RF vs. FFIN
Compare and contrast key facts about Regions Financial Corporation (RF) and First Financial Bankshares, Inc. (FFIN).
Performance
RF vs. FFIN - Performance Comparison
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RF vs. FFIN - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
RF Regions Financial Corporation | -2.69% | 21.99% | 27.00% | -5.69% | 2.33% | 39.39% | -1.61% | 33.35% | -20.59% | 22.95% |
FFIN First Financial Bankshares, Inc. | -0.77% | -15.32% | 21.58% | -9.79% | -31.21% | 42.23% | 4.88% | 23.48% | 29.95% | 1.45% |
Fundamentals
RF:
$22.99B
FFIN:
$4.23B
RF:
$2.42
FFIN:
$1.77
RF:
10.80
FFIN:
16.62
RF:
2.42
FFIN:
5.10
RF:
1.30
FFIN:
2.20
RF:
$9.61B
FFIN:
$825.80M
RF:
$7.17B
FFIN:
$593.11M
RF:
$2.81B
FFIN:
$319.94M
Returns By Period
In the year-to-date period, RF achieves a -2.69% return, which is significantly lower than FFIN's -0.77% return. Over the past 10 years, RF has outperformed FFIN with an annualized return of 17.02%, while FFIN has yielded a comparatively lower 9.14% annualized return.
RF
- 1D
- 3.49%
- 1M
- -5.24%
- YTD
- -2.69%
- 6M
- 1.06%
- 1Y
- 25.29%
- 3Y*
- 17.84%
- 5Y*
- 9.03%
- 10Y*
- 17.02%
FFIN
- 1D
- 1.10%
- 1M
- -4.17%
- YTD
- -0.77%
- 6M
- -11.38%
- 1Y
- -16.09%
- 3Y*
- -0.38%
- 5Y*
- -7.03%
- 10Y*
- 9.14%
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Return for Risk
RF vs. FFIN — Risk / Return Rank
RF
FFIN
RF vs. FFIN - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Regions Financial Corporation (RF) and First Financial Bankshares, Inc. (FFIN). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| RF | FFIN | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 0.85 | -0.58 | +1.43 |
Sortino ratioReturn per unit of downside risk | 1.28 | -0.66 | +1.94 |
Omega ratioGain probability vs. loss probability | 1.19 | 0.92 | +0.27 |
Calmar ratioReturn relative to maximum drawdown | 1.47 | -0.68 | +2.15 |
Martin ratioReturn relative to average drawdown | 3.71 | -1.28 | +4.98 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| RF | FFIN | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 0.85 | -0.58 | +1.43 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.29 | -0.23 | +0.51 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.47 | 0.28 | +0.19 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.17 | 0.36 | -0.18 |
Correlation
The correlation between RF and FFIN is 0.48, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.
Dividends
RF vs. FFIN - Dividend Comparison
RF's dividend yield for the trailing twelve months is around 4.00%, more than FFIN's 2.58% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
RF Regions Financial Corporation | 4.00% | 5.12% | 4.17% | 4.54% | 3.43% | 2.98% | 3.85% | 3.44% | 3.44% | 1.82% | 1.78% | 2.40% |
FFIN First Financial Bankshares, Inc. | 2.58% | 2.51% | 2.00% | 2.34% | 1.92% | 1.14% | 1.41% | 1.32% | 1.42% | 1.66% | 1.55% | 2.06% |
Drawdowns
RF vs. FFIN - Drawdown Comparison
The maximum RF drawdown since its inception was -92.65%, which is greater than FFIN's maximum drawdown of -55.97%. Use the drawdown chart below to compare losses from any high point for RF and FFIN.
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Drawdown Indicators
| RF | FFIN | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -92.65% | -55.97% | -36.68% |
Max Drawdown (1Y)Largest decline over 1 year | -18.45% | -23.37% | +4.92% |
Max Drawdown (5Y)Largest decline over 5 years | -40.99% | -55.97% | +14.98% |
Max Drawdown (10Y)Largest decline over 10 years | -60.73% | -55.97% | -4.76% |
Current DrawdownCurrent decline from peak | -14.79% | -40.71% | +25.92% |
Average DrawdownAverage peak-to-trough decline | -31.19% | -12.59% | -18.60% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 7.31% | 12.41% | -5.10% |
Volatility
RF vs. FFIN - Volatility Comparison
Regions Financial Corporation (RF) has a higher volatility of 6.68% compared to First Financial Bankshares, Inc. (FFIN) at 5.14%. This indicates that RF's price experiences larger fluctuations and is considered to be riskier than FFIN based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| RF | FFIN | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 6.68% | 5.14% | +1.54% |
Volatility (6M)Calculated over the trailing 6-month period | 18.83% | 19.14% | -0.31% |
Volatility (1Y)Calculated over the trailing 1-year period | 29.81% | 27.94% | +1.87% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 31.63% | 31.04% | +0.59% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 36.02% | 32.24% | +3.78% |
Financials
RF vs. FFIN - Financials Comparison
This section allows you to compare key financial metrics between Regions Financial Corporation and First Financial Bankshares, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
RF vs. FFIN - Profitability Comparison
RF - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Regions Financial Corporation reported a gross profit of 1.92B and revenue of 2.41B. Therefore, the gross margin over that period was 79.8%.
FFIN - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, First Financial Bankshares, Inc. reported a gross profit of 164.72M and revenue of 216.22M. Therefore, the gross margin over that period was 76.2%.
RF - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Regions Financial Corporation reported an operating income of 708.00M and revenue of 2.41B, resulting in an operating margin of 29.4%.
FFIN - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, First Financial Bankshares, Inc. reported an operating income of 89.55M and revenue of 216.22M, resulting in an operating margin of 41.4%.
RF - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Regions Financial Corporation reported a net income of 534.00M and revenue of 2.41B, resulting in a net margin of 22.2%.
FFIN - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, First Financial Bankshares, Inc. reported a net income of 73.31M and revenue of 216.22M, resulting in a net margin of 33.9%.