YALL vs. VTI

Last updated Aug 4, 2026

YALL (God Bless America ETF) and VTI (Vanguard Total Stock Market ETF) are both Large Cap Blend Equities funds. YALL is actively managed, while VTI is passively managed. Over the past 3 years, YALL returned 16.90%/yr vs 20.38%/yr for VTI. Their correlation of 0.87 means they have usually moved in the same direction. YALL charges 0.65%/yr vs 0.03%/yr for VTI.

Performance

YALL vs. VTI - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in God Bless America ETF (YALL) and Vanguard Total Stock Market ETF (VTI). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, YALL achieves a -2.41% return, which is significantly lower than VTI's 12.18% return.

YALL

• 1D: 1.37%
• 1M: -0.84%
• 6M: -3.76%
• YTD: -2.41%
• 1Y: 1.85%
• 3Y*: 16.90%
• 5Y*: —
• 10Y*: —
• ALL TIME*: 23.07%

VTI

• 1D: 1.53%
• 1M: 1.38%
• 6M: 9.81%
• YTD: 12.18%
• 1Y: 23.70%
• 3Y*: 20.38%
• 5Y*: 12.06%
• 10Y*: 14.66%
• ALL TIME*: 9.64%

*Multi-year figures are annualized to reflect compound growth (CAGR)

Liquidity Comparison

Position	Avg. Volume Value (2W)	Avg. Volume Value (1M)	Avg. Volume Value (3M)
VTI Vanguard Total Stock Market ETF	$1.08B	$1.16B	$1.24B
YALL God Bless America ETF	$400.93K	$373.23K	$379.27K

YALL vs. VTI - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022
YALL God Bless America ETF	-2.41%	14.36%	29.99%	40.74%	8.04%
VTI Vanguard Total Stock Market ETF	12.18%	17.10%	23.81%	26.05%	6.17%

Correlation

The correlation between YALL and VTI is 0.81, meaning they have usually moved in the same direction, including during past declines.

	Correlation
Correlation (1Y) Focuses on recent behavior, but can change the most.	0.81
Correlation (3Y) Balances recent behavior with more history.	0.85
Correlation (All Time) Calculated using the full available price history since Oct 11, 2022	0.87

The correlation between YALL and VTI has been stable across timeframes, ranging from 0.81 to 0.87 - a consistent structural relationship.

YALL vs. VTI - Sectors Allocation Comparison

Sectors	YALL	VTI
Technology	20.1%	36.1%
Industrials	15.3%	10.2%
Financial Services	11.1%	11.8%
Consumer Cyclical	11.0%	9.4%
Healthcare	9.6%	9.7%
Consumer Defensive	9.3%	4.3%
Communication Services	8.1%	9.1%
Basic Materials	5.0%	1.9%
Energy	4.8%	3.2%
Utilities	3.4%	2.2%
Real Estate	2.4%	2.3%

Return for Risk

YALL vs. VTI — Risk / Return Rank

Compare historical risk-adjusted metric ranks over the past 12 months.

YALL

YALL Risk / Return Rank: 14
YALL Sharpe Ratio Rank: 14
YALL Sortino Ratio Rank: 13
YALL Omega Ratio Rank: 13
YALL Calmar Ratio Rank: 14
YALL Martin Ratio Rank: 14

VTI

VTI Risk / Return Rank: 78
VTI Sharpe Ratio Rank: 79
VTI Sortino Ratio Rank: 77
VTI Omega Ratio Rank: 77
VTI Calmar Ratio Rank: 75
VTI Martin Ratio Rank: 83

The rank (0–100) uses a weighted average of the Sharpe, Sortino, Omega, Calmar, and Martin percentile ranks for the trailing 12 months. Higher means stronger historical risk-adjusted performance within the peer group.

