VLXVX vs. VTI
Compare and contrast key facts about Vanguard Target Retirement 2065 Fund (VLXVX) and Vanguard Total Stock Market ETF (VTI).
VLXVX is managed by Vanguard. It was launched on Jul 12, 2017. VTI is a passively managed fund by Vanguard that tracks the performance of the CRSP US Total Market Index. It was launched on Jun 27, 2016.
Performance
VLXVX vs. VTI - Performance Comparison
Loading graphics...
VLXVX vs. VTI - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
VLXVX Vanguard Target Retirement 2065 Fund | -1.45% | 21.44% | 14.37% | 20.40% | -17.41% | 16.46% | 16.18% | 24.97% | -7.94% | 7.68% |
VTI Vanguard Total Stock Market ETF | -3.29% | 17.10% | 23.81% | 26.05% | -19.52% | 25.68% | 21.08% | 30.67% | -5.23% | 9.01% |
Returns By Period
In the year-to-date period, VLXVX achieves a -1.45% return, which is significantly higher than VTI's -3.29% return.
VLXVX
- 1D
- 2.63%
- 1M
- -5.55%
- YTD
- -1.45%
- 6M
- 1.15%
- 1Y
- 19.93%
- 3Y*
- 15.62%
- 5Y*
- 8.43%
- 10Y*
- —
VTI
- 1D
- 0.76%
- 1M
- -4.38%
- YTD
- -3.29%
- 6M
- -1.26%
- 1Y
- 18.60%
- 3Y*
- 18.14%
- 5Y*
- 10.63%
- 10Y*
- 13.69%
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
VLXVX vs. VTI - Expense Ratio Comparison
VLXVX has a 0.08% expense ratio, which is higher than VTI's 0.03% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Return for Risk
VLXVX vs. VTI — Risk / Return Rank
VLXVX
VTI
VLXVX vs. VTI - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Vanguard Target Retirement 2065 Fund (VLXVX) and Vanguard Total Stock Market ETF (VTI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| VLXVX | VTI | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.36 | 0.98 | +0.38 |
Sortino ratioReturn per unit of downside risk | 1.96 | 1.52 | +0.44 |
Omega ratioGain probability vs. loss probability | 1.29 | 1.23 | +0.06 |
Calmar ratioReturn relative to maximum drawdown | 1.93 | 1.54 | +0.39 |
Martin ratioReturn relative to average drawdown | 8.75 | 7.30 | +1.45 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Loading graphics...
Sharpe Ratios by Period
| VLXVX | VTI | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.36 | 0.98 | +0.38 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.60 | 0.61 | -0.01 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | — | 0.75 | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.64 | 0.48 | +0.16 |
Correlation
The correlation between VLXVX and VTI is 0.96, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
VLXVX vs. VTI - Dividend Comparison
VLXVX's dividend yield for the trailing twelve months is around 2.03%, more than VTI's 1.17% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
VLXVX Vanguard Target Retirement 2065 Fund | 2.03% | 2.00% | 2.11% | 2.06% | 2.00% | 1.93% | 1.60% | 1.90% | 1.85% | 0.78% | 0.00% | 0.00% |
VTI Vanguard Total Stock Market ETF | 1.17% | 1.12% | 1.27% | 1.44% | 1.66% | 1.21% | 1.42% | 1.78% | 2.04% | 1.71% | 1.92% | 1.98% |
Drawdowns
VLXVX vs. VTI - Drawdown Comparison
The maximum VLXVX drawdown since its inception was -31.42%, smaller than the maximum VTI drawdown of -55.45%. Use the drawdown chart below to compare losses from any high point for VLXVX and VTI.
Loading graphics...
Drawdown Indicators
| VLXVX | VTI | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -31.42% | -55.45% | +24.03% |
Max Drawdown (1Y)Largest decline over 1 year | -10.52% | -12.30% | +1.78% |
Max Drawdown (5Y)Largest decline over 5 years | -25.37% | -25.36% | -0.01% |
Max Drawdown (10Y)Largest decline over 10 years | — | -35.00% | — |
Current DrawdownCurrent decline from peak | -6.54% | -5.54% | -1.00% |
Average DrawdownAverage peak-to-trough decline | -5.06% | -8.08% | +3.02% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.32% | 2.60% | -0.28% |
Volatility
VLXVX vs. VTI - Volatility Comparison
Vanguard Target Retirement 2065 Fund (VLXVX) and Vanguard Total Stock Market ETF (VTI) have volatilities of 5.61% and 5.48%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
Loading graphics...
Volatility by Period
| VLXVX | VTI | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.61% | 5.48% | +0.13% |
Volatility (6M)Calculated over the trailing 6-month period | 8.97% | 9.75% | -0.78% |
Volatility (1Y)Calculated over the trailing 1-year period | 15.00% | 19.02% | -4.02% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 14.13% | 17.41% | -3.28% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 15.74% | 18.29% | -2.55% |