QTCOM.HE vs. KNSL

Last updated Jun 5, 2026

QTCOM.HE (Qt Group Oyj) and KNSL (Kinsale Capital Group, Inc.) are both stocks. QTCOM.HE operates in Software - Application (Technology), while KNSL operates in Insurance - Property & Casualty (Financial Services). Over the past 5 years, QTCOM.HE returned -21.39%/yr vs 14.19%/yr for KNSL. At a 0.03 correlation, their price movements are largely independent.

Performance

QTCOM.HE vs. KNSL - Performance Comparison

The chart below illustrates the hypothetical performance of a €10,000 investment in Qt Group Oyj (QTCOM.HE) and Kinsale Capital Group, Inc. (KNSL). The values are adjusted to include any dividend payments, if applicable.

Different Trading Currencies

QTCOM.HE is traded in EUR, while KNSL is traded in USD. To make them comparable, the KNSL values have been converted to EUR using the latest available exchange rates.

Returns By Period

In the year-to-date period, QTCOM.HE achieves a -10.50% return, which is significantly higher than KNSL's -23.42% return.

QTCOM.HE

• 1D: 2.36%
• 1M: 46.81%
• YTD: -10.50%
• 6M: -9.57%
• 1Y: -48.24%
• 3Y*: -28.84%
• 5Y*: -21.39%
• 10Y*: 20.93%

KNSL

• 1D: 0.00%
• 1M: -1.40%
• YTD: -23.42%
• 6M: -16.74%
• 1Y: -37.98%
• 3Y*: -8.23%
• 5Y*: 14.19%
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

QTCOM.HE vs. KNSL - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
QTCOM.HE Qt Group Oyj	-10.50%	-50.98%	4.74%	44.18%	-66.69%	131.94%	174.29%	165.82%	51.63%	-0.91%
KNSL Kinsale Capital Group, Inc.	-20.08%	-25.77%	48.24%	24.43%	17.00%	28.07%	81.02%	87.81%	29.91%	16.83%

Correlation

The correlation between QTCOM.HE and KNSL is 0.06, meaning there is essentially no relationship between their price movements. Each responds to its own set of market drivers, making them strong candidates for combining in a diversified portfolio.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.06
Correlation (3Y) Calculated over the trailing 3-year period	0.03
Correlation (5Y) Calculated over the trailing 5-year period	0.04
Correlation (All Time) Calculated using the full available price history since Jul 29, 2016	0.03

Return for Risk

QTCOM.HE vs. KNSL — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

QTCOM.HE

QTCOM.HE Risk / Return Rank: 12
QTCOM.HE Sharpe Ratio Rank: 6
QTCOM.HE Sortino Ratio Rank: 8
QTCOM.HE Omega Ratio Rank: 7
QTCOM.HE Calmar Ratio Rank: 17
QTCOM.HE Martin Ratio Rank: 21

KNSL

KNSL Risk / Return Rank: 5
KNSL Sharpe Ratio Rank: 3
KNSL Sortino Ratio Rank: 5
KNSL Omega Ratio Rank: 7
KNSL Calmar Ratio Rank: 8
KNSL Martin Ratio Rank: 3

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

QTCOM.HE vs. KNSL - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Qt Group Oyj (QTCOM.HE) and Kinsale Capital Group, Inc. (KNSL). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	QTCOM.HE	KNSL	Difference
Sharpe ratio: Return per unit of total volatility	-0.95	-1.17	+0.23
Sortino ratio: Return per unit of downside risk	-1.24	-1.69	+0.45
Omega ratio: Gain probability vs. loss probability	0.82	0.80	+0.02
Calmar ratio: Return relative to maximum drawdown	-0.68	-0.95	+0.26
Martin ratio: Return relative to average drawdown	-1.02	-1.80	+0.78
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

QTCOM.HE vs. KNSL - Sharpe Ratio Comparison

The current QTCOM.HE Sharpe Ratio is -0.95, which is comparable to the KNSL Sharpe Ratio of -1.17. The chart below compares the historical Sharpe Ratios of QTCOM.HE and KNSL, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Sharpe Ratios by Period

	QTCOM.HE	KNSL	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	-0.95	-1.17	+0.23
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	-0.41	0.37	-0.78
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	0.45	—	—
Sharpe Ratio (All Time) Calculated using the full available price history	0.48	0.84	-0.36

Drawdowns

QTCOM.HE vs. KNSL - Drawdown Comparison

The maximum QTCOM.HE drawdown since its inception was -89.72%, which is greater than KNSL's maximum drawdown of -50.03%. Use the drawdown chart below to compare losses from any high point for QTCOM.HE and KNSL.

Drawdown Indicators

	QTCOM.HE	KNSL	Difference
Max Drawdown Largest peak-to-trough decline	-89.72%	-50.03%	-39.69%
Max Drawdown (1Y) Largest decline over 1 year	-70.78%	-40.29%	-30.49%
Max Drawdown (3Y) Largest decline over 3 years	-80.91%	-50.03%	-30.88%
Max Drawdown (5Y) Largest decline over 5 years	-89.72%	-50.03%	-39.69%
Max Drawdown (10Y) Largest decline over 10 years	-89.72%	—	—
Current Drawdown Current decline from peak	-83.51%	-49.16%	-34.35%
Average Drawdown Average peak-to-trough decline	-32.45%	-12.11%	-20.34%
Ulcer Index Depth and duration of drawdowns from previous peaks	46.96%	21.09%	+25.87%

Volatility

QTCOM.HE vs. KNSL - Volatility Comparison

Qt Group Oyj (QTCOM.HE) has a higher volatility of 19.35% compared to Kinsale Capital Group, Inc. (KNSL) at 8.33%. This indicates that QTCOM.HE's price experiences larger fluctuations and is considered to be riskier than KNSL based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	QTCOM.HE	KNSL	Difference
Volatility (1M) Calculated over the trailing 1-month period	19.35%	8.33%	+11.02%
Volatility (6M) Calculated over the trailing 6-month period	35.27%	24.69%	+10.58%
Volatility (1Y) Calculated over the trailing 1-year period	50.99%	32.53%	+18.46%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	52.21%	38.76%	+13.45%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	46.31%	38.79%	+7.52%

Dividends

QTCOM.HE vs. KNSL - Dividend Comparison

QTCOM.HE has not paid dividends to shareholders, while KNSL's dividend yield for the trailing twelve months is around 0.27%.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016
KNSL Kinsale Capital Group, Inc.	0.27%	0.17%	0.13%	0.17%	0.20%	0.18%	0.18%	0.31%	0.50%	0.53%	0.29%
QTCOM.HE Qt Group Oyj	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Financials

Frequently Asked Questions

Can I hold both QTCOM.HE and KNSL in my portfolio?

QTCOM.HE and KNSL have a correlation of 0.06, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.