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RF vs. MTB
Performance
Return for Risk
Dividends
Drawdowns
Volatility
Financials

Performance

RF vs. MTB - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Regions Financial Corporation (RF) and M&T Bank Corporation (MTB). The values are adjusted to include any dividend payments, if applicable.

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RF vs. MTB - Yearly Performance Comparison


2026 (YTD)202520242023202220212020201920182017
RF
Regions Financial Corporation
-2.69%21.99%27.00%-5.69%2.33%39.39%-1.61%33.35%-20.59%22.95%
MTB
M&T Bank Corporation
3.31%10.89%41.66%-1.68%-2.94%24.28%-22.16%21.65%-14.58%11.35%

Fundamentals

Market Cap

RF:

$22.99B

MTB:

$32.36B

EPS

RF:

$2.42

MTB:

$18.08

PE Ratio

RF:

10.80

MTB:

11.43

PS Ratio

RF:

2.42

MTB:

2.65

PB Ratio

RF:

1.30

MTB:

1.23

Total Revenue (TTM)

RF:

$9.61B

MTB:

$12.31B

Gross Profit (TTM)

RF:

$7.17B

MTB:

$9.19B

EBITDA (TTM)

RF:

$2.81B

MTB:

$3.96B

Returns By Period

In the year-to-date period, RF achieves a -2.69% return, which is significantly lower than MTB's 3.31% return. Over the past 10 years, RF has outperformed MTB with an annualized return of 17.02%, while MTB has yielded a comparatively lower 9.39% annualized return.


RF

1D
3.49%
1M
-5.24%
YTD
-2.69%
6M
1.06%
1Y
25.29%
3Y*
17.84%
5Y*
9.03%
10Y*
17.02%

MTB

1D
2.78%
1M
-4.07%
YTD
3.31%
6M
6.17%
1Y
19.14%
3Y*
24.27%
5Y*
9.70%
10Y*
9.39%
*Multi-year figures are annualized to reflect compound growth (CAGR)

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Return for Risk

RF vs. MTB — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

RF
RF Risk / Return Rank: 6969
Overall Rank
RF Sharpe Ratio Rank: 7171
Sharpe Ratio Rank
RF Sortino Ratio Rank: 6464
Sortino Ratio Rank
RF Omega Ratio Rank: 6666
Omega Ratio Rank
RF Calmar Ratio Rank: 7272
Calmar Ratio Rank
RF Martin Ratio Rank: 7272
Martin Ratio Rank

MTB
MTB Risk / Return Rank: 6565
Overall Rank
MTB Sharpe Ratio Rank: 6868
Sharpe Ratio Rank
MTB Sortino Ratio Rank: 6060
Sortino Ratio Rank
MTB Omega Ratio Rank: 6060
Omega Ratio Rank
MTB Calmar Ratio Rank: 6969
Calmar Ratio Rank
MTB Martin Ratio Rank: 6969
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

RF vs. MTB - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Regions Financial Corporation (RF) and M&T Bank Corporation (MTB). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.


RFMTBDifference

Sharpe ratio

Return per unit of total volatility

0.85

0.73

+0.12

Sortino ratio

Return per unit of downside risk

1.28

1.12

+0.16

Omega ratio

Gain probability vs. loss probability

1.19

1.15

+0.03

Calmar ratio

Return relative to maximum drawdown

1.47

1.27

+0.20

Martin ratio

Return relative to average drawdown

3.71

3.24

+0.47

RF vs. MTB - Sharpe Ratio Comparison

The current RF Sharpe Ratio is 0.85, which is comparable to the MTB Sharpe Ratio of 0.73. The chart below compares the historical Sharpe Ratios of RF and MTB, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.


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Sharpe Ratios by Period


RFMTBDifference

Sharpe Ratio (1Y)

Calculated over the trailing 1-year period

0.85

0.73

+0.12

Sharpe Ratio (5Y)

Calculated over the trailing 5-year period

0.29

0.32

-0.03

Sharpe Ratio (10Y)

Calculated over the trailing 10-year period

0.47

0.29

+0.19

Sharpe Ratio (All Time)

Calculated using the full available price history

0.17

0.40

-0.23

Correlation

The correlation between RF and MTB is 0.63, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.


