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VISTX vs. FMFIX
Performance
Return for Risk
Dividends
Drawdowns
Volatility

Performance

VISTX vs. FMFIX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Vanguard Institutional Short-Term Bond Fund (VISTX) and RBB Free Market Fixed Income Fund (FMFIX). The values are adjusted to include any dividend payments, if applicable.

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VISTX vs. FMFIX - Yearly Performance Comparison


2026 (YTD)202520242023202220212020201920182017
VISTX
Vanguard Institutional Short-Term Bond Fund
0.25%5.68%5.56%4.98%-3.73%-0.04%3.92%4.20%1.83%1.42%
FMFIX
RBB Free Market Fixed Income Fund
0.20%4.88%0.71%5.43%-6.52%-1.06%3.28%4.78%0.65%1.05%

Returns By Period

In the year-to-date period, VISTX achieves a 0.25% return, which is significantly higher than FMFIX's 0.20% return. Over the past 10 years, VISTX has outperformed FMFIX with an annualized return of 2.43%, while FMFIX has yielded a comparatively lower 1.22% annualized return.


VISTX

1D
0.15%
1M
-0.64%
YTD
0.25%
6M
1.45%
1Y
4.26%
3Y*
4.94%
5Y*
2.45%
10Y*
2.43%

FMFIX

1D
0.20%
1M
-0.89%
YTD
0.20%
6M
0.95%
1Y
3.59%
3Y*
3.08%
5Y*
0.84%
10Y*
1.22%
*Multi-year figures are annualized to reflect compound growth (CAGR)

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VISTX vs. FMFIX - Expense Ratio Comparison

VISTX has a 0.02% expense ratio, which is lower than FMFIX's 0.68% expense ratio.


Return for Risk

VISTX vs. FMFIX — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

VISTX
VISTX Risk / Return Rank: 9898
Overall Rank
VISTX Sharpe Ratio Rank: 9898
Sharpe Ratio Rank
VISTX Sortino Ratio Rank: 9898
Sortino Ratio Rank
VISTX Omega Ratio Rank: 9797
Omega Ratio Rank
VISTX Calmar Ratio Rank: 9898
Calmar Ratio Rank
VISTX Martin Ratio Rank: 9898
Martin Ratio Rank

FMFIX
FMFIX Risk / Return Rank: 9595
Overall Rank
FMFIX Sharpe Ratio Rank: 9494
Sharpe Ratio Rank
FMFIX Sortino Ratio Rank: 9595
Sortino Ratio Rank
FMFIX Omega Ratio Rank: 9393
Omega Ratio Rank
FMFIX Calmar Ratio Rank: 9696
Calmar Ratio Rank
FMFIX Martin Ratio Rank: 9696
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

VISTX vs. FMFIX - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Vanguard Institutional Short-Term Bond Fund (VISTX) and RBB Free Market Fixed Income Fund (FMFIX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.


VISTXFMFIXDifference

Sharpe ratio

Return per unit of total volatility

3.01

2.18

+0.83

Sortino ratio

Return per unit of downside risk

4.73

3.20

+1.53

Omega ratio

Gain probability vs. loss probability

1.68

1.46

+0.23

Calmar ratio

Return relative to maximum drawdown

5.24

3.52

+1.72

Martin ratio

Return relative to average drawdown

21.26

14.31

+6.95

VISTX vs. FMFIX - Sharpe Ratio Comparison

The current VISTX Sharpe Ratio is 3.01, which is higher than the FMFIX Sharpe Ratio of 2.18. The chart below compares the historical Sharpe Ratios of VISTX and FMFIX, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.


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Sharpe Ratios by Period


VISTXFMFIXDifference

Sharpe Ratio (1Y)

Calculated over the trailing 1-year period

3.01

2.18

+0.83

Sharpe Ratio (5Y)

Calculated over the trailing 5-year period

1.33

0.30

+1.04

Sharpe Ratio (10Y)

Calculated over the trailing 10-year period

1.66

0.51

+1.15

Sharpe Ratio (All Time)

Calculated using the full available price history

1.70

0.61

+1.09

Correlation

The correlation between VISTX and FMFIX is 0.68, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.


Dividends

VISTX vs. FMFIX - Dividend Comparison

VISTX's dividend yield for the trailing twelve months is around 4.11%, more than FMFIX's 3.67% yield.


TTM20252024202320222021202020192018201720162015
VISTX
Vanguard Institutional Short-Term Bond Fund
4.11%4.53%5.03%3.91%1.76%1.85%2.33%2.72%2.32%1.78%1.51%0.00%
FMFIX
RBB Free Market Fixed Income Fund
3.67%3.49%0.71%2.75%1.35%0.37%1.22%1.44%2.45%1.25%0.58%0.39%

Drawdowns

VISTX vs. FMFIX - Drawdown Comparison

The maximum VISTX drawdown since its inception was -5.64%, smaller than the maximum FMFIX drawdown of -9.35%. Use the drawdown chart below to compare losses from any high point for VISTX and FMFIX.


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Drawdown Indicators


VISTXFMFIXDifference

Max Drawdown

Largest peak-to-trough decline

-5.64%

-9.35%

+3.71%

Max Drawdown (1Y)

Largest decline over 1 year

-0.86%

-1.09%

+0.23%

Max Drawdown (5Y)

Largest decline over 5 years

-5.64%

-9.26%

+3.62%

Max Drawdown (10Y)

Largest decline over 10 years

-5.64%

-9.35%

+3.71%

Current Drawdown

Current decline from peak

-0.64%

-0.89%

+0.25%

Average Drawdown

Average peak-to-trough decline

-0.69%

-1.23%

+0.54%

Ulcer Index

Depth and duration of drawdowns from previous peaks

0.21%

0.27%

-0.06%

Volatility

VISTX vs. FMFIX - Volatility Comparison

The current volatility for Vanguard Institutional Short-Term Bond Fund (VISTX) is 0.47%, while RBB Free Market Fixed Income Fund (FMFIX) has a volatility of 0.69%. This indicates that VISTX experiences smaller price fluctuations and is considered to be less risky than FMFIX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.


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Volatility by Period


VISTXFMFIXDifference

Volatility (1M)

Calculated over the trailing 1-month period

0.47%

0.69%

-0.22%

Volatility (6M)

Calculated over the trailing 6-month period

0.85%

1.06%

-0.21%

Volatility (1Y)

Calculated over the trailing 1-year period

1.45%

1.70%

-0.25%

Volatility (5Y)

Calculated over the trailing 5-year period, annualized

1.85%

2.86%

-1.01%

Volatility (10Y)

Calculated over the trailing 10-year period, annualized

1.47%

2.43%

-0.96%