VCIGX vs. VCIT
Compare and contrast key facts about VALIC Company I Dividend Value Fund (VCIGX) and Vanguard Intermediate-Term Corporate Bond ETF (VCIT).
VCIGX is managed by VALIC. It was launched on Dec 11, 2000. VCIT is a passively managed fund by Vanguard that tracks the performance of the Barclays U.S. 5-10 Year Corp Index. It was launched on Nov 19, 2009.
Performance
VCIGX vs. VCIT - Performance Comparison
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VCIGX vs. VCIT - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
VCIGX VALIC Company I Dividend Value Fund | -2.80% | 11.04% | 12.87% | 12.21% | -5.58% | 22.01% | 0.85% | 23.40% | -12.18% | 18.13% |
VCIT Vanguard Intermediate-Term Corporate Bond ETF | -0.45% | 9.34% | 3.20% | 8.98% | -13.98% | -1.77% | 9.46% | 14.10% | -1.74% | 5.31% |
Returns By Period
In the year-to-date period, VCIGX achieves a -2.80% return, which is significantly lower than VCIT's -0.45% return. Over the past 10 years, VCIGX has outperformed VCIT with an annualized return of 8.58%, while VCIT has yielded a comparatively lower 3.06% annualized return.
VCIGX
- 1D
- 0.08%
- 1M
- -7.91%
- YTD
- -2.80%
- 6M
- 0.75%
- 1Y
- 11.31%
- 3Y*
- 10.62%
- 5Y*
- 7.16%
- 10Y*
- 8.58%
VCIT
- 1D
- 0.55%
- 1M
- -1.98%
- YTD
- -0.45%
- 6M
- 0.69%
- 1Y
- 6.08%
- 3Y*
- 5.56%
- 5Y*
- 1.42%
- 10Y*
- 3.06%
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VCIGX vs. VCIT - Expense Ratio Comparison
VCIGX has a 0.68% expense ratio, which is higher than VCIT's 0.04% expense ratio.
Return for Risk
VCIGX vs. VCIT — Risk / Return Rank
VCIGX
VCIT
VCIGX vs. VCIT - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for VALIC Company I Dividend Value Fund (VCIGX) and Vanguard Intermediate-Term Corporate Bond ETF (VCIT). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| VCIGX | VCIT | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 0.87 | 1.26 | -0.38 |
Sortino ratioReturn per unit of downside risk | 1.30 | 1.76 | -0.46 |
Omega ratioGain probability vs. loss probability | 1.19 | 1.24 | -0.05 |
Calmar ratioReturn relative to maximum drawdown | 0.94 | 2.07 | -1.13 |
Martin ratioReturn relative to average drawdown | 4.24 | 7.31 | -3.06 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| VCIGX | VCIT | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 0.87 | 1.26 | -0.38 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.52 | 0.22 | +0.30 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.53 | 0.49 | +0.04 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.21 | 0.75 | -0.55 |
Correlation
The correlation between VCIGX and VCIT is -0.00. This indicates that the assets' prices tend to move in opposite directions. Negative correlation can be particularly beneficial for diversification and risk management, as one asset may offset the losses of the other during market fluctuations.
Dividends
VCIGX vs. VCIT - Dividend Comparison
VCIGX's dividend yield for the trailing twelve months is around 11.55%, more than VCIT's 4.72% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
VCIGX VALIC Company I Dividend Value Fund | 11.55% | 0.00% | 6.05% | 18.85% | 2.02% | 4.42% | 6.49% | 12.74% | 2.05% | 9.71% | 0.00% | 0.00% |
VCIT Vanguard Intermediate-Term Corporate Bond ETF | 4.72% | 4.62% | 4.43% | 3.72% | 3.03% | 2.87% | 2.78% | 3.37% | 3.61% | 3.21% | 3.29% | 3.34% |
Drawdowns
VCIGX vs. VCIT - Drawdown Comparison
The maximum VCIGX drawdown since its inception was -64.18%, which is greater than VCIT's maximum drawdown of -20.56%. Use the drawdown chart below to compare losses from any high point for VCIGX and VCIT.
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Drawdown Indicators
| VCIGX | VCIT | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -64.18% | -20.56% | -43.62% |
Max Drawdown (1Y)Largest decline over 1 year | -11.07% | -2.99% | -8.08% |
Max Drawdown (5Y)Largest decline over 5 years | -18.00% | -20.56% | +2.56% |
Max Drawdown (10Y)Largest decline over 10 years | -36.58% | -20.56% | -16.02% |
Current DrawdownCurrent decline from peak | -8.16% | -1.98% | -6.18% |
Average DrawdownAverage peak-to-trough decline | -13.37% | -3.18% | -10.19% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.47% | 0.85% | +1.62% |
Volatility
VCIGX vs. VCIT - Volatility Comparison
VALIC Company I Dividend Value Fund (VCIGX) has a higher volatility of 3.66% compared to Vanguard Intermediate-Term Corporate Bond ETF (VCIT) at 2.07%. This indicates that VCIGX's price experiences larger fluctuations and is considered to be riskier than VCIT based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| VCIGX | VCIT | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.66% | 2.07% | +1.59% |
Volatility (6M)Calculated over the trailing 6-month period | 7.41% | 2.84% | +4.57% |
Volatility (1Y)Calculated over the trailing 1-year period | 13.99% | 4.85% | +9.14% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 13.88% | 6.60% | +7.28% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 16.31% | 6.27% | +10.04% |