Correlation
The correlation between TCBI and IBOC is 0.54, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.
TCBI vs. IBOC
Compare and contrast key facts about Texas Capital Bancshares, Inc. (TCBI) and International Bancshares Corporation (IBOC).
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: TCBI or IBOC.
Performance
TCBI vs. IBOC - Performance Comparison
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Key characteristics
TCBI:
0.62
IBOC:
0.37
TCBI:
0.88
IBOC:
0.59
TCBI:
1.11
IBOC:
1.07
TCBI:
0.38
IBOC:
0.31
TCBI:
1.37
IBOC:
0.62
TCBI:
12.40%
IBOC:
11.92%
TCBI:
35.32%
IBOC:
32.70%
TCBI:
-81.15%
IBOC:
-77.43%
TCBI:
-30.20%
IBOC:
-15.68%
Fundamentals
TCBI:
$3.28B
IBOC:
$3.89B
TCBI:
$1.74
IBOC:
$6.57
TCBI:
41.06
IBOC:
9.54
TCBI:
1.40
IBOC:
0.00
TCBI:
3.68
IBOC:
4.84
TCBI:
1.05
IBOC:
1.34
TCBI:
$1.31B
IBOC:
$930.87M
TCBI:
$1.26B
IBOC:
$877.45M
TCBI:
-$7.47M
IBOC:
$549.75M
Returns By Period
In the year-to-date period, TCBI achieves a -8.64% return, which is significantly lower than IBOC's 0.27% return. Over the past 10 years, TCBI has underperformed IBOC with an annualized return of 3.05%, while IBOC has yielded a comparatively higher 11.97% annualized return.
TCBI
-8.64%
4.74%
-18.57%
20.15%
11.66%
20.16%
3.05%
IBOC
0.27%
2.57%
-13.72%
10.60%
18.82%
20.33%
11.97%
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Risk-Adjusted Performance
TCBI vs. IBOC — Risk-Adjusted Performance Rank
TCBI
IBOC
TCBI vs. IBOC - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for Texas Capital Bancshares, Inc. (TCBI) and International Bancshares Corporation (IBOC). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
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Dividends
TCBI vs. IBOC - Dividend Comparison
TCBI has not paid dividends to shareholders, while IBOC's dividend yield for the trailing twelve months is around 2.17%.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
TCBI Texas Capital Bancshares, Inc. | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.52% | 0.82% | 0.00% |
IBOC International Bancshares Corporation | 2.17% | 2.09% | 2.32% | 2.62% | 2.71% | 2.94% | 2.44% | 2.18% | 1.66% | 1.47% | 2.26% | 1.96% |
Drawdowns
TCBI vs. IBOC - Drawdown Comparison
The maximum TCBI drawdown since its inception was -81.15%, roughly equal to the maximum IBOC drawdown of -77.43%. Use the drawdown chart below to compare losses from any high point for TCBI and IBOC.
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Volatility
TCBI vs. IBOC - Volatility Comparison
Texas Capital Bancshares, Inc. (TCBI) has a higher volatility of 7.52% compared to International Bancshares Corporation (IBOC) at 5.65%. This indicates that TCBI's price experiences larger fluctuations and is considered to be riskier than IBOC based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Financials
TCBI vs. IBOC - Financials Comparison
This section allows you to compare key financial metrics between Texas Capital Bancshares, Inc. and International Bancshares Corporation. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
TCBI vs. IBOC - Profitability Comparison
TCBI - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on May 2025, Texas Capital Bancshares, Inc. reported a gross profit of 427.29M and revenue of 427.29M. Therefore, the gross margin over that period was 100.0%.
IBOC - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on May 2025, International Bancshares Corporation reported a gross profit of 198.22M and revenue of 251.64M. Therefore, the gross margin over that period was 78.8%.
TCBI - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on May 2025, Texas Capital Bancshares, Inc. reported an operating income of 422.28M and revenue of 427.29M, resulting in an operating margin of 98.8%.
IBOC - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on May 2025, International Bancshares Corporation reported an operating income of 121.12M and revenue of 251.64M, resulting in an operating margin of 48.1%.
TCBI - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on May 2025, Texas Capital Bancshares, Inc. reported a net income of 47.05M and revenue of 427.29M, resulting in a net margin of 11.0%.
IBOC - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on May 2025, International Bancshares Corporation reported a net income of 96.89M and revenue of 251.64M, resulting in a net margin of 38.5%.