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TSAIX vs. FHLKX
Performance
Return for Risk
Dividends
Drawdowns
Volatility

Performance

TSAIX vs. FHLKX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in TIAA-CREF Lifestyle Aggressive Growth Fund (TSAIX) and Fidelity Health Savings Fund Class K (FHLKX). The values are adjusted to include any dividend payments, if applicable.

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TSAIX vs. FHLKX - Yearly Performance Comparison


2026 (YTD)202520242023202220212020
TSAIX
TIAA-CREF Lifestyle Aggressive Growth Fund
-5.91%20.04%15.46%22.72%-19.57%17.10%31.83%
FHLKX
Fidelity Health Savings Fund Class K
-0.73%12.17%7.06%9.82%-14.79%5.50%10.70%

Returns By Period

In the year-to-date period, TSAIX achieves a -5.91% return, which is significantly lower than FHLKX's -0.73% return.


TSAIX

1D
-0.38%
1M
-9.58%
YTD
-5.91%
6M
-3.06%
1Y
15.39%
3Y*
14.41%
5Y*
7.42%
10Y*
10.54%

FHLKX

1D
0.09%
1M
-4.25%
YTD
-0.73%
6M
1.25%
1Y
10.18%
3Y*
7.91%
5Y*
3.52%
10Y*
*Multi-year figures are annualized to reflect compound growth (CAGR)

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TSAIX vs. FHLKX - Expense Ratio Comparison

TSAIX has a 0.04% expense ratio, which is lower than FHLKX's 0.37% expense ratio.


Return for Risk

TSAIX vs. FHLKX — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

TSAIX
TSAIX Risk / Return Rank: 4646
Overall Rank
TSAIX Sharpe Ratio Rank: 4646
Sharpe Ratio Rank
TSAIX Sortino Ratio Rank: 4747
Sortino Ratio Rank
TSAIX Omega Ratio Rank: 4848
Omega Ratio Rank
TSAIX Calmar Ratio Rank: 4242
Calmar Ratio Rank
TSAIX Martin Ratio Rank: 4949
Martin Ratio Rank

FHLKX
FHLKX Risk / Return Rank: 8282
Overall Rank
FHLKX Sharpe Ratio Rank: 8282
Sharpe Ratio Rank
FHLKX Sortino Ratio Rank: 8282
Sortino Ratio Rank
FHLKX Omega Ratio Rank: 8181
Omega Ratio Rank
FHLKX Calmar Ratio Rank: 8181
Calmar Ratio Rank
FHLKX Martin Ratio Rank: 8585
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

TSAIX vs. FHLKX - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for TIAA-CREF Lifestyle Aggressive Growth Fund (TSAIX) and Fidelity Health Savings Fund Class K (FHLKX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.


TSAIXFHLKXDifference

Sharpe ratio

Return per unit of total volatility

0.92

1.52

-0.60

Sortino ratio

Return per unit of downside risk

1.37

2.12

-0.75

Omega ratio

Gain probability vs. loss probability

1.20

1.32

-0.12

Calmar ratio

Return relative to maximum drawdown

1.08

1.96

-0.88

Martin ratio

Return relative to average drawdown

4.80

8.66

-3.86

TSAIX vs. FHLKX - Sharpe Ratio Comparison

The current TSAIX Sharpe Ratio is 0.92, which is lower than the FHLKX Sharpe Ratio of 1.52. The chart below compares the historical Sharpe Ratios of TSAIX and FHLKX, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.


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Sharpe Ratios by Period


TSAIXFHLKXDifference

Sharpe Ratio (1Y)

Calculated over the trailing 1-year period

0.92

1.52

-0.60

Sharpe Ratio (5Y)

Calculated over the trailing 5-year period

0.46

0.53

-0.07

Sharpe Ratio (10Y)

Calculated over the trailing 10-year period

0.60

Sharpe Ratio (All Time)

Calculated using the full available price history

0.65

0.62

+0.04

Correlation

The correlation between TSAIX and FHLKX is 0.82, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.


Dividends

TSAIX vs. FHLKX - Dividend Comparison

TSAIX's dividend yield for the trailing twelve months is around 7.84%, more than FHLKX's 3.09% yield.


TTM20252024202320222021202020192018201720162015
TSAIX
TIAA-CREF Lifestyle Aggressive Growth Fund
7.84%7.38%2.94%1.81%9.27%11.82%5.59%5.71%5.71%1.13%4.12%7.19%
FHLKX
Fidelity Health Savings Fund Class K
3.09%3.05%3.01%2.88%3.85%2.84%1.73%0.00%0.00%0.00%0.00%0.00%

Drawdowns

TSAIX vs. FHLKX - Drawdown Comparison

The maximum TSAIX drawdown since its inception was -34.58%, which is greater than FHLKX's maximum drawdown of -19.09%. Use the drawdown chart below to compare losses from any high point for TSAIX and FHLKX.


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Drawdown Indicators


TSAIXFHLKXDifference

Max Drawdown

Largest peak-to-trough decline

-34.58%

-19.09%

-15.49%

Max Drawdown (1Y)

Largest decline over 1 year

-11.72%

-4.97%

-6.75%

Max Drawdown (5Y)

Largest decline over 5 years

-28.28%

-19.09%

-9.19%

Max Drawdown (10Y)

Largest decline over 10 years

-34.58%

Current Drawdown

Current decline from peak

-10.28%

-4.34%

-5.94%

Average Drawdown

Average peak-to-trough decline

-4.96%

-4.94%

-0.02%

Ulcer Index

Depth and duration of drawdowns from previous peaks

2.77%

1.13%

+1.64%

Volatility

TSAIX vs. FHLKX - Volatility Comparison

TIAA-CREF Lifestyle Aggressive Growth Fund (TSAIX) has a higher volatility of 5.29% compared to Fidelity Health Savings Fund Class K (FHLKX) at 2.76%. This indicates that TSAIX's price experiences larger fluctuations and is considered to be riskier than FHLKX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.


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Volatility by Period


TSAIXFHLKXDifference

Volatility (1M)

Calculated over the trailing 1-month period

5.29%

2.76%

+2.53%

Volatility (6M)

Calculated over the trailing 6-month period

9.81%

4.38%

+5.43%

Volatility (1Y)

Calculated over the trailing 1-year period

17.09%

6.76%

+10.33%

Volatility (5Y)

Calculated over the trailing 5-year period, annualized

16.15%

6.65%

+9.50%

Volatility (10Y)

Calculated over the trailing 10-year period, annualized

17.59%

7.26%

+10.33%