YALL vs. VTI - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for God Bless America ETF (YALL) and Vanguard Total Stock Market ETF (VTI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	YALL	VTI	Difference
Sharpe ratio: Return per unit of total volatility	0.13	1.82	-1.69
Sortino ratio: Return per unit of downside risk	0.28	2.52	-2.24
Omega ratio: Gain probability vs. loss probability	1.03	1.32	-0.29
Calmar ratio: Return relative to maximum drawdown	0.20	2.67	-2.47
Martin ratio: Return relative to average drawdown	0.44	11.50	-11.06

YALL vs. VTI - Sharpe Ratio Comparison

The current YALL Sharpe Ratio is 0.13, which is lower than the VTI Sharpe Ratio of 1.82. The chart below compares the historical Sharpe Ratios of YALL and VTI, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Drawdowns

YALL vs. VTI - Drawdown Comparison

The maximum YALL drawdown since its inception was -19.72%, smaller than the maximum VTI drawdown of -55.45%. Use the drawdown chart below to compare losses from any high point for YALL and VTI.

Drawdown Indicators

	YALL	VTI	Difference
Max Drawdown Largest peak-to-trough decline	-19.72%	-55.45%	+35.73%
Max Drawdown (1Y) Largest decline over 1 year	-9.42%	-8.92%	-0.50%
Max Drawdown (3Y) Largest decline over 3 years	-19.72%	-19.30%	-0.42%
Max Drawdown (5Y) Largest decline over 5 years	—	-25.36%	—
Max Drawdown (10Y) Largest decline over 10 years	—	-35.00%	—
Current Drawdown Current decline from peak	-6.77%	0.00%	-6.77%
Average Drawdown Average peak-to-trough decline	-3.09%	-7.98%	+4.89%
Ulcer Index Depth and duration of drawdowns from previous peaks	4.18%	2.07%	+2.11%

Volatility

YALL vs. VTI - Volatility Comparison

The current volatility for God Bless America ETF (YALL) is 3.25%, while Vanguard Total Stock Market ETF (VTI) has a volatility of 3.78%. This indicates that YALL experiences smaller price fluctuations and is considered to be less risky than VTI based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	YALL	VTI	Difference
Volatility (1M) Calculated over the trailing 1-month period	3.25%	3.78%	-0.53%
Volatility (6M) Calculated over the trailing 6-month period	10.10%	10.33%	-0.23%
Volatility (1Y) Calculated over the trailing 1-year period	13.82%	13.08%	+0.74%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	17.30%	17.53%	-0.23%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	17.30%	18.31%	-1.01%

YALL vs. VTI - Expense Ratio Comparison

YALL has a 0.65% expense ratio, which is higher than VTI's 0.03% expense ratio.

Dividends

YALL vs. VTI - Dividend Comparison

YALL's dividend yield for the trailing twelve months is around 0.51%, less than VTI's 1.04% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
VTI Vanguard Total Stock Market ETF	1.04%	1.12%	1.27%	1.44%	1.66%	1.21%	1.42%	1.78%	2.04%	1.71%	1.92%	1.98%
YALL God Bless America ETF	0.51%	0.49%	0.50%	3.51%	0.19%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Frequently Asked Questions

Can I hold both YALL and VTI in my portfolio?

YALL and VTI have a correlation of 0.81, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, YALL or VTI?

VTI has higher volatility (3.78%) compared to YALL (3.25%). In terms of maximum drawdown, YALL dropped -19.72% vs VTI's -55.45%.

Which ETF is better, YALL or VTI?

On 3-year performance, VTI leads with 20.38% vs 16.90% for YALL. On fees, VTI is cheaper at 0.03% per year. On volatility, YALL has been the lower-risk option at 3.25%. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF has performed better, YALL or VTI?

Over the 3-year period, VTI has performed better with a 20.38% return vs 16.90%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.

Which ETF is cheaper, YALL or VTI?

VTI is cheaper with a 0.03% expense ratio, compared with 0.65% for YALL.

Which ETF pays a higher dividend yield, YALL or VTI?

VTI has the higher dividend yield at 1.04%, compared with 0.51% for YALL.

What is the main difference between YALL and VTI?

They also come from different issuers: Tidal and Vanguard. Their fees differ too: 0.65% for YALL and 0.03% for VTI.

Which has better risk-adjusted returns?

VTI currently has the higher Sharpe Ratio (1.82 vs 0.13), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.