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SPFI vs. ENVA
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Financials

Correlation

The correlation between SPFI and ENVA is 0.44, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.


-0.50.00.51.0
Correlation: 0.4

Performance

SPFI vs. ENVA - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in South Plains Financial, Inc. (SPFI) and Enova International, Inc. (ENVA). The values are adjusted to include any dividend payments, if applicable.

100.00%150.00%200.00%250.00%300.00%350.00%NovemberDecember2025FebruaryMarchApril
102.84%
266.63%
SPFI
ENVA

Key characteristics

Sharpe Ratio

SPFI:

0.98

ENVA:

1.40

Sortino Ratio

SPFI:

1.67

ENVA:

2.01

Omega Ratio

SPFI:

1.20

ENVA:

1.26

Calmar Ratio

SPFI:

1.34

ENVA:

2.10

Martin Ratio

SPFI:

3.19

ENVA:

5.98

Ulcer Index

SPFI:

10.01%

ENVA:

9.20%

Daily Std Dev

SPFI:

32.63%

ENVA:

39.25%

Max Drawdown

SPFI:

-46.51%

ENVA:

-81.56%

Current Drawdown

SPFI:

-18.35%

ENVA:

-20.69%

Fundamentals

Market Cap

SPFI:

$517.59M

ENVA:

$2.34B

EPS

SPFI:

$2.92

ENVA:

$7.43

PE Ratio

SPFI:

10.92

ENVA:

11.98

PS Ratio

SPFI:

2.71

ENVA:

1.89

PB Ratio

SPFI:

1.19

ENVA:

1.95

Total Revenue (TTM)

SPFI:

$169.76M

ENVA:

$2.05B

Gross Profit (TTM)

SPFI:

$169.76M

ENVA:

$958.74M

EBITDA (TTM)

SPFI:

$30.21M

ENVA:

$330.02M

Returns By Period

In the year-to-date period, SPFI achieves a -4.81% return, which is significantly lower than ENVA's -3.64% return.


SPFI

YTD

-4.81%

1M

1.10%

6M

-3.24%

1Y

28.43%

5Y*

25.14%

10Y*

N/A

ENVA

YTD

-3.64%

1M

-5.17%

6M

2.80%

1Y

50.89%

5Y*

48.03%

10Y*

16.98%

*Annualized

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Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.


Risk-Adjusted Performance

SPFI vs. ENVA — Risk-Adjusted Performance Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

SPFI
The Risk-Adjusted Performance Rank of SPFI is 8383
Overall Rank
The Sharpe Ratio Rank of SPFI is 8585
Sharpe Ratio Rank
The Sortino Ratio Rank of SPFI is 8282
Sortino Ratio Rank
The Omega Ratio Rank of SPFI is 7878
Omega Ratio Rank
The Calmar Ratio Rank of SPFI is 8989
Calmar Ratio Rank
The Martin Ratio Rank of SPFI is 8181
Martin Ratio Rank

ENVA
The Risk-Adjusted Performance Rank of ENVA is 8989
Overall Rank
The Sharpe Ratio Rank of ENVA is 9191
Sharpe Ratio Rank
The Sortino Ratio Rank of ENVA is 8787
Sortino Ratio Rank
The Omega Ratio Rank of ENVA is 8585
Omega Ratio Rank
The Calmar Ratio Rank of ENVA is 9494
Calmar Ratio Rank
The Martin Ratio Rank of ENVA is 9090
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

SPFI vs. ENVA - Risk-Adjusted Performance Comparison

This table presents a comparison of risk-adjusted performance metrics for South Plains Financial, Inc. (SPFI) and Enova International, Inc. (ENVA). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.


Sharpe ratio
The chart of Sharpe ratio for SPFI, currently valued at 0.98, compared to the broader market-2.00-1.000.001.002.003.00
SPFI: 0.98
ENVA: 1.40
The chart of Sortino ratio for SPFI, currently valued at 1.67, compared to the broader market-6.00-4.00-2.000.002.004.00
SPFI: 1.67
ENVA: 2.01
The chart of Omega ratio for SPFI, currently valued at 1.20, compared to the broader market0.501.001.502.00
SPFI: 1.20
ENVA: 1.26
The chart of Calmar ratio for SPFI, currently valued at 1.34, compared to the broader market0.001.002.003.004.00
SPFI: 1.34
ENVA: 2.10
The chart of Martin ratio for SPFI, currently valued at 3.19, compared to the broader market-5.000.005.0010.0015.0020.00
SPFI: 3.19
ENVA: 5.98

The current SPFI Sharpe Ratio is 0.98, which is lower than the ENVA Sharpe Ratio of 1.40. The chart below compares the historical Sharpe Ratios of SPFI and ENVA, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.


Rolling 12-month Sharpe Ratio1.002.003.004.005.00NovemberDecember2025FebruaryMarchApril
0.98
1.40
SPFI
ENVA

Dividends

SPFI vs. ENVA - Dividend Comparison

SPFI's dividend yield for the trailing twelve months is around 1.76%, while ENVA has not paid dividends to shareholders.


TTM202420232022202120202019
SPFI
South Plains Financial, Inc.
1.76%1.61%1.80%1.67%1.08%0.74%0.29%
ENVA
Enova International, Inc.
0.00%0.00%0.00%0.00%0.00%0.00%0.00%

Drawdowns

SPFI vs. ENVA - Drawdown Comparison

The maximum SPFI drawdown since its inception was -46.51%, smaller than the maximum ENVA drawdown of -81.56%. Use the drawdown chart below to compare losses from any high point for SPFI and ENVA. For additional features, visit the drawdowns tool.


-25.00%-20.00%-15.00%-10.00%-5.00%0.00%NovemberDecember2025FebruaryMarchApril
-18.35%
-20.69%
SPFI
ENVA

Volatility

SPFI vs. ENVA - Volatility Comparison

The current volatility for South Plains Financial, Inc. (SPFI) is 10.15%, while Enova International, Inc. (ENVA) has a volatility of 21.43%. This indicates that SPFI experiences smaller price fluctuations and is considered to be less risky than ENVA based on this measure. The chart below showcases a comparison of their rolling one-month volatility.


5.00%10.00%15.00%20.00%NovemberDecember2025FebruaryMarchApril
10.15%
21.43%
SPFI
ENVA

Financials

SPFI vs. ENVA - Financials Comparison

This section allows you to compare key financial metrics between South Plains Financial, Inc. and Enova International, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.


Quarterly
Annual

Total Revenue: Total amount of money received from sales and other business activities


Values in USD except per share items
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Disclaimer

The information contained herein does not constitute investment advice and made available for educational purposes only. Prices and returns on equities are listed without consideration of fees, commissions, taxes, penalties, or interest payable due to purchasing, holding, or selling.

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