RLI vs. ESNT
Compare and contrast key facts about RLI Corp. (RLI) and Essent Group Ltd. (ESNT).
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: RLI or ESNT.
Correlation
The correlation between RLI and ESNT is 0.46, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.
Performance
RLI vs. ESNT - Performance Comparison
Key characteristics
RLI:
0.20
ESNT:
0.24
RLI:
0.40
ESNT:
0.48
RLI:
1.06
ESNT:
1.06
RLI:
0.24
ESNT:
0.32
RLI:
0.50
ESNT:
0.61
RLI:
8.83%
ESNT:
9.63%
RLI:
22.85%
ESNT:
24.08%
RLI:
-64.06%
ESNT:
-64.72%
RLI:
-15.46%
ESNT:
-8.85%
Fundamentals
RLI:
$6.83B
ESNT:
$6.05B
RLI:
$3.03
ESNT:
$6.85
RLI:
24.55
ESNT:
8.55
RLI:
3.82
ESNT:
0.84
RLI:
3.92
ESNT:
4.86
RLI:
4.24
ESNT:
1.08
RLI:
$1.74B
ESNT:
$968.80M
RLI:
$1.73B
ESNT:
$968.80M
RLI:
$232.53M
ESNT:
$673.60M
Returns By Period
In the year-to-date period, RLI achieves a -9.28% return, which is significantly lower than ESNT's 8.13% return. Over the past 10 years, RLI has outperformed ESNT with an annualized return of 15.21%, while ESNT has yielded a comparatively lower 9.76% annualized return.
RLI
-9.28%
-2.06%
-11.13%
4.47%
17.82%
15.21%
ESNT
8.13%
5.57%
7.03%
5.63%
18.30%
9.76%
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Risk-Adjusted Performance
RLI vs. ESNT — Risk-Adjusted Performance Rank
RLI
ESNT
RLI vs. ESNT - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for RLI Corp. (RLI) and Essent Group Ltd. (ESNT). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
RLI vs. ESNT - Dividend Comparison
RLI's dividend yield for the trailing twelve months is around 3.27%, more than ESNT's 1.96% yield.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
RLI RLI Corp. | 3.27% | 2.94% | 0.80% | 5.92% | 0.88% | 0.91% | 1.87% | 2.71% | 4.25% | 4.42% | 4.45% | 7.51% |
ESNT Essent Group Ltd. | 1.96% | 2.06% | 1.90% | 2.21% | 1.54% | 1.48% | 0.58% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Drawdowns
RLI vs. ESNT - Drawdown Comparison
The maximum RLI drawdown since its inception was -64.06%, roughly equal to the maximum ESNT drawdown of -64.72%. Use the drawdown chart below to compare losses from any high point for RLI and ESNT. For additional features, visit the drawdowns tool.
Volatility
RLI vs. ESNT - Volatility Comparison
RLI Corp. (RLI) has a higher volatility of 7.66% compared to Essent Group Ltd. (ESNT) at 6.57%. This indicates that RLI's price experiences larger fluctuations and is considered to be riskier than ESNT based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Financials
RLI vs. ESNT - Financials Comparison
This section allows you to compare key financial metrics between RLI Corp. and Essent Group Ltd.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
RLI vs. ESNT - Profitability Comparison
RLI - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on May 2025, RLI Corp. reported a gross profit of 407.67M and revenue of 407.67M. Therefore, the gross margin over that period was 100.0%.
ESNT - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on May 2025, Essent Group Ltd. reported a gross profit of 339.28M and revenue of 339.28M. Therefore, the gross margin over that period was 100.0%.
RLI - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on May 2025, RLI Corp. reported an operating income of 78.63M and revenue of 407.67M, resulting in an operating margin of 19.3%.
ESNT - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on May 2025, Essent Group Ltd. reported an operating income of 194.95M and revenue of 339.28M, resulting in an operating margin of 57.5%.
RLI - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on May 2025, RLI Corp. reported a net income of 63.21M and revenue of 407.67M, resulting in a net margin of 15.5%.
ESNT - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on May 2025, Essent Group Ltd. reported a net income of 167.90M and revenue of 339.28M, resulting in a net margin of 49.5%.