South Plains Financial, Inc. (SPFI)
Company Info
Highlights
$580.79M
$3.01
11.89
$240.31M
$218.91M
$67.31M
$24.70 - $40.55
$42.50
0.62%
1.57
Share Price Chart
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Compare to other instruments
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Performance
Performance Chart
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Returns By Period
South Plains Financial, Inc. (SPFI) returned 5.43% year-to-date (YTD) and 36.88% over the past 12 months.
SPFI
5.43%
14.76%
-5.58%
36.88%
27.10%
N/A
^GSPC (Benchmark)
0.60%
9.64%
-0.54%
11.47%
15.67%
10.79%
Monthly Returns
The table below presents the monthly returns of SPFI, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | 3.40% | -1.51% | -6.02% | 2.24% | 7.74% | 5.43% | |||||||
| 2024 | -6.06% | -1.48% | 0.30% | -2.62% | 4.75% | -0.55% | 20.66% | 7.61% | -2.84% | -0.20% | 15.40% | -10.65% | 22.25% |
| 2023 | 2.55% | -6.44% | -18.56% | -3.50% | 7.94% | 1.58% | 19.87% | -2.31% | 0.80% | 1.94% | -3.06% | 11.38% | 7.42% |
| 2022 | 4.43% | -4.36% | -3.94% | -8.74% | 2.36% | -2.35% | 9.96% | 2.69% | 1.59% | 13.90% | -0.99% | -11.08% | 0.68% |
| 2021 | -0.32% | 2.44% | 17.72% | 0.84% | 2.71% | -1.41% | -0.18% | 0.87% | 5.09% | 7.26% | -4.07% | 11.24% | 48.66% |
| 2020 | 4.37% | -7.91% | -22.67% | -19.55% | 6.19% | 7.88% | -5.97% | 6.89% | -13.10% | 18.46% | 20.48% | 7.37% | -8.31% |
| 2019 | -0.90% | -5.98% | 5.97% | -6.27% | -0.37% | 2.94% | 13.31% | 9.96% | 18.25% |
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
With an overall rank of 84, SPFI is among the top 16% of stocks on our website when it comes to balancing risk and reward. Below is a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
The charts below present risk-adjusted performance metrics for South Plains Financial, Inc. (SPFI) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.
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Dividends
Dividend History
South Plains Financial, Inc. provided a 1.62% dividend yield over the last twelve months, with an annual payout of $0.59 per share. The company has been increasing its dividends for 5 consecutive years.
| Period | TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|
| Dividend | $0.59 | $0.56 | $0.52 | $0.46 | $0.30 | $0.14 | $0.06 |
Dividend yield | 1.62% | 1.61% | 1.80% | 1.67% | 1.08% | 0.74% | 0.29% |
Monthly Dividends
The table displays the monthly dividend distributions for South Plains Financial, Inc.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | $0.00 | $0.15 | $0.00 | $0.15 | $0.00 | $0.30 | |||||||
| 2024 | $0.13 | $0.00 | $0.00 | $0.14 | $0.00 | $0.00 | $0.14 | $0.00 | $0.00 | $0.15 | $0.00 | $0.00 | $0.56 |
| 2023 | $0.13 | $0.00 | $0.00 | $0.13 | $0.00 | $0.00 | $0.13 | $0.00 | $0.00 | $0.13 | $0.00 | $0.00 | $0.52 |
| 2022 | $0.11 | $0.00 | $0.00 | $0.11 | $0.00 | $0.00 | $0.12 | $0.00 | $0.00 | $0.12 | $0.00 | $0.00 | $0.46 |
| 2021 | $0.05 | $0.00 | $0.00 | $0.07 | $0.00 | $0.00 | $0.09 | $0.00 | $0.00 | $0.09 | $0.00 | $0.00 | $0.30 |
| 2020 | $0.03 | $0.00 | $0.00 | $0.03 | $0.00 | $0.00 | $0.03 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.14 |
| 2019 | $0.03 | $0.00 | $0.00 | $0.03 | $0.00 | $0.00 | $0.06 |
Dividend Yield & Payout
Dividend Yield
South Plains Financial, Inc. has a dividend yield of 1.62%, which signifies it pays a smaller percentage of its stock price in dividends to its shareholders compared to other companies in the market.
Payout Ratio
South Plains Financial, Inc. has a payout ratio of 19.67%, which is below the market average. This means South Plains Financial, Inc. returns a smaller proportion of its earnings to shareholders as dividends, suggesting it retains a higher portion for reinvestment, growth, or debt payment.
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the South Plains Financial, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the South Plains Financial, Inc. was 46.51%, occurring on Sep 23, 2020. Recovery took 112 trading sessions.
The current South Plains Financial, Inc. drawdown is 9.56%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -46.51% | Jan 28, 2020 | 167 | Sep 23, 2020 | 112 | Mar 5, 2021 | 279 |
| -38.59% | Nov 11, 2022 | 119 | May 4, 2023 | 300 | Jul 16, 2024 | 419 |
| -23.82% | Nov 12, 2024 | 103 | Apr 11, 2025 | — | — | — |
| -23.51% | Feb 9, 2022 | 89 | Jun 16, 2022 | 82 | Oct 13, 2022 | 171 |
| -15.85% | Mar 12, 2021 | 29 | Apr 22, 2021 | 117 | Oct 7, 2021 | 146 |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Financials
Financial Performance
The chart below illustrates the trends in the financial health of South Plains Financial, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.
Earnings Per Share
The chart presents the Earnings Per Share (EPS) performance of South Plains Financial, Inc., comparing actual results with analytics estimates. The company has exceeded analyst expectations for EPS in the past quarter, achieving a 7.9% positive surprise.
Valuation
The Valuation section provides an overview of how South Plains Financial, Inc. is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.
PE Ratio
The chart displays the Price-to-Earnings (P/E) ratio for SPFI, comparing it with other companies in the Banks - Regional industry. Currently, SPFI has a P/E ratio of 11.9. This P/E ratio is in line with the industry average, suggesting the stock may be fairly valued relative to its earnings.
PS Ratio
This chart shows the Price-to-Sales (P/S) ratio for SPFI relative to other companies in the Banks - Regional industry. Currently, SPFI has a P/S ratio of 3.0. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.
PB Ratio
The chart illustrates the Price-to-Book (P/B) ratio for SPFI in comparison with other companies in the Banks - Regional industry. Currently, SPFI has a P/B value of 1.3. This P/B ratio is higher than most companies in the industry. It may suggest the stock is overvalued or that investors expect the company to generate high returns on its assets.
Income Statement
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