SWMRX vs. VTI
Compare and contrast key facts about Schwab Target 2045 Fund (SWMRX) and Vanguard Total Stock Market ETF (VTI).
SWMRX is managed by Charles Schwab. It was launched on Jan 22, 2013. VTI is a passively managed fund by Vanguard that tracks the performance of the CRSP US Total Market Index. It was launched on May 24, 2001.
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: SWMRX or VTI.
Correlation
The correlation between SWMRX and VTI is 0.96, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Performance
SWMRX vs. VTI - Performance Comparison
Key characteristics
SWMRX:
0.31
VTI:
0.27
SWMRX:
0.53
VTI:
0.52
SWMRX:
1.07
VTI:
1.08
SWMRX:
0.32
VTI:
0.27
SWMRX:
1.43
VTI:
1.20
SWMRX:
3.20%
VTI:
4.39%
SWMRX:
14.79%
VTI:
19.60%
SWMRX:
-32.28%
VTI:
-55.45%
SWMRX:
-8.95%
VTI:
-14.34%
Returns By Period
In the year-to-date period, SWMRX achieves a -4.16% return, which is significantly higher than VTI's -10.40% return. Over the past 10 years, SWMRX has underperformed VTI with an annualized return of 4.13%, while VTI has yielded a comparatively higher 10.94% annualized return.
SWMRX
-4.16%
-5.30%
-7.39%
5.11%
7.91%
4.13%
VTI
-10.40%
-7.07%
-9.83%
6.09%
14.30%
10.94%
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SWMRX vs. VTI - Expense Ratio Comparison
SWMRX has a 0.00% expense ratio, which is lower than VTI's 0.03% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Risk-Adjusted Performance
SWMRX vs. VTI — Risk-Adjusted Performance Rank
SWMRX
VTI
SWMRX vs. VTI - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for Schwab Target 2045 Fund (SWMRX) and Vanguard Total Stock Market ETF (VTI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
SWMRX vs. VTI - Dividend Comparison
SWMRX's dividend yield for the trailing twelve months is around 2.06%, more than VTI's 1.45% yield.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
SWMRX Schwab Target 2045 Fund | 2.06% | 1.97% | 1.94% | 1.77% | 2.86% | 1.16% | 2.00% | 2.64% | 2.55% | 1.52% | 1.96% | 2.38% |
VTI Vanguard Total Stock Market ETF | 1.45% | 1.27% | 1.44% | 1.67% | 1.21% | 1.42% | 1.78% | 2.04% | 1.71% | 1.92% | 1.98% | 1.76% |
Drawdowns
SWMRX vs. VTI - Drawdown Comparison
The maximum SWMRX drawdown since its inception was -32.28%, smaller than the maximum VTI drawdown of -55.45%. Use the drawdown chart below to compare losses from any high point for SWMRX and VTI. For additional features, visit the drawdowns tool.
Volatility
SWMRX vs. VTI - Volatility Comparison
The current volatility for Schwab Target 2045 Fund (SWMRX) is 10.05%, while Vanguard Total Stock Market ETF (VTI) has a volatility of 14.22%. This indicates that SWMRX experiences smaller price fluctuations and is considered to be less risky than VTI based on this measure. The chart below showcases a comparison of their rolling one-month volatility.