TLYIX vs. FNSHX
Compare and contrast key facts about TIAA-CREF Lifecycle Index 2035 Fund (TLYIX) and Fidelity Freedom Income Fund Class K (FNSHX).
TLYIX is managed by TIAA Investments. It was launched on Sep 29, 2009. FNSHX is managed by Fidelity. It was launched on Jul 20, 2017.
Performance
TLYIX vs. FNSHX - Performance Comparison
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TLYIX vs. FNSHX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
TLYIX TIAA-CREF Lifecycle Index 2035 Fund | -0.53% | 17.02% | 11.83% | 17.24% | -16.30% | 13.19% | 15.53% | 23.03% | -5.76% | 4.63% |
FNSHX Fidelity Freedom Income Fund Class K | 0.63% | 10.35% | 4.40% | 8.26% | -11.31% | 3.16% | 9.01% | 10.74% | -1.86% | 0.09% |
Returns By Period
In the year-to-date period, TLYIX achieves a -0.53% return, which is significantly lower than FNSHX's 0.63% return.
TLYIX
- 1D
- 0.70%
- 1M
- -2.31%
- YTD
- -0.53%
- 6M
- 1.23%
- 1Y
- 15.15%
- 3Y*
- 12.88%
- 5Y*
- 6.80%
- 10Y*
- 9.24%
FNSHX
- 1D
- 0.18%
- 1M
- -1.28%
- YTD
- 0.63%
- 6M
- 1.71%
- 1Y
- 8.32%
- 3Y*
- 6.59%
- 5Y*
- 2.79%
- 10Y*
- —
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TLYIX vs. FNSHX - Expense Ratio Comparison
TLYIX has a 0.10% expense ratio, which is lower than FNSHX's 0.42% expense ratio.
Return for Risk
TLYIX vs. FNSHX — Risk / Return Rank
TLYIX
FNSHX
TLYIX vs. FNSHX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for TIAA-CREF Lifecycle Index 2035 Fund (TLYIX) and Fidelity Freedom Income Fund Class K (FNSHX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| TLYIX | FNSHX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.37 | 1.74 | -0.37 |
Sortino ratioReturn per unit of downside risk | 1.98 | 2.43 | -0.45 |
Omega ratioGain probability vs. loss probability | 1.29 | 1.35 | -0.05 |
Calmar ratioReturn relative to maximum drawdown | 1.95 | 2.37 | -0.42 |
Martin ratioReturn relative to average drawdown | 8.73 | 9.65 | -0.92 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| TLYIX | FNSHX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.37 | 1.74 | -0.37 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.60 | 0.53 | +0.07 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.74 | — | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.71 | 0.76 | -0.04 |
Correlation
The correlation between TLYIX and FNSHX is 0.75, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
TLYIX vs. FNSHX - Dividend Comparison
TLYIX's dividend yield for the trailing twelve months is around 3.72%, more than FNSHX's 3.25% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
TLYIX TIAA-CREF Lifecycle Index 2035 Fund | 3.72% | 3.70% | 3.09% | 2.19% | 2.70% | 2.89% | 2.03% | 2.26% | 2.73% | 0.15% | 2.56% | 0.27% |
FNSHX Fidelity Freedom Income Fund Class K | 3.25% | 3.21% | 3.19% | 2.98% | 5.94% | 6.17% | 4.43% | 3.74% | 5.22% | 0.00% | 0.00% | 0.00% |
Drawdowns
TLYIX vs. FNSHX - Drawdown Comparison
The maximum TLYIX drawdown since its inception was -26.39%, which is greater than FNSHX's maximum drawdown of -15.87%. Use the drawdown chart below to compare losses from any high point for TLYIX and FNSHX.
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Drawdown Indicators
| TLYIX | FNSHX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -26.39% | -15.87% | -10.52% |
Max Drawdown (1Y)Largest decline over 1 year | -6.82% | -3.68% | -3.14% |
Max Drawdown (5Y)Largest decline over 5 years | -23.24% | -15.87% | -7.37% |
Max Drawdown (10Y)Largest decline over 10 years | -26.39% | — | — |
Current DrawdownCurrent decline from peak | -4.33% | -2.39% | -1.94% |
Average DrawdownAverage peak-to-trough decline | -3.83% | -3.09% | -0.74% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.83% | 0.90% | +0.93% |
Volatility
TLYIX vs. FNSHX - Volatility Comparison
TIAA-CREF Lifecycle Index 2035 Fund (TLYIX) has a higher volatility of 4.26% compared to Fidelity Freedom Income Fund Class K (FNSHX) at 2.36%. This indicates that TLYIX's price experiences larger fluctuations and is considered to be riskier than FNSHX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| TLYIX | FNSHX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.26% | 2.36% | +1.90% |
Volatility (6M)Calculated over the trailing 6-month period | 6.73% | 3.30% | +3.43% |
Volatility (1Y)Calculated over the trailing 1-year period | 11.43% | 4.89% | +6.54% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 11.44% | 5.26% | +6.18% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 12.45% | 4.81% | +7.64% |