WWJD vs. VTI

Last updated Jun 4, 2026

WWJD (Inspire International ESG ETF) and VTI (Vanguard Total Stock Market ETF) are both exchange-traded funds - WWJD is a Foreign Large Cap Equities fund tracking the Inspire Global Hope Ex-US Index, while VTI is a Large Cap Blend Equities fund tracking the CRSP US Total Market Index. Both are passively managed. Over the past 5 years, WWJD returned 6.59%/yr vs 12.69%/yr for VTI. A 0.76 correlation means they provide meaningful diversification when combined. WWJD charges 0.80%/yr vs 0.03%/yr for VTI.

Performance

WWJD vs. VTI - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Inspire International ESG ETF (WWJD) and Vanguard Total Stock Market ETF (VTI). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, WWJD achieves a 7.15% return, which is significantly lower than VTI's 11.20% return.

WWJD

• 1D: -1.35%
• 1M: 0.28%
• YTD: 7.15%
• 6M: 9.72%
• 1Y: 19.41%
• 3Y*: 14.98%
• 5Y*: 6.59%
• 10Y*: —

VTI

• 1D: -0.72%
• 1M: 4.99%
• YTD: 11.20%
• 6M: 11.09%
• 1Y: 28.18%
• 3Y*: 22.07%
• 5Y*: 12.69%
• 10Y*: 15.05%

*Multi-year figures are annualized to reflect compound growth (CAGR)

WWJD vs. VTI - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019
WWJD Inspire International ESG ETF	7.15%	29.28%	1.05%	16.42%	-14.60%	16.60%	12.91%	11.34%
VTI Vanguard Total Stock Market ETF	11.20%	17.10%	23.81%	26.05%	-19.52%	25.68%	21.08%	10.39%

Correlation

The correlation between WWJD and VTI is 0.75, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.75
Correlation (3Y) Calculated over the trailing 3-year period	0.71
Correlation (5Y) Calculated over the trailing 5-year period	0.75
Correlation (All Time) Calculated using the full available price history since Oct 2, 2019	0.76

The correlation between WWJD and VTI has been stable across timeframes, ranging from 0.71 to 0.76 - a consistent structural relationship.

WWJD vs. VTI - Sectors Allocation Comparison

Sectors	WWJD	VTI
Industrials	20.1%	9.8%
Financial Services	18.1%	12.0%
Basic Materials	13.8%	2.0%
Utilities	10.2%	2.3%
Energy	7.6%	3.7%
Technology	7.2%	33.5%
Consumer Cyclical	6.9%	10.0%
Healthcare	5.6%	9.2%
Consumer Defensive	5.4%	4.7%
Real Estate	3.1%	2.4%
Communication Services	2.0%	10.3%

Return for Risk

WWJD vs. VTI — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

WWJD

WWJD Risk / Return Rank: 40
WWJD Sharpe Ratio Rank: 40
WWJD Sortino Ratio Rank: 38
WWJD Omega Ratio Rank: 40
WWJD Calmar Ratio Rank: 37
WWJD Martin Ratio Rank: 44

VTI

VTI Risk / Return Rank: 68
VTI Sharpe Ratio Rank: 69
VTI Sortino Ratio Rank: 68
VTI Omega Ratio Rank: 67
VTI Calmar Ratio Rank: 62
VTI Martin Ratio Rank: 75

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

WWJD vs. VTI - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Inspire International ESG ETF (WWJD) and Vanguard Total Stock Market ETF (VTI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	WWJD	VTI	Difference
Sharpe ratio Return per unit of total volatility	1.43	2.33	-0.90
Sortino ratio Return per unit of downside risk	1.99	3.18	-1.20
Omega ratio Gain probability vs. loss probability	1.26	1.42	-0.16
Calmar ratio Return relative to maximum drawdown	1.81	3.17	-1.37
Martin ratio Return relative to average drawdown	7.02	14.62	-7.60
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

WWJD vs. VTI - Sharpe Ratio Comparison

The current WWJD Sharpe Ratio is 1.43, which is lower than the VTI Sharpe Ratio of 2.33. The chart below compares the historical Sharpe Ratios of WWJD and VTI, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Sharpe Ratios by Period

	WWJD	VTI	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	1.43	2.33	-0.90
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.40	0.73	-0.34
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	—	0.82	—
Sharpe Ratio (All Time) Calculated using the full available price history	0.56	0.51	+0.06

Drawdowns

WWJD vs. VTI - Drawdown Comparison

The maximum WWJD drawdown since its inception was -35.76%, smaller than the maximum VTI drawdown of -55.45%. Use the drawdown chart below to compare losses from any high point for WWJD and VTI.

