VOYA vs. VTINX
Compare and contrast key facts about Voya Financial, Inc. (VOYA) and Vanguard Target Retirement Income Fund (VTINX).
VTINX is managed by Vanguard. It was launched on Oct 27, 2003.
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: VOYA or VTINX.
Key characteristics
| VOYA | VTINX | |
|---|---|---|
| YTD Return | 3.12% | 2.55% |
| 1Y Return | 7.37% | 8.81% |
| 3Y Return (Ann) | 5.27% | 0.82% |
| 5Y Return (Ann) | 8.50% | 4.13% |
| 10Y Return (Ann) | 8.68% | 4.09% |
| Sharpe Ratio | 0.42 | 1.51 |
| Daily Std Dev | 19.63% | 5.66% |
| Max Drawdown | -52.15% | -19.96% |
| Current Drawdown | -1.59% | -1.58% |
Correlation
The correlation between VOYA and VTINX is 0.46, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.
Performance
VOYA vs. VTINX - Performance Comparison
In the year-to-date period, VOYA achieves a 3.12% return, which is significantly higher than VTINX's 2.55% return. Over the past 10 years, VOYA has outperformed VTINX with an annualized return of 8.68%, while VTINX has yielded a comparatively lower 4.09% annualized return. The chart below displays the growth of a $10,000 investment in both assets, with all prices adjusted for splits and dividends.
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Risk-Adjusted Performance
VOYA vs. VTINX - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for Voya Financial, Inc. (VOYA) and Vanguard Target Retirement Income Fund (VTINX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
VOYA vs. VTINX - Dividend Comparison
VOYA's dividend yield for the trailing twelve months is around 1.87%, less than VTINX's 4.05% yield.
| TTM | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
VOYA Voya Financial, Inc. | 1.87% | 1.64% | 1.37% | 1.05% | 1.02% | 0.52% | 0.10% | 0.08% | 0.10% | 0.11% | 0.09% | 0.06% |
VTINX Vanguard Target Retirement Income Fund | 4.05% | 4.01% | 3.08% | 8.63% | 3.42% | 2.62% | 4.19% | 2.51% | 2.27% | 3.53% | 2.16% | 3.20% |
Drawdowns
VOYA vs. VTINX - Drawdown Comparison
The maximum VOYA drawdown since its inception was -52.15%, which is greater than VTINX's maximum drawdown of -19.96%. Use the drawdown chart below to compare losses from any high point for VOYA and VTINX. For additional features, visit the drawdowns tool.
Volatility
VOYA vs. VTINX - Volatility Comparison
Voya Financial, Inc. (VOYA) has a higher volatility of 5.90% compared to Vanguard Target Retirement Income Fund (VTINX) at 1.48%. This indicates that VOYA's price experiences larger fluctuations and is considered to be riskier than VTINX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.