Dividends

RF vs. MTB - Dividend Comparison

RF's dividend yield for the trailing twelve months is around 4.00%, more than MTB's 2.83% yield.


TTM20252024202320222021202020192018201720162015
RF
Regions Financial Corporation
4.00%5.12%4.17%4.54%3.43%2.98%3.85%3.44%3.44%1.82%1.78%2.40%
MTB
M&T Bank Corporation
2.83%3.24%2.85%3.79%3.31%2.93%3.46%2.42%2.48%1.75%1.79%2.31%

Drawdowns

RF vs. MTB - Drawdown Comparison

The maximum RF drawdown since its inception was -92.65%, which is greater than MTB's maximum drawdown of -73.50%. Use the drawdown chart below to compare losses from any high point for RF and MTB.


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Drawdown Indicators


RFMTBDifference

Max Drawdown

Largest peak-to-trough decline

-92.65%

-73.50%

-19.15%

Max Drawdown (1Y)

Largest decline over 1 year

-18.45%

-16.98%

-1.47%

Max Drawdown (5Y)

Largest decline over 5 years

-40.99%

-40.71%

-0.28%

Max Drawdown (10Y)

Largest decline over 10 years

-60.73%

-52.97%

-7.76%

Current Drawdown

Current decline from peak

-14.79%

-12.54%

-2.25%

Average Drawdown

Average peak-to-trough decline

-31.19%

-12.43%

-18.76%

Ulcer Index

Depth and duration of drawdowns from previous peaks

7.31%

6.64%

+0.67%

Volatility

RF vs. MTB - Volatility Comparison

Regions Financial Corporation (RF) and M&T Bank Corporation (MTB) have volatilities of 6.68% and 6.73%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.


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Volatility by Period


RFMTBDifference

Volatility (1M)

Calculated over the trailing 1-month period

6.68%

6.73%

-0.05%

Volatility (6M)

Calculated over the trailing 6-month period

18.83%

16.46%

+2.37%

Volatility (1Y)

Calculated over the trailing 1-year period

29.81%

26.27%

+3.54%

Volatility (5Y)

Calculated over the trailing 5-year period, annualized

31.63%

30.46%

+1.17%

Volatility (10Y)

Calculated over the trailing 10-year period, annualized

36.02%

32.85%

+3.17%

Financials

RF vs. MTB - Financials Comparison

This section allows you to compare key financial metrics between Regions Financial Corporation and M&T Bank Corporation. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.


Quarterly
Annual

Total Revenue: Total amount of money received from sales and other business activities


1.50B2.00B2.50B3.00BAprilJulyOctober2022AprilJulyOctober2023AprilJulyOctober2024AprilJulyOctober2025AprilJulyOctober
2.41B
3.33B
(RF) Total Revenue
(MTB) Total Revenue
Values in USD except per share items

RF vs. MTB - Profitability Comparison

The chart below illustrates the profitability comparison between Regions Financial Corporation and M&T Bank Corporation over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

Gross Margin
Operating Margin
Net Margin
Quarterly
Annual

60.0%70.0%80.0%90.0%100.0%AprilJulyOctober2022AprilJulyOctober2023AprilJulyOctober2024AprilJulyOctober2025AprilJulyOctober
79.8%
70.5%
Portfolio components
RF - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Regions Financial Corporation reported a gross profit of 1.92B and revenue of 2.41B. Therefore, the gross margin over that period was 79.8%.

MTB - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, M&T Bank Corporation reported a gross profit of 2.35B and revenue of 3.33B. Therefore, the gross margin over that period was 70.5%.

RF - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Regions Financial Corporation reported an operating income of 708.00M and revenue of 2.41B, resulting in an operating margin of 29.4%.

MTB - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, M&T Bank Corporation reported an operating income of 971.00M and revenue of 3.33B, resulting in an operating margin of 29.1%.

RF - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Regions Financial Corporation reported a net income of 534.00M and revenue of 2.41B, resulting in a net margin of 22.2%.

MTB - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, M&T Bank Corporation reported a net income of 759.00M and revenue of 3.33B, resulting in a net margin of 22.8%.