Drawdown Indicators

	WWJD	VTI	Difference
Max Drawdown Largest peak-to-trough decline	-35.76%	-55.45%	+19.69%
Max Drawdown (1Y) Largest decline over 1 year	-10.77%	-8.92%	-1.85%
Max Drawdown (3Y) Largest decline over 3 years	-14.97%	-19.30%	+4.33%
Max Drawdown (5Y) Largest decline over 5 years	-29.51%	-25.36%	-4.15%
Max Drawdown (10Y) Largest decline over 10 years	—	-35.00%	—
Current Drawdown Current decline from peak	-2.93%	-0.72%	-2.21%
Average Drawdown Average peak-to-trough decline	-6.97%	-8.03%	+1.06%
Ulcer Index Depth and duration of drawdowns from previous peaks	2.77%	1.93%	+0.84%

Volatility

WWJD vs. VTI - Volatility Comparison

Inspire International ESG ETF (WWJD) has a higher volatility of 4.73% compared to Vanguard Total Stock Market ETF (VTI) at 2.96%. This indicates that WWJD's price experiences larger fluctuations and is considered to be riskier than VTI based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	WWJD	VTI	Difference
Volatility (1M) Calculated over the trailing 1-month period	4.73%	2.96%	+1.77%
Volatility (6M) Calculated over the trailing 6-month period	11.48%	9.13%	+2.35%
Volatility (1Y) Calculated over the trailing 1-year period	13.67%	12.17%	+1.50%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	16.66%	17.40%	-0.74%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	20.08%	18.30%	+1.78%

WWJD vs. VTI - Expense Ratio Comparison

WWJD has a 0.80% expense ratio, which is higher than VTI's 0.03% expense ratio.

Dividends

WWJD vs. VTI - Dividend Comparison

WWJD's dividend yield for the trailing twelve months is around 2.21%, more than VTI's 1.01% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
VTI Vanguard Total Stock Market ETF	1.01%	1.12%	1.27%	1.44%	1.66%	1.21%	1.42%	1.78%	2.04%	1.71%	1.92%	1.98%
WWJD Inspire International ESG ETF	2.21%	2.58%	2.99%	2.56%	2.09%	15.22%	1.22%	0.00%	0.00%	0.00%	0.00%	0.00%

Frequently Asked Questions

Can I hold both WWJD and VTI in my portfolio?

WWJD and VTI have a correlation of 0.75, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, WWJD or VTI?

WWJD has higher volatility (4.73%) compared to VTI (2.96%). In terms of maximum drawdown, WWJD dropped -35.76% vs VTI's -55.45%.

Which ETF is better, WWJD or VTI?

On 5-year performance, VTI leads with 12.69% vs 6.59% for WWJD. On fees, VTI is cheaper at 0.03% per year. On volatility, VTI has been the lower-risk option at 2.96%. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF has performed better, WWJD or VTI?

Over the 5-year period, VTI has performed better with a 12.69% return vs 6.59%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.

Which ETF is cheaper, WWJD or VTI?

VTI is cheaper with a 0.03% expense ratio, compared with 0.80% for WWJD.

Which ETF pays a higher dividend yield, WWJD or VTI?

WWJD has the higher dividend yield at 2.21%, compared with 1.01% for VTI.

What is the main difference between WWJD and VTI?

WWJD is categorized as Foreign Large Cap Equities, while VTI is Large Cap Blend Equities. WWJD tracks Inspire Global Hope Ex-US Index, while VTI tracks CRSP US Total Market Index. They also come from different issuers: Inspire and Vanguard. Their fees differ too: 0.80% for WWJD and 0.03% for VTI.

Which has better risk-adjusted returns?

VTI currently has the higher Sharpe Ratio (2.33 vs 1.43), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.