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TLXIX vs. TFITX
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility

Correlation

The correlation between TLXIX and TFITX is 1.00, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.


-0.50.00.51.01.0

Performance

TLXIX vs. TFITX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in TIAA-CREF Lifecycle Index 2045 Fund (TLXIX) and TIAA-CREF Lifecycle Index 2065 Fund (TFITX). The values are adjusted to include any dividend payments, if applicable.

-5.00%0.00%5.00%10.00%SeptemberOctoberNovemberDecember2025
9.59%
8.69%
TLXIX
TFITX

Key characteristics

Sharpe Ratio

TLXIX:

1.61

TFITX:

1.56

Sortino Ratio

TLXIX:

2.21

TFITX:

2.08

Omega Ratio

TLXIX:

1.29

TFITX:

1.30

Calmar Ratio

TLXIX:

2.50

TFITX:

2.45

Martin Ratio

TLXIX:

9.18

TFITX:

9.65

Ulcer Index

TLXIX:

1.87%

TFITX:

1.91%

Daily Std Dev

TLXIX:

10.65%

TFITX:

11.82%

Max Drawdown

TLXIX:

-31.08%

TFITX:

-25.69%

Current Drawdown

TLXIX:

-0.28%

TFITX:

0.00%

Returns By Period

The year-to-date returns for both investments are quite close, with TLXIX having a 3.63% return and TFITX slightly higher at 3.81%.


TLXIX

YTD

3.63%

1M

3.63%

6M

7.96%

1Y

18.57%

5Y*

9.90%

10Y*

9.27%

TFITX

YTD

3.81%

1M

3.81%

6M

8.69%

1Y

20.07%

5Y*

N/A

10Y*

N/A

*Annualized

Compare stocks, funds, or ETFs

Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.


TLXIX vs. TFITX - Expense Ratio Comparison

TLXIX has a 0.10% expense ratio, which is lower than TFITX's 0.11% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.


TFITX
TIAA-CREF Lifecycle Index 2065 Fund
Expense ratio chart for TFITX: current value at 0.11% compared with the broader market ranging from 0.00% to 2.12%.0.50%1.00%1.50%2.00%0.11%
Expense ratio chart for TLXIX: current value at 0.10% compared with the broader market ranging from 0.00% to 2.12%.0.50%1.00%1.50%2.00%0.10%

Risk-Adjusted Performance

TLXIX vs. TFITX — Risk-Adjusted Performance Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

TLXIX
The Risk-Adjusted Performance Rank of TLXIX is 8282
Overall Rank
The Sharpe Ratio Rank of TLXIX is 8080
Sharpe Ratio Rank
The Sortino Ratio Rank of TLXIX is 8080
Sortino Ratio Rank
The Omega Ratio Rank of TLXIX is 7979
Omega Ratio Rank
The Calmar Ratio Rank of TLXIX is 8888
Calmar Ratio Rank
The Martin Ratio Rank of TLXIX is 8585
Martin Ratio Rank

TFITX
The Risk-Adjusted Performance Rank of TFITX is 8282
Overall Rank
The Sharpe Ratio Rank of TFITX is 7979
Sharpe Ratio Rank
The Sortino Ratio Rank of TFITX is 7676
Sortino Ratio Rank
The Omega Ratio Rank of TFITX is 8080
Omega Ratio Rank
The Calmar Ratio Rank of TFITX is 8787
Calmar Ratio Rank
The Martin Ratio Rank of TFITX is 8686
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

TLXIX vs. TFITX - Risk-Adjusted Performance Comparison

This table presents a comparison of risk-adjusted performance metrics for TIAA-CREF Lifecycle Index 2045 Fund (TLXIX) and TIAA-CREF Lifecycle Index 2065 Fund (TFITX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.


Sharpe ratio
The chart of Sharpe ratio for TLXIX, currently valued at 1.61, compared to the broader market-1.000.001.002.003.004.001.611.56
The chart of Sortino ratio for TLXIX, currently valued at 2.21, compared to the broader market0.002.004.006.008.0010.0012.002.212.08
The chart of Omega ratio for TLXIX, currently valued at 1.29, compared to the broader market1.002.003.004.001.291.30
The chart of Calmar ratio for TLXIX, currently valued at 2.50, compared to the broader market0.005.0010.0015.002.502.45
The chart of Martin ratio for TLXIX, currently valued at 9.18, compared to the broader market0.0020.0040.0060.0080.009.189.65
TLXIX
TFITX

The current TLXIX Sharpe Ratio is 1.61, which is comparable to the TFITX Sharpe Ratio of 1.56. The chart below compares the historical Sharpe Ratios of TLXIX and TFITX, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.


Rolling 12-month Sharpe Ratio1.001.502.002.503.00SeptemberOctoberNovemberDecember2025
1.61
1.56
TLXIX
TFITX

Dividends

TLXIX vs. TFITX - Dividend Comparison

TLXIX's dividend yield for the trailing twelve months is around 2.14%, more than TFITX's 2.04% yield.


TTM20242023202220212020201920182017201620152014
TLXIX
TIAA-CREF Lifecycle Index 2045 Fund
2.14%2.22%2.07%2.00%1.89%1.60%2.15%2.41%1.93%2.10%2.19%2.21%
TFITX
TIAA-CREF Lifecycle Index 2065 Fund
2.04%2.11%1.98%1.93%1.78%1.55%0.00%0.00%0.00%0.00%0.00%0.00%

Drawdowns

TLXIX vs. TFITX - Drawdown Comparison

The maximum TLXIX drawdown since its inception was -31.08%, which is greater than TFITX's maximum drawdown of -25.69%. Use the drawdown chart below to compare losses from any high point for TLXIX and TFITX. For additional features, visit the drawdowns tool.


-8.00%-6.00%-4.00%-2.00%0.00%SeptemberOctoberNovemberDecember2025
-0.28%
0
TLXIX
TFITX

Volatility

TLXIX vs. TFITX - Volatility Comparison

The current volatility for TIAA-CREF Lifecycle Index 2045 Fund (TLXIX) is 3.23%, while TIAA-CREF Lifecycle Index 2065 Fund (TFITX) has a volatility of 3.41%. This indicates that TLXIX experiences smaller price fluctuations and is considered to be less risky than TFITX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.


2.00%3.00%4.00%5.00%6.00%7.00%SeptemberOctoberNovemberDecember2025
3.23%
3.41%
TLXIX
TFITX
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Disclaimer

The information contained herein does not constitute investment advice and made available for educational purposes only. Prices and returns on equities are listed without consideration of fees, commissions, taxes, penalties, or interest payable due to purchasing, holding, or selling.

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