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PYPL vs. MA
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Financials

Correlation

The correlation between PYPL and MA is 0.70, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.


Performance

PYPL vs. MA - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in PayPal Holdings, Inc. (PYPL) and Mastercard Inc (MA). The values are adjusted to include any dividend payments, if applicable.

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Key characteristics

Sharpe Ratio

PYPL:

0.24

MA:

1.23

Sortino Ratio

PYPL:

0.50

MA:

1.75

Omega Ratio

PYPL:

1.07

MA:

1.26

Calmar Ratio

PYPL:

0.08

MA:

1.57

Martin Ratio

PYPL:

0.46

MA:

6.55

Ulcer Index

PYPL:

14.18%

MA:

4.01%

Daily Std Dev

PYPL:

37.40%

MA:

20.98%

Max Drawdown

PYPL:

-83.67%

MA:

-62.67%

Current Drawdown

PYPL:

-77.23%

MA:

-1.17%

Fundamentals

Market Cap

PYPL:

$65.39B

MA:

$508.02B

EPS

PYPL:

$4.45

MA:

$14.26

PE Ratio

PYPL:

15.11

MA:

39.23

PEG Ratio

PYPL:

0.93

MA:

2.24

PS Ratio

PYPL:

2.09

MA:

17.53

PB Ratio

PYPL:

3.29

MA:

76.15

Total Revenue (TTM)

PYPL:

$31.87B

MA:

$29.07B

Gross Profit (TTM)

PYPL:

$14.45B

MA:

$22.22B

EBITDA (TTM)

PYPL:

$7.05B

MA:

$17.36B

Returns By Period

In the year-to-date period, PYPL achieves a -17.68% return, which is significantly lower than MA's 8.32% return.


PYPL

YTD

-17.68%

1M

9.87%

6M

-15.36%

1Y

9.01%

5Y*

-13.51%

10Y*

N/A

MA

YTD

8.32%

1M

10.32%

6M

8.70%

1Y

25.58%

5Y*

15.71%

10Y*

20.71%

*Annualized

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Risk-Adjusted Performance

PYPL vs. MA — Risk-Adjusted Performance Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

PYPL
The Risk-Adjusted Performance Rank of PYPL is 5656
Overall Rank
The Sharpe Ratio Rank of PYPL is 6262
Sharpe Ratio Rank
The Sortino Ratio Rank of PYPL is 5252
Sortino Ratio Rank
The Omega Ratio Rank of PYPL is 5151
Omega Ratio Rank
The Calmar Ratio Rank of PYPL is 5656
Calmar Ratio Rank
The Martin Ratio Rank of PYPL is 5858
Martin Ratio Rank

MA
The Risk-Adjusted Performance Rank of MA is 8787
Overall Rank
The Sharpe Ratio Rank of MA is 8888
Sharpe Ratio Rank
The Sortino Ratio Rank of MA is 8282
Sortino Ratio Rank
The Omega Ratio Rank of MA is 8484
Omega Ratio Rank
The Calmar Ratio Rank of MA is 9090
Calmar Ratio Rank
The Martin Ratio Rank of MA is 9090
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

PYPL vs. MA - Risk-Adjusted Performance Comparison

This table presents a comparison of risk-adjusted performance metrics for PayPal Holdings, Inc. (PYPL) and Mastercard Inc (MA). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.


The current PYPL Sharpe Ratio is 0.24, which is lower than the MA Sharpe Ratio of 1.23. The chart below compares the historical Sharpe Ratios of PYPL and MA, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.


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Dividends

PYPL vs. MA - Dividend Comparison

PYPL has not paid dividends to shareholders, while MA's dividend yield for the trailing twelve months is around 0.50%.


TTM20242023202220212020201920182017201620152014
PYPL
PayPal Holdings, Inc.
0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%
MA
Mastercard Inc
0.50%0.50%0.53%0.56%0.49%0.45%0.44%0.53%0.58%0.74%0.66%0.51%

Drawdowns

PYPL vs. MA - Drawdown Comparison

The maximum PYPL drawdown since its inception was -83.67%, which is greater than MA's maximum drawdown of -62.67%. Use the drawdown chart below to compare losses from any high point for PYPL and MA. For additional features, visit the drawdowns tool.


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Volatility

PYPL vs. MA - Volatility Comparison


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Financials

PYPL vs. MA - Financials Comparison

This section allows you to compare key financial metrics between PayPal Holdings, Inc. and Mastercard Inc. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.


Quarterly
Annual

Total Revenue: Total amount of money received from sales and other business activities


3.00B4.00B5.00B6.00B7.00B8.00B20212022202320242025
7.79B
7.25B
(PYPL) Total Revenue
(MA) Total Revenue
Values in USD except per share items

PYPL vs. MA - Profitability Comparison

The chart below illustrates the profitability comparison between PayPal Holdings, Inc. and Mastercard Inc over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

Gross Margin
Operating Margin
Net Margin
Quarterly
Annual

40.0%50.0%60.0%70.0%80.0%20212022202320242025
47.7%
76.7%
(PYPL) Gross Margin
(MA) Gross Margin
PYPL - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on May 2025, PayPal Holdings, Inc. reported a gross profit of 3.72B and revenue of 7.79B. Therefore, the gross margin over that period was 47.7%.

MA - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on May 2025, Mastercard Inc reported a gross profit of 5.56B and revenue of 7.25B. Therefore, the gross margin over that period was 76.7%.

PYPL - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on May 2025, PayPal Holdings, Inc. reported an operating income of 1.53B and revenue of 7.79B, resulting in an operating margin of 19.6%.

MA - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on May 2025, Mastercard Inc reported an operating income of 4.15B and revenue of 7.25B, resulting in an operating margin of 57.2%.

PYPL - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on May 2025, PayPal Holdings, Inc. reported a net income of 1.29B and revenue of 7.79B, resulting in a net margin of 16.5%.

MA - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on May 2025, Mastercard Inc reported a net income of 3.28B and revenue of 7.25B, resulting in a net margin of 45.2%.