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VHCIX vs. VTI
Performance
Return for Risk
Drawdowns
Volatility
Dividends

VHCIX vs. VTI

Last updated Jun 4, 2026

VHCIX (Vanguard Health Care Index Fund Admiral Shares) and VTI (Vanguard Total Stock Market ETF) are both funds - VHCIX is a Health & Biotech Equities fund managed by Vanguard, while VTI is a Large Cap Blend Equities fund tracking the CRSP US Total Market Index. Over the past 10 years, VHCIX returned 9.16%/yr vs 15.05%/yr for VTI. A 0.77 correlation means they provide meaningful diversification when combined. VHCIX charges 0.10%/yr vs 0.03%/yr for VTI.

Performance

VHCIX vs. VTI - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Vanguard Health Care Index Fund Admiral Shares (VHCIX) and Vanguard Total Stock Market ETF (VTI). The values are adjusted to include any dividend payments, if applicable.

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Returns By Period

In the year-to-date period, VHCIX achieves a -4.82% return, which is significantly lower than VTI's 11.20% return. Over the past 10 years, VHCIX has underperformed VTI with an annualized return of 9.16%, while VTI has yielded a comparatively higher 15.05% annualized return.

VHCIX

1D
-1.27%
1M
0.60%
YTD
-4.82%
6M
-4.99%
1Y
13.36%
3Y*
5.84%
5Y*
4.43%
10Y*
9.16%

VTI

1D
-0.72%
1M
4.99%
YTD
11.20%
6M
11.09%
1Y
28.18%
3Y*
22.07%
5Y*
12.69%
10Y*
15.05%
*Multi-year figures are annualized to reflect compound growth (CAGR)

VHCIX vs. VTI - Yearly Performance Comparison

2026 (YTD)202520242023202220212020201920182017
VHCIX
Vanguard Health Care Index Fund Admiral Shares		-4.82%15.43%2.64%2.48%-5.50%20.56%18.22%21.97%5.55%23.35%
VTI
Vanguard Total Stock Market ETF		11.20%17.10%23.81%26.05%-19.52%25.68%21.08%30.67%-5.23%21.21%

Correlation

The correlation between VHCIX and VTI is 0.43, which is low. Their price movements are largely independent, making them effective diversification partners.

Correlation
Correlation (1Y)
Calculated over the trailing 1-year period

0.43

Correlation (3Y)
Calculated over the trailing 3-year period

0.55

Correlation (5Y)
Calculated over the trailing 5-year period

0.65

Correlation (10Y)
Calculated over the trailing 10-year period

0.71

Correlation (All Time)
Calculated using the full available price history since Feb 3, 2004

0.77

Over the past year, the correlation between VHCIX and VTI has dropped to 0.43 - well below their long-term average of 0.77, suggesting their price drivers have been diverging.

VHCIX vs. VTI - Sectors Allocation Comparison

Sectors
VHCIX
VTI

Healthcare

100.0%
9.2%

Financial Services

0.0%
12.0%

Industrials

0.0%
9.8%

Technology

0.0%
33.5%

Basic Materials

-

2.0%

Communication Services

-

10.3%

Consumer Cyclical

-

10.0%

Consumer Defensive

-

4.7%

Energy

-

3.7%

Real Estate

-

2.4%

Utilities

-

2.3%

Healthcare

VHCIX
100.0%
VTI
9.2%

Financial Services

VHCIX
0.0%
VTI
12.0%

Industrials

VHCIX
0.0%
VTI
9.8%

Technology

VHCIX
0.0%
VTI
33.5%

Basic Materials

VHCIX

-

VTI
2.0%

Communication Services

VHCIX

-

VTI
10.3%

Consumer Cyclical

VHCIX

-

VTI
10.0%

Consumer Defensive

VHCIX

-

VTI
4.7%

Energy

VHCIX

-

VTI
3.7%

Real Estate

VHCIX

-

VTI
2.4%

Utilities

VHCIX

-

VTI
2.3%

Compare stocks, funds, or ETFs

Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.

Vanguard Health Care Index Fund Admiral Shares

Vanguard Total Stock Market ETF

Often compared with VHCIX:
VHCIX vs. VGHAXVHCIX vs. FSPHXVHCIX vs. FPHAXVHCIX vs. XLVVHCIX vs. VFIAXVHCIX vs. VITAXVHCIX vs. VOO
Often compared with VTI:
VTI vs. VOOVTI vs. VXUSVTI vs. SPYVTI vs. VTVTI vs. SCHDVTI vs. FZROXVTI vs. QQQ

