USIO vs. USO
USIO (Usio, Inc.) is a stock, while USO (United States Oil Fund LP) is Oil & Gas fund tracking the Front Month Light Sweet Crude Oil. Over the past 10 years, USIO returned 2.70%/yr vs 4.47%/yr for USO. Their 0.02 correlation means their historical movements had little consistent relationship.
Performance
USIO vs. USO - Performance Comparison
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Returns By Period
In the year-to-date period, USIO achieves a 63.24% return, which is significantly lower than USO's 76.58% return. Over the past 10 years, USIO has underperformed USO with an annualized return of 2.70%, while USO has yielded a comparatively higher 4.47% annualized return.
USIO
- 1D
- 4.23%
- 1M
- -10.48%
- 6M
- 59.71%
- YTD
- 63.24%
- 1Y
- 32.14%
- 3Y*
- 11.07%
- 5Y*
- -16.53%
- 10Y*
- 2.70%
- ALL TIME*
- -10.63%
USO
- 1D
- -5.46%
- 1M
- 17.45%
- 6M
- 62.11%
- YTD
- 76.58%
- 1Y
- 57.66%
- 3Y*
- 18.29%
- 5Y*
- 20.94%
- 10Y*
- 4.47%
- ALL TIME*
- -7.11%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
USIO Usio, Inc. | $407.87K | $359.46K | $296.83K |
| $981.29M | $906.75M | $905.81M |
USIO vs. USO - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
USIO Usio, Inc. | 63.24% | -6.85% | -15.12% | 4.24% | -62.16% | 63.30% | 71.15% | -6.02% | -34.39% | 36.76% |
USO United States Oil Fund LP | 76.58% | -8.46% | 13.35% | -4.94% | 28.97% | 64.68% | -67.79% | 32.61% | -19.57% | 2.47% |
Correlation
The correlation between USIO and USO is -0.15, meaning they have often moved in opposite directions in the past. This relationship can weaken or reverse as market conditions change.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | -0.15 |
Correlation (3Y) Balances recent behavior with more history. | -0.00 |
Correlation (5Y) Shows whether the relationship held over a longer period. | -0.00 |
Correlation (10Y) Provides a long-term view across more market conditions. | 0.01 |
Correlation (All Time) Calculated using the full available price history since Apr 10, 2006 | 0.02 |
The correlation between USIO and USO shifts across timeframes, from -0.15 (1 year) to 0.02 (all time), reflecting how their relationship changes across market environments.
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Return for Risk
USIO vs. USO — Risk / Return Rank
USIO
USO
USIO vs. USO - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Usio, Inc. (USIO) and United States Oil Fund LP (USO). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| USIO | USO | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.68 | ||
| Sortino ratioReturn per unit of downside risk | -0.61 | ||
| Omega ratioGain probability vs. loss probability | 1.16 | 1.23 | -0.07 |
| Calmar ratioReturn relative to maximum drawdown | 0.72 | 1.78 | -1.06 |
| Martin ratioReturn relative to average drawdown | 1.24 | 5.23 | -4.00 |
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Drawdowns
USIO vs. USO - Drawdown Comparison
The maximum USIO drawdown since its inception was -99.72%, roughly equal to the maximum USO drawdown of -98.19%. Use the drawdown chart below to compare losses from any high point for USIO and USO.
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Drawdown Indicators
| USIO | USO | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -99.72% | -98.19% | -1.53% |
Max Drawdown (1Y)Largest decline over 1 year | -44.59% | -32.49% | -12.10% |
Max Drawdown (3Y)Largest decline over 3 years | -59.46% | -32.49% | -26.97% |
Max Drawdown (5Y)Largest decline over 5 years | -87.29% | -36.23% | -51.06% |
Max Drawdown (10Y)Largest decline over 10 years | -87.29% | -86.75% | -0.54% |
Current DrawdownCurrent decline from peak | -97.25% | -87.01% | -10.24% |
Average DrawdownAverage peak-to-trough decline | -95.46% | -75.38% | -20.08% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 26.00% | 11.24% | +14.76% |
Volatility
USIO vs. USO - Volatility Comparison
Usio, Inc. (USIO) has a higher volatility of 23.83% compared to United States Oil Fund LP (USO) at 18.95%. This indicates that USIO's price experiences larger fluctuations and is considered to be riskier than USO based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| USIO | USO | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 23.83% | 18.95% | +4.88% |
Volatility (6M)Calculated over the trailing 6-month period | 47.71% | 43.21% | +4.50% |
Volatility (1Y)Calculated over the trailing 1-year period | 58.74% | 47.21% | +11.53% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 69.30% | 37.13% | +32.17% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 85.99% | 39.32% | +46.67% |
Dividends
USIO vs. USO - Dividend Comparison
Neither USIO nor USO has paid dividends to shareholders.
Frequently Asked Questions
USIO and USO have a correlation of -0.15, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
USIO has higher volatility (23.83%) compared to USO (18.95%). In terms of maximum drawdown, USIO dropped -99.72% vs USO's -98.19%.
USO currently has the higher Sharpe Ratio (1.23 vs 0.55), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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