TRRCX vs. VTI
Compare and contrast key facts about T. Rowe Price Retirement 2030 Fund (TRRCX) and Vanguard Total Stock Market ETF (VTI).
TRRCX is managed by T. Rowe Price. It was launched on Sep 29, 2002. VTI is a passively managed fund by Vanguard that tracks the performance of the CRSP US Total Market Index. It was launched on May 24, 2001.
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: TRRCX or VTI.
Performance
TRRCX vs. VTI - Performance Comparison
Returns By Period
In the year-to-date period, TRRCX achieves a 12.95% return, which is significantly lower than VTI's 26.27% return. Over the past 10 years, TRRCX has underperformed VTI with an annualized return of 7.84%, while VTI has yielded a comparatively higher 12.73% annualized return.
TRRCX
12.95%
1.20%
6.29%
18.92%
8.26%
7.84%
VTI
26.27%
4.02%
13.98%
33.61%
15.21%
12.73%
Key characteristics
| TRRCX | VTI | |
|---|---|---|
| Sharpe Ratio | 2.37 | 2.69 |
| Sortino Ratio | 3.34 | 3.58 |
| Omega Ratio | 1.44 | 1.49 |
| Calmar Ratio | 1.98 | 3.92 |
| Martin Ratio | 15.28 | 17.17 |
| Ulcer Index | 1.24% | 1.96% |
| Daily Std Dev | 7.98% | 12.51% |
| Max Drawdown | -52.28% | -55.45% |
| Current Drawdown | -0.55% | -0.35% |
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TRRCX vs. VTI - Expense Ratio Comparison
TRRCX has a 0.59% expense ratio, which is higher than VTI's 0.03% expense ratio.
Correlation
The correlation between TRRCX and VTI is 0.96, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Risk-Adjusted Performance
TRRCX vs. VTI - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for T. Rowe Price Retirement 2030 Fund (TRRCX) and Vanguard Total Stock Market ETF (VTI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
TRRCX vs. VTI - Dividend Comparison
TRRCX's dividend yield for the trailing twelve months is around 1.73%, more than VTI's 1.26% yield.
| TTM | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
TRRCX T. Rowe Price Retirement 2030 Fund | 1.73% | 1.96% | 1.98% | 1.09% | 1.09% | 1.89% | 1.97% | 1.54% | 1.60% | 1.70% | 5.65% | 1.28% |
VTI Vanguard Total Stock Market ETF | 1.26% | 1.44% | 1.67% | 1.21% | 1.42% | 1.78% | 2.04% | 1.71% | 1.92% | 1.98% | 1.76% | 1.74% |
Drawdowns
TRRCX vs. VTI - Drawdown Comparison
The maximum TRRCX drawdown since its inception was -52.28%, smaller than the maximum VTI drawdown of -55.45%. Use the drawdown chart below to compare losses from any high point for TRRCX and VTI. For additional features, visit the drawdowns tool.
Volatility
TRRCX vs. VTI - Volatility Comparison
The current volatility for T. Rowe Price Retirement 2030 Fund (TRRCX) is 2.09%, while Vanguard Total Stock Market ETF (VTI) has a volatility of 4.20%. This indicates that TRRCX experiences smaller price fluctuations and is considered to be less risky than VTI based on this measure. The chart below showcases a comparison of their rolling one-month volatility.