Correlation
The correlation between XP and NU is 0.42, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.
XP vs. NU
Compare and contrast key facts about XP Inc. (XP) and Nu Holdings Ltd. (NU).
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: XP or NU.
Performance
XP vs. NU - Performance Comparison
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Key characteristics
XP:
0.17
NU:
-0.03
XP:
0.56
NU:
0.29
XP:
1.07
NU:
1.04
XP:
0.11
NU:
-0.04
XP:
0.40
NU:
-0.07
XP:
20.23%
NU:
19.78%
XP:
41.09%
NU:
48.11%
XP:
-79.19%
NU:
-72.07%
XP:
-57.97%
NU:
-24.42%
Fundamentals
XP:
$10.25B
NU:
$57.84B
XP:
$1.51
NU:
$0.44
XP:
12.75
NU:
27.25
XP:
0.62
NU:
10.25
XP:
2.72
NU:
6.72
XP:
$12.11B
NU:
$11.74B
XP:
$5.62B
NU:
$5.29B
XP:
$4.69B
NU:
$3.09B
Returns By Period
In the year-to-date period, XP achieves a 63.38% return, which is significantly higher than NU's 15.93% return.
XP
63.38%
20.25%
50.26%
6.74%
-1.65%
-6.66%
N/A
NU
15.93%
-3.38%
-4.15%
-1.31%
46.62%
N/A
N/A
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Risk-Adjusted Performance
XP vs. NU — Risk-Adjusted Performance Rank
XP
NU
XP vs. NU - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for XP Inc. (XP) and Nu Holdings Ltd. (NU). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
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Dividends
XP vs. NU - Dividend Comparison
XP's dividend yield for the trailing twelve months is around 3.36%, while NU has not paid dividends to shareholders.
| TTM | 2024 | 2023 | |
|---|---|---|---|
XP XP Inc. | 3.36% | 5.49% | 5.04% |
NU Nu Holdings Ltd. | 0.00% | 0.00% | 0.00% |
Drawdowns
XP vs. NU - Drawdown Comparison
The maximum XP drawdown since its inception was -79.19%, which is greater than NU's maximum drawdown of -72.07%. Use the drawdown chart below to compare losses from any high point for XP and NU.
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Volatility
XP vs. NU - Volatility Comparison
XP Inc. (XP) has a higher volatility of 11.96% compared to Nu Holdings Ltd. (NU) at 9.93%. This indicates that XP's price experiences larger fluctuations and is considered to be riskier than NU based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Financials
XP vs. NU - Financials Comparison
This section allows you to compare key financial metrics between XP Inc. and Nu Holdings Ltd.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
XP vs. NU - Profitability Comparison
XP - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on May 2025, XP Inc. reported a gross profit of 792.43M and revenue of 1.91B. Therefore, the gross margin over that period was 41.5%.
NU - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on May 2025, Nu Holdings Ltd. reported a gross profit of 1.28B and revenue of 3.15B. Therefore, the gross margin over that period was 40.6%.
XP - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on May 2025, XP Inc. reported an operating income of -1.06B and revenue of 1.91B, resulting in an operating margin of -55.5%.
NU - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on May 2025, Nu Holdings Ltd. reported an operating income of 795.07M and revenue of 3.15B, resulting in an operating margin of 25.3%.
XP - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on May 2025, XP Inc. reported a net income of 1.18B and revenue of 1.91B, resulting in a net margin of 61.7%.
NU - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on May 2025, Nu Holdings Ltd. reported a net income of 557.20M and revenue of 3.15B, resulting in a net margin of 17.7%.