SWYAX vs. VTINX
Compare and contrast key facts about Schwab Target 2010 Index Fund (SWYAX) and Vanguard Target Retirement Income Fund (VTINX).
SWYAX is managed by Schwab Funds. It was launched on Aug 24, 2016. VTINX is managed by Vanguard. It was launched on Oct 27, 2003.
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: SWYAX or VTINX.
Key characteristics
| SWYAX | VTINX | |
|---|---|---|
| YTD Return | 8.65% | 7.36% |
| 1Y Return | 15.13% | 13.43% |
| 3Y Return (Ann) | 2.18% | 1.46% |
| 5Y Return (Ann) | 5.13% | 4.26% |
| Sharpe Ratio | 2.26 | 2.39 |
| Daily Std Dev | 6.60% | 5.52% |
| Max Drawdown | -18.03% | -19.96% |
| Current Drawdown | -0.31% | -0.36% |
Correlation
The correlation between SWYAX and VTINX is 0.94, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Performance
SWYAX vs. VTINX - Performance Comparison
In the year-to-date period, SWYAX achieves a 8.65% return, which is significantly higher than VTINX's 7.36% return. The chart below displays the growth of a $10,000 investment in both assets, with all prices adjusted for splits and dividends.
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SWYAX vs. VTINX - Expense Ratio Comparison
SWYAX has a 0.04% expense ratio, which is lower than VTINX's 0.08% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Risk-Adjusted Performance
SWYAX vs. VTINX - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for Schwab Target 2010 Index Fund (SWYAX) and Vanguard Target Retirement Income Fund (VTINX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
SWYAX vs. VTINX - Dividend Comparison
SWYAX's dividend yield for the trailing twelve months is around 2.63%, less than VTINX's 4.15% yield.
| TTM | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
SWYAX Schwab Target 2010 Index Fund | 2.63% | 2.86% | 2.69% | 2.54% | 1.98% | 2.27% | 2.01% | 1.18% | 0.75% | 0.00% | 0.00% | 0.00% |
VTINX Vanguard Target Retirement Income Fund | 4.15% | 4.01% | 3.08% | 8.63% | 3.42% | 2.62% | 4.19% | 2.51% | 2.27% | 3.53% | 2.16% | 3.20% |
Drawdowns
SWYAX vs. VTINX - Drawdown Comparison
The maximum SWYAX drawdown since its inception was -18.03%, smaller than the maximum VTINX drawdown of -19.96%. Use the drawdown chart below to compare losses from any high point for SWYAX and VTINX. For additional features, visit the drawdowns tool.
Volatility
SWYAX vs. VTINX - Volatility Comparison
Schwab Target 2010 Index Fund (SWYAX) and Vanguard Target Retirement Income Fund (VTINX) have volatilities of 1.27% and 1.30%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.