PRS vs. PGR

Last updated Apr 1, 2026

Compare and contrast key facts about Prudential Financial, Inc. (PRS) and The Progressive Corporation (PGR).

Performance

PRS vs. PGR - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Prudential Financial, Inc. (PRS) and The Progressive Corporation (PGR). The values are adjusted to include any dividend payments, if applicable.

PRS vs. PGR - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023
PRS Prudential Financial, Inc.	-4.07%	8.75%	-1.49%	5.40%
PGR The Progressive Corporation	-7.42%	-3.02%	51.39%	18.96%

Fundamentals

EPS PRS : $7.39 PGR : $17.28
PE Ratio PRS : 3.05 PGR : 11.47
PEG Ratio PRS : 0.18 PGR : 0.09
PS Ratio PRS : 0.14 PGR : 1.46
Total Revenue (TTM) PRS : $57.61B PGR : $79.91B
Gross Profit (TTM) PRS : $39.08B PGR : $24.59B
EBITDA (TTM) PRS : $2.16B PGR : $13.09B

Returns By Period

In the year-to-date period, PRS achieves a -4.07% return, which is significantly higher than PGR's -7.42% return.

PRS

• 1D: -1.18%
• 1M: -6.94%
• YTD: -4.07%
• 6M: -6.81%
• 1Y: 2.93%
• 3Y*: —
• 5Y*: —
• 10Y*: —

PGR

• 1D: -1.56%
• 1M: -7.22%
• YTD: -7.42%
• 6M: -14.59%
• 1Y: -25.42%
• 3Y*: 14.89%
• 5Y*: 18.35%
• 10Y*: 22.11%

*Multi-year figures are annualized to reflect compound growth (CAGR)

Return for Risk

PRS vs. PGR — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

PRS

PRS Risk / Return Rank: 51
PRS Sharpe Ratio Rank: 57
PRS Sortino Ratio Rank: 46
PRS Omega Ratio Rank: 45
PRS Calmar Ratio Rank: 51
PRS Martin Ratio Rank: 56

PGR

PGR Risk / Return Rank: 9
PGR Sharpe Ratio Rank: 4
PGR Sortino Ratio Rank: 8
PGR Omega Ratio Rank: 8
PGR Calmar Ratio Rank: 12
PGR Martin Ratio Rank: 15

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

PRS vs. PGR - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Prudential Financial, Inc. (PRS) and The Progressive Corporation (PGR). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	PRS	PGR	Difference
Sharpe ratio Return per unit of total volatility	0.41	-1.02	+1.44
Sortino ratio Return per unit of downside risk	0.64	-1.32	+1.96
Omega ratio Gain probability vs. loss probability	1.08	0.83	+0.25
Calmar ratio Return relative to maximum drawdown	0.37	-0.83	+1.20
Martin ratio Return relative to average drawdown	1.38	-1.35	+2.73
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

PRS vs. PGR - Sharpe Ratio Comparison

The current PRS Sharpe Ratio is 0.41, which is higher than the PGR Sharpe Ratio of -1.02. The chart below compares the historical Sharpe Ratios of PRS and PGR, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.

Sharpe Ratios by Period

	PRS	PGR	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	0.41	-1.02	+1.44
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	—	0.75	—
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	—	0.91	—
Sharpe Ratio (All Time) Calculated using the full available price history	0.31	0.58	-0.27

Correlation

The correlation between PRS and PGR is 0.06, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.

Dividends

PRS vs. PGR - Dividend Comparison

PRS's dividend yield for the trailing twelve months is around 6.24%, less than PGR's 7.01% yield.

	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
PRS Prudential Financial, Inc.	6.24%	5.90%	6.05%	2.82%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
PGR The Progressive Corporation	7.01%	2.15%	0.48%	0.25%	0.31%	6.23%	2.68%	3.89%	1.86%	1.21%	2.50%	2.16%

Drawdowns

PRS vs. PGR - Drawdown Comparison

The maximum PRS drawdown since its inception was -9.38%, smaller than the maximum PGR drawdown of -71.06%. Use the drawdown chart below to compare losses from any high point for PRS and PGR.

Drawdown Indicators

	PRS	PGR	Difference
Max Drawdown Largest peak-to-trough decline	-9.38%	-71.06%	+61.68%
Max Drawdown (1Y) Largest decline over 1 year	-7.84%	-29.40%	+21.56%
Max Drawdown (5Y) Largest decline over 5 years	—	-29.97%	—
Max Drawdown (10Y) Largest decline over 10 years	—	-29.97%	—
Current Drawdown Current decline from peak	-7.84%	-27.52%	+19.68%
Average Drawdown Average peak-to-trough decline	-2.47%	-14.47%	+12.00%
Ulcer Index Depth and duration of drawdowns from previous peaks	2.11%	18.02%	-15.91%

Volatility

PRS vs. PGR - Volatility Comparison

The current volatility for Prudential Financial, Inc. (PRS) is 1.89%, while The Progressive Corporation (PGR) has a volatility of 5.61%. This indicates that PRS experiences smaller price fluctuations and is considered to be less risky than PGR based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	PRS	PGR	Difference
Volatility (1M) Calculated over the trailing 1-month period	1.89%	5.61%	-3.72%
Volatility (6M) Calculated over the trailing 6-month period	4.05%	17.00%	-12.95%
Volatility (1Y) Calculated over the trailing 1-year period	7.17%	24.97%	-17.80%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	9.02%	24.48%	-15.46%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	9.02%	24.35%	-15.33%

Financials

PRS vs. PGR - Profitability Comparison

The chart below illustrates the profitability comparison between Prudential Financial, Inc. and The Progressive Corporation over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

PRS - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Prudential Financial, Inc. reported a gross profit of 0.00 and revenue of 17.89B. Therefore, the gross margin over that period was 0.0%.

PGR - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, The Progressive Corporation reported a gross profit of 8.02B and revenue of 15.00B. Therefore, the gross margin over that period was 53.5%.

PRS - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Prudential Financial, Inc. reported an operating income of 1.78B and revenue of 17.89B, resulting in an operating margin of 10.0%.

PGR - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, The Progressive Corporation reported an operating income of 2.29B and revenue of 15.00B, resulting in an operating margin of 15.3%.

PRS - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Prudential Financial, Inc. reported a net income of 1.43B and revenue of 17.89B, resulting in a net margin of 8.0%.

PGR - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, The Progressive Corporation reported a net income of 1.80B and revenue of 15.00B, resulting in a net margin of 12.0%.