Return for Risk

VHCIX vs. VTI — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.
VHCIX
VHCIX Risk / Return Rank: 1313
Overall Rank
VHCIX Sharpe Ratio Rank: 1313
Sharpe Ratio Rank
VHCIX Sortino Ratio Rank: 1414
Sortino Ratio Rank
VHCIX Omega Ratio Rank: 1212
Omega Ratio Rank
VHCIX Calmar Ratio Rank: 1414
Calmar Ratio Rank
VHCIX Martin Ratio Rank: 1111
Martin Ratio Rank
VTI
VTI Risk / Return Rank: 6868
Overall Rank
VTI Sharpe Ratio Rank: 6969
Sharpe Ratio Rank
VTI Sortino Ratio Rank: 6868
Sortino Ratio Rank
VTI Omega Ratio Rank: 6767
Omega Ratio Rank
VTI Calmar Ratio Rank: 6262
Calmar Ratio Rank
VTI Martin Ratio Rank: 7575
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

VHCIX vs. VTI - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Vanguard Health Care Index Fund Admiral Shares (VHCIX) and Vanguard Total Stock Market ETF (VTI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

VHCIXVTIDifference
Sharpe ratioReturn per unit of total volatility
0.96
2.33

-1.37

Sortino ratioReturn per unit of downside risk
1.51
3.18

-1.68

Omega ratioGain probability vs. loss probability

1.17

1.42

-0.25

Calmar ratioReturn relative to maximum drawdown

1.33

3.17

-1.85

Martin ratioReturn relative to average drawdown

3.34

14.62

-11.28

Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

VHCIX vs. VTI - Sharpe Ratio Comparison

The current VHCIX Sharpe Ratio is 0.96, which is lower than the VTI Sharpe Ratio of 2.33. The chart below compares the historical Sharpe Ratios of VHCIX and VTI, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

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Sharpe Ratios by Period

VHCIXVTIDifference

Sharpe Ratio (1Y)

Calculated over the trailing 1-year period

0.96

2.33

-1.37

Sharpe Ratio (5Y)

Calculated over the trailing 5-year period

0.30

0.73

-0.44

Sharpe Ratio (10Y)

Calculated over the trailing 10-year period

0.54

0.82

-0.28

Sharpe Ratio (All Time)

Calculated using the full available price history

0.55

0.51

+0.05

Drawdowns

VHCIX vs. VTI - Drawdown Comparison

The maximum VHCIX drawdown since its inception was -39.12%, smaller than the maximum VTI drawdown of -55.45%. Use the drawdown chart below to compare losses from any high point for VHCIX and VTI.

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Drawdown Indicators

VHCIXVTIDifference

Max Drawdown

Largest peak-to-trough decline

-39.12%

-55.45%

+16.33%

Max Drawdown (1Y)

Largest decline over 1 year

-10.39%

-8.92%

-1.47%

Max Drawdown (3Y)

Largest decline over 3 years

-16.89%

-19.30%

+2.41%

Max Drawdown (5Y)

Largest decline over 5 years

-17.77%

-25.36%

+7.59%

Max Drawdown (10Y)

Largest decline over 10 years

-28.58%

-35.00%

+6.42%

Current Drawdown

Current decline from peak

-7.85%

-0.72%

-7.13%

Average Drawdown

Average peak-to-trough decline

-5.97%

-8.03%

+2.06%

Ulcer Index

Depth and duration of drawdowns from previous peaks

4.11%

1.93%

+2.18%

Volatility

VHCIX vs. VTI - Volatility Comparison

Vanguard Health Care Index Fund Admiral Shares (VHCIX) has a higher volatility of 4.01% compared to Vanguard Total Stock Market ETF (VTI) at 2.96%. This indicates that VHCIX's price experiences larger fluctuations and is considered to be riskier than VTI based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

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Volatility by Period

VHCIXVTIDifference

Volatility (1M)

Calculated over the trailing 1-month period

4.01%

2.96%

+1.05%

Volatility (6M)

Calculated over the trailing 6-month period

10.17%

9.13%

+1.04%

Volatility (1Y)

Calculated over the trailing 1-year period

14.34%

12.17%

+2.17%

Volatility (5Y)

Calculated over the trailing 5-year period, annualized

15.00%

17.40%

-2.40%

Volatility (10Y)

Calculated over the trailing 10-year period, annualized

16.93%

18.30%

-1.37%

VHCIX vs. VTI - Expense Ratio Comparison

VHCIX has a 0.10% expense ratio, which is higher than VTI's 0.03% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.

Dividends

VHCIX vs. VTI - Dividend Comparison

VHCIX's dividend yield for the trailing twelve months is around 1.72%, more than VTI's 1.01% yield.

PositionTTM20252024202320222021202020192018201720162015
VHCIX
Vanguard Health Care Index Fund Admiral Shares		1.72%1.61%1.53%1.36%1.33%1.19%1.21%1.89%1.38%1.31%1.45%1.22%
VTI
Vanguard Total Stock Market ETF		1.01%1.12%1.27%1.44%1.66%1.21%1.42%1.78%2.04%1.71%1.92%1.98%

Frequently Asked Questions

VHCIX and VTI have a correlation of 0.43, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

VHCIX has higher volatility (4.01%) compared to VTI (2.96%). In terms of maximum drawdown, VHCIX dropped -39.12% vs VTI's -55.45%.

VTI currently has the higher Sharpe Ratio (2.33 vs 0.96), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.

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