VUN.TO vs. XTOT.TO

Last updated Apr 4, 2026

Compare and contrast key facts about Vanguard US Total Market Index ETF (VUN.TO) and iShares Core S&P Total U.S. Stock Market Index ETF (XTOT.TO).

VUN.TO and XTOT.TO are both exchange-traded funds (ETFs), meaning they are traded on stock exchanges and can be bought and sold throughout the day. VUN.TO is a passively managed fund by Vanguard that tracks the performance of the CRSP US Total Market Index. It was launched on Aug 2, 2013. XTOT.TO is a passively managed fund by iShares that tracks the performance of the S&P Total Market Index. It was launched on May 28, 2025. Both VUN.TO and XTOT.TO are passive ETFs, meaning that they are not actively managed but aim to replicate the performance of the underlying index as closely as possible.

Performance

VUN.TO vs. XTOT.TO - Performance Comparison

The chart below illustrates the hypothetical performance of a CA$10,000 investment in Vanguard US Total Market Index ETF (VUN.TO) and iShares Core S&P Total U.S. Stock Market Index ETF (XTOT.TO). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

The year-to-date returns for both stocks are quite close, with VUN.TO having a -1.90% return and XTOT.TO slightly lower at -1.93%.

VUN.TO

• 1D: 0.35%
• 1M: -1.65%
• YTD: -1.90%
• 6M: -1.70%
• 1Y: 28.55%
• 3Y*: 19.13%
• 5Y*: 12.59%
• 10Y*: 14.04%

XTOT.TO

• 1D: 0.42%
• 1M: -1.60%
• YTD: -1.93%
• 6M: -2.13%
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

VUN.TO vs. XTOT.TO - Yearly Performance Comparison

	2026 (YTD)	2025
VUN.TO Vanguard US Total Market Index ETF	-1.90%	15.77%
XTOT.TO iShares Core S&P Total U.S. Stock Market Index ETF	-1.93%	15.99%

Correlation

The correlation between VUN.TO and XTOT.TO is 0.86, indicating a strong positive relationship between their price movements. Combining them offers limited diversification — they'll tend to fall together during downturns. For meaningful risk reduction, look for holdings with correlations below 0.5.

VUN.TO vs. XTOT.TO - Expense Ratio Comparison

VUN.TO has a 0.17% expense ratio, which is higher than XTOT.TO's 0.07% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.

VUN.TO

Vanguard US Total Market Index ETF

XTOT.TO

iShares Core S&P Total U.S. Stock Market Index ETF

Return for Risk

VUN.TO vs. XTOT.TO — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

VUN.TO

VUN.TO Risk / Return Rank: 37
VUN.TO Sharpe Ratio Rank: 37
VUN.TO Sortino Ratio Rank: 37
VUN.TO Omega Ratio Rank: 42
VUN.TO Calmar Ratio Rank: 34
VUN.TO Martin Ratio Rank: 37

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

VUN.TO vs. XTOT.TO - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Vanguard US Total Market Index ETF (VUN.TO) and iShares Core S&P Total U.S. Stock Market Index ETF (XTOT.TO). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	VUN.TO	XTOT.TO	Difference
Sharpe ratio Return per unit of total volatility	0.76	—	—
Sortino ratio Return per unit of downside risk	1.14	—	—
Omega ratio Gain probability vs. loss probability	1.18	—	—
Calmar ratio Return relative to maximum drawdown	1.19	—	—
Martin ratio Return relative to average drawdown	4.49	—	—
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

Sharpe Ratios by Period

	VUN.TO	XTOT.TO	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	0.76	—	—
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.82	—	—
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	0.84	—	—
Sharpe Ratio (All Time) Calculated using the full available price history	0.94	1.26	-0.32

Drawdowns

VUN.TO vs. XTOT.TO - Drawdown Comparison

The maximum VUN.TO drawdown since its inception was -28.19%, which is greater than XTOT.TO's maximum drawdown of -9.64%. Use the drawdown chart below to compare losses from any high point for VUN.TO and XTOT.TO.

Drawdown Indicators

	VUN.TO	XTOT.TO	Difference
Max Drawdown Largest peak-to-trough decline	-28.19%	-9.64%	-18.55%
Max Drawdown (1Y) Largest decline over 1 year	-8.51%	—	—
Max Drawdown (5Y) Largest decline over 5 years	-23.67%	—	—
Max Drawdown (10Y) Largest decline over 10 years	-28.19%	—	—
Current Drawdown Current decline from peak	-5.20%	-6.00%	+0.80%
Average Drawdown Average peak-to-trough decline	-3.84%	-1.98%	-1.86%
Ulcer Index Depth and duration of drawdowns from previous peaks	3.38%	—	—

Volatility

Volatility by Period

	VUN.TO	XTOT.TO	Difference
Volatility (1M) Calculated over the trailing 1-month period	5.20%	—	—
Volatility (6M) Calculated over the trailing 6-month period	9.65%	—	—
Volatility (1Y) Calculated over the trailing 1-year period	18.73%	13.13%	+5.60%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	15.43%	13.13%	+2.30%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	16.71%	13.13%	+3.58%

Dividends

VUN.TO vs. XTOT.TO - Dividend Comparison

VUN.TO's dividend yield for the trailing twelve months is around 0.85%, more than XTOT.TO's 0.70% yield.

	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
VUN.TO Vanguard US Total Market Index ETF	0.85%	0.84%	0.93%	1.10%	1.21%	0.97%	1.15%	1.45%	1.52%	1.39%	1.49%	1.49%
XTOT.TO iShares Core S&P Total U.S. Stock Market Index ETF	0.70%	0.54%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%