Insurance Group Ltd reported a net income of 3.73B and revenue of 50.63B, resulting in a net margin of 7.4%.

PGR - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, The Progressive Corporation reported a net income of 1.80B and revenue of 15.00B, resulting in a net margin of 12.0%.