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SOAMX vs. SOAAX
Performance
Return for Risk
Dividends
Drawdowns
Volatility

Performance

SOAMX vs. SOAAX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Spirit of America Municipal Tax Free Bond Fund (SOAMX) and Spirit of America Real Estate Income & Growth Fund (SOAAX). The values are adjusted to include any dividend payments, if applicable.

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SOAMX vs. SOAAX - Yearly Performance Comparison


2026 (YTD)202520242023202220212020201920182017
SOAMX
Spirit of America Municipal Tax Free Bond Fund
-0.58%3.92%1.08%3.92%-9.30%0.90%3.56%5.07%0.99%4.76%
SOAAX
Spirit of America Real Estate Income & Growth Fund
2.88%-0.90%7.57%9.60%-28.40%42.01%-5.06%28.09%-6.82%6.80%

Returns By Period

In the year-to-date period, SOAMX achieves a -0.58% return, which is significantly lower than SOAAX's 2.88% return. Over the past 10 years, SOAMX has underperformed SOAAX with an annualized return of 1.23%, while SOAAX has yielded a comparatively higher 4.27% annualized return.


SOAMX

1D
0.24%
1M
-1.85%
YTD
-0.58%
6M
0.75%
1Y
3.34%
3Y*
1.84%
5Y*
-0.03%
10Y*
1.23%

SOAAX

1D
0.00%
1M
-7.12%
YTD
2.88%
6M
0.16%
1Y
2.52%
3Y*
5.29%
5Y*
3.18%
10Y*
4.27%
*Multi-year figures are annualized to reflect compound growth (CAGR)

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SOAMX vs. SOAAX - Expense Ratio Comparison

SOAMX has a 0.92% expense ratio, which is lower than SOAAX's 1.52% expense ratio.


Return for Risk

SOAMX vs. SOAAX — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

SOAMX
SOAMX Risk / Return Rank: 5252
Overall Rank
SOAMX Sharpe Ratio Rank: 5252
Sharpe Ratio Rank
SOAMX Sortino Ratio Rank: 4848
Sortino Ratio Rank
SOAMX Omega Ratio Rank: 7070
Omega Ratio Rank
SOAMX Calmar Ratio Rank: 5050
Calmar Ratio Rank
SOAMX Martin Ratio Rank: 4040
Martin Ratio Rank

SOAAX
SOAAX Risk / Return Rank: 1010
Overall Rank
SOAAX Sharpe Ratio Rank: 99
Sharpe Ratio Rank
SOAAX Sortino Ratio Rank: 88
Sortino Ratio Rank
SOAAX Omega Ratio Rank: 88
Omega Ratio Rank
SOAAX Calmar Ratio Rank: 1111
Calmar Ratio Rank
SOAAX Martin Ratio Rank: 1212
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

SOAMX vs. SOAAX - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Spirit of America Municipal Tax Free Bond Fund (SOAMX) and Spirit of America Real Estate Income & Growth Fund (SOAAX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.


SOAMXSOAAXDifference

Sharpe ratio

Return per unit of total volatility

1.01

0.21

+0.79

Sortino ratio

Return per unit of downside risk

1.40

0.40

+1.00

Omega ratio

Gain probability vs. loss probability

1.27

1.06

+0.21

Calmar ratio

Return relative to maximum drawdown

1.24

0.26

+0.98

Martin ratio

Return relative to average drawdown

4.17

1.08

+3.10

SOAMX vs. SOAAX - Sharpe Ratio Comparison

The current SOAMX Sharpe Ratio is 1.01, which is higher than the SOAAX Sharpe Ratio of 0.21. The chart below compares the historical Sharpe Ratios of SOAMX and SOAAX, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.


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Sharpe Ratios by Period


SOAMXSOAAXDifference

Sharpe Ratio (1Y)

Calculated over the trailing 1-year period

1.01

0.21

+0.79

Sharpe Ratio (5Y)

Calculated over the trailing 5-year period

-0.01

0.18

-0.18

Sharpe Ratio (10Y)

Calculated over the trailing 10-year period

0.38

0.22

+0.16

Sharpe Ratio (All Time)

Calculated using the full available price history

0.19

0.25

-0.06

Correlation

The correlation between SOAMX and SOAAX is 0.02, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.


Dividends

SOAMX vs. SOAAX - Dividend Comparison

SOAMX's dividend yield for the trailing twelve months is around 3.05%, less than SOAAX's 10.34% yield.


TTM20252024202320222021202020192018201720162015
SOAMX
Spirit of America Municipal Tax Free Bond Fund
3.05%3.11%2.13%1.48%1.48%1.95%2.53%2.90%3.23%3.15%3.30%3.48%
SOAAX
Spirit of America Real Estate Income & Growth Fund
10.34%10.64%9.53%9.32%9.32%6.12%8.13%7.11%8.47%6.87%7.18%8.97%

Drawdowns

SOAMX vs. SOAAX - Drawdown Comparison

The maximum SOAMX drawdown since its inception was -27.48%, smaller than the maximum SOAAX drawdown of -78.19%. Use the drawdown chart below to compare losses from any high point for SOAMX and SOAAX.


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Drawdown Indicators


SOAMXSOAAXDifference

Max Drawdown

Largest peak-to-trough decline

-27.48%

-78.19%

+50.71%

Max Drawdown (1Y)

Largest decline over 1 year

-3.27%

-12.64%

+9.37%

Max Drawdown (5Y)

Largest decline over 5 years

-14.12%

-36.03%

+21.91%

Max Drawdown (10Y)

Largest decline over 10 years

-14.12%

-41.24%

+27.12%

Current Drawdown

Current decline from peak

-1.92%

-13.95%

+12.03%

Average Drawdown

Average peak-to-trough decline

-5.27%

-14.68%

+9.41%

Ulcer Index

Depth and duration of drawdowns from previous peaks

0.98%

3.10%

-2.12%

Volatility

SOAMX vs. SOAAX - Volatility Comparison

The current volatility for Spirit of America Municipal Tax Free Bond Fund (SOAMX) is 1.04%, while Spirit of America Real Estate Income & Growth Fund (SOAAX) has a volatility of 4.17%. This indicates that SOAMX experiences smaller price fluctuations and is considered to be less risky than SOAAX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.


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Volatility by Period


SOAMXSOAAXDifference

Volatility (1M)

Calculated over the trailing 1-month period

1.04%

4.17%

-3.13%

Volatility (6M)

Calculated over the trailing 6-month period

1.54%

8.79%

-7.25%

Volatility (1Y)

Calculated over the trailing 1-year period

3.70%

16.41%

-12.71%

Volatility (5Y)

Calculated over the trailing 5-year period, annualized

3.44%

18.24%

-14.80%

Volatility (10Y)

Calculated over the trailing 10-year period, annualized

3.23%

19.71%

-16.48%