TDOC vs. TRUP
TDOC (Teladoc Health, Inc.) and TRUP (Trupanion, Inc.) are both stocks. TDOC operates in Health Information Services (Healthcare), while TRUP operates in Insurance - Specialty (Financial Services). Over the past 10 years, TDOC returned -5.17%/yr vs 6.25%/yr for TRUP. At a 0.35 correlation, their price movements are largely independent.
Performance
TDOC vs. TRUP - Performance Comparison
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Returns By Period
In the year-to-date period, TDOC achieves a 9.86% return, which is significantly higher than TRUP's -36.93% return. Over the past 10 years, TDOC has underperformed TRUP with an annualized return of -5.17%, while TRUP has yielded a comparatively higher 6.25% annualized return.
TDOC
- 1D
- 1.45%
- 1M
- 17.05%
- YTD
- 9.86%
- 6M
- 6.66%
- 1Y
- -2.53%
- 3Y*
- -31.32%
- 5Y*
- -45.72%
- 10Y*
- -5.17%
TRUP
- 1D
- 1.38%
- 1M
- 7.23%
- YTD
- -36.93%
- 6M
- -37.63%
- 1Y
- -58.24%
- 3Y*
- 1.41%
- 5Y*
- -27.08%
- 10Y*
- 6.25%
TDOC vs. TRUP - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
TDOC Teladoc Health, Inc. | 9.86% | -22.99% | -57.82% | -8.88% | -74.24% | -54.08% | 138.84% | 68.89% | 42.24% | 111.21% |
TRUP Trupanion, Inc. | -36.93% | -22.47% | 57.98% | -35.81% | -64.00% | 10.29% | 219.57% | 47.13% | -13.02% | 88.60% |
Correlation
The correlation between TDOC and TRUP is 0.26, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.26 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.35 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.49 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.38 |
Correlation (All Time) Calculated using the full available price history since Jul 1, 2015 | 0.35 |
The correlation between TDOC and TRUP shifts across timeframes, from 0.26 (1 year) to 0.49 (5 years), reflecting how their relationship changes across market environments.
Fundamentals
TDOC:
$1.38B
TRUP:
$1.03B
TDOC:
-$0.97
TRUP:
$0.59
TDOC:
0.54
TRUP:
0.69
TDOC:
1.03
TRUP:
2.61
TDOC:
$2.51B
TRUP:
$1.48B
TDOC:
$1.74B
TRUP:
$571.84M
TDOC:
-$43.17M
TRUP:
$57.57M
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Return for Risk
TDOC vs. TRUP — Risk / Return Rank
TDOC
TRUP
TDOC vs. TRUP - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Teladoc Health, Inc. (TDOC) and Trupanion, Inc. (TRUP). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| TDOC | TRUP | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +1.47 | ||
| Sortino ratioReturn per unit of downside risk | +2.90 | ||
| Omega ratioGain probability vs. loss probability | 1.04 | 0.70 | +0.34 |
| Calmar ratioReturn relative to maximum drawdown | -0.05 | -0.94 | +0.89 |
| Martin ratioReturn relative to average drawdown | -0.09 | -1.46 | +1.37 |
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Drawdowns
TDOC vs. TRUP - Drawdown Comparison
The maximum TDOC drawdown since its inception was -98.48%, which is greater than TRUP's maximum drawdown of -87.34%. Use the drawdown chart below to compare losses from any high point for TDOC and TRUP.
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Drawdown Indicators
| TDOC | TRUP | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -98.48% | -87.34% | -11.14% |
Max Drawdown (1Y)Largest decline over 1 year | -52.75% | -61.98% | +9.23% |
Max Drawdown (3Y)Largest decline over 3 years | -84.98% | -61.98% | -23.00% |
Max Drawdown (5Y)Largest decline over 5 years | -97.39% | -87.34% | -10.05% |
Max Drawdown (10Y)Largest decline over 10 years | -98.48% | -87.34% | -11.14% |
Current DrawdownCurrent decline from peak | -97.39% | -84.83% | -12.56% |
Average DrawdownAverage peak-to-trough decline | -54.34% | -40.22% | -14.12% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 28.04% | 39.97% | -11.93% |
Volatility
TDOC vs. TRUP - Volatility Comparison
Teladoc Health, Inc. (TDOC) has a higher volatility of 19.58% compared to Trupanion, Inc. (TRUP) at 8.92%. This indicates that TDOC's price experiences larger fluctuations and is considered to be riskier than TRUP based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| TDOC | TRUP | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 19.58% | 8.92% | +10.66% |
Volatility (6M)Calculated over the trailing 6-month period | 40.18% | 31.63% | +8.55% |
Volatility (1Y)Calculated over the trailing 1-year period | 59.00% | 38.68% | +20.32% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 63.84% | 71.45% | -7.61% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 60.46% | 62.37% | -1.91% |
Dividends
TDOC vs. TRUP - Dividend Comparison
Neither TDOC nor TRUP has paid dividends to shareholders.
Financials
TDOC vs. TRUP - Financials Comparison
This section allows you to compare key financial metrics between Teladoc Health, Inc. and Trupanion, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
TDOC vs. TRUP - Profitability Comparison
TDOC - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Teladoc Health, Inc. reported a gross profit of 416.32M and revenue of 613.85M. Therefore, the gross margin over that period was 67.8%.
TRUP - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Trupanion, Inc. reported a gross profit of 342.93M and revenue of 384.05M. Therefore, the gross margin over that period was 89.3%.
TDOC - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Teladoc Health, Inc. reported an operating income of -61.77M and revenue of 613.85M, resulting in an operating margin of -10.1%.
TRUP - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Trupanion, Inc. reported an operating income of 4.78M and revenue of 384.05M, resulting in an operating margin of 1.2%.
TDOC - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Teladoc Health, Inc. reported a net income of -63.84M and revenue of 613.85M, resulting in a net margin of -10.4%.
TRUP - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Trupanion, Inc. reported a net income of 4.88M and revenue of 384.05M, resulting in a net margin of 1.3%.
Frequently Asked Questions
TDOC and TRUP have a correlation of 0.26, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
TDOC has higher volatility (19.58%) compared to TRUP (8.92%). In terms of maximum drawdown, TDOC dropped -98.48% vs TRUP's -87.34%.
TDOC currently has the higher Sharpe Ratio (-0.04 vs -1.51), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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