SGA vs. DLX

Last updated Apr 1, 2026

Compare and contrast key facts about Saga Communications, Inc. (SGA) and Deluxe Corporation (DLX).

Performance

SGA vs. DLX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Saga Communications, Inc. (SGA) and Deluxe Corporation (DLX). The values are adjusted to include any dividend payments, if applicable.

SGA vs. DLX - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
SGA Saga Communications, Inc.	4.23%	12.35%	-45.94%	6.82%	16.79%	4.95%	-19.89%	-4.89%	-15.17%	-15.87%
DLX Deluxe Corporation	24.68%	5.55%	11.31%	34.92%	-44.40%	13.38%	-38.90%	33.32%	-48.98%	9.17%

Fundamentals

Market Cap SGA : $71.83M DLX : $1.26B
EPS SGA : -$1.29 DLX : $2.30
PS Ratio SGA : 0.67 DLX : 0.59
Total Revenue (TTM) SGA : $107.11M DLX : $2.13B
Gross Profit (TTM) SGA : $9.17M DLX : $1.13B
EBITDA (TTM) SGA : -$4.86M DLX : $320.40M

Returns By Period

In the year-to-date period, SGA achieves a 4.23% return, which is significantly lower than DLX's 24.68% return. Over the past 10 years, SGA has underperformed DLX with an annualized return of -5.29%, while DLX has yielded a comparatively higher -4.12% annualized return.

SGA

• 1D: -0.93%
• 1M: -0.34%
• YTD: 4.23%
• 6M: -2.03%
• 1Y: 1.53%
• 3Y*: -10.77%
• 5Y*: -2.04%
• 10Y*: -5.29%

DLX

• 1D: 0.66%
• 1M: -0.76%
• YTD: 24.68%
• 6M: 45.97%
• 1Y: 85.05%
• 3Y*: 27.34%
• 5Y*: -3.14%
• 10Y*: -4.12%

*Multi-year figures are annualized to reflect compound growth (CAGR)

Return for Risk

SGA vs. DLX — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

SGA

SGA Risk / Return Rank: 42
SGA Sharpe Ratio Rank: 42
SGA Sortino Ratio Rank: 37
SGA Omega Ratio Rank: 36
SGA Calmar Ratio Rank: 46
SGA Martin Ratio Rank: 46

DLX

DLX Risk / Return Rank: 93
DLX Sharpe Ratio Rank: 91
DLX Sortino Ratio Rank: 93
DLX Omega Ratio Rank: 89
DLX Calmar Ratio Rank: 95
DLX Martin Ratio Rank: 95

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

SGA vs. DLX - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Saga Communications, Inc. (SGA) and Deluxe Corporation (DLX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	SGA	DLX	Difference
Sharpe ratio Return per unit of total volatility	0.05	2.00	-1.95
Sortino ratio Return per unit of downside risk	0.30	3.18	-2.87
Omega ratio Gain probability vs. loss probability	1.04	1.38	-0.34
Calmar ratio Return relative to maximum drawdown	0.21	5.84	-5.63
Martin ratio Return relative to average drawdown	0.41	15.92	-15.51
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

SGA vs. DLX - Sharpe Ratio Comparison

The current SGA Sharpe Ratio is 0.05, which is lower than the DLX Sharpe Ratio of 2.00. The chart below compares the historical Sharpe Ratios of SGA and DLX, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.

Sharpe Ratios by Period

	SGA	DLX	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	0.05	2.00	-1.95
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	-0.06	-0.08	+0.03
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	-0.14	-0.10	-0.04
Sharpe Ratio (All Time) Calculated using the full available price history	0.04	0.11	-0.08

Correlation

The correlation between SGA and DLX is 0.20, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.

Dividends

SGA vs. DLX - Dividend Comparison

SGA's dividend yield for the trailing twelve months is around 8.55%, more than DLX's 4.36% yield.

	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
SGA Saga Communications, Inc.	8.55%	8.73%	14.51%	13.48%	20.59%	4.05%	1.33%	3.95%	3.61%	4.94%	2.58%	2.86%
DLX Deluxe Corporation	4.36%	5.37%	5.31%	5.59%	7.07%	3.74%	4.11%	2.40%	3.12%	1.56%	1.68%	2.20%

Drawdowns

SGA vs. DLX - Drawdown Comparison

The maximum SGA drawdown since its inception was -96.84%, which is greater than DLX's maximum drawdown of -84.62%. Use the drawdown chart below to compare losses from any high point for SGA and DLX.

Drawdown Indicators

	SGA	DLX	Difference
Max Drawdown Largest peak-to-trough decline	-96.84%	-84.62%	-12.22%
Max Drawdown (1Y) Largest decline over 1 year	-18.79%	-14.45%	-4.34%
Max Drawdown (5Y) Largest decline over 5 years	-51.57%	-68.77%	+17.20%
Max Drawdown (10Y) Largest decline over 10 years	-63.02%	-78.61%	+15.59%
Current Drawdown Current decline from peak	-61.84%	-48.80%	-13.04%
Average Drawdown Average peak-to-trough decline	-39.75%	-28.47%	-11.28%
Ulcer Index Depth and duration of drawdowns from previous peaks	9.37%	5.30%	+4.07%

Volatility

SGA vs. DLX - Volatility Comparison

Saga Communications, Inc. (SGA) has a higher volatility of 8.93% compared to Deluxe Corporation (DLX) at 7.83%. This indicates that SGA's price experiences larger fluctuations and is considered to be riskier than DLX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	SGA	DLX	Difference
Volatility (1M) Calculated over the trailing 1-month period	8.93%	7.83%	+1.10%
Volatility (6M) Calculated over the trailing 6-month period	21.51%	27.21%	-5.70%
Volatility (1Y) Calculated over the trailing 1-year period	32.03%	42.79%	-10.76%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	36.66%	38.66%	-2.00%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	38.08%	40.05%	-1.97%

Financials

SGA vs. DLX - Profitability Comparison

The chart below illustrates the profitability comparison between Saga Communications, Inc. and Deluxe Corporation over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

SGA - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Saga Communications, Inc. reported a gross profit of 0.00 and revenue of 26.51M. Therefore, the gross margin over that period was 0.0%.

DLX - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Deluxe Corporation reported a gross profit of 279.50M and revenue of 535.30M. Therefore, the gross margin over that period was 52.2%.

SGA - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Saga Communications, Inc. reported an operating income of -9.53M and revenue of 26.51M, resulting in an operating margin of -36.0%.

DLX - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Deluxe Corporation reported an operating income of 51.80M and revenue of 535.30M, resulting in an operating margin of 9.7%.

SGA - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Saga Communications, Inc. reported a net income of -6.92M and revenue of 26.51M, resulting in a net margin of -26.1%.

DLX - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Deluxe Corporation reported a net income of 34.90M and revenue of 535.30M, resulting in a net margin of 6.5%.