PRI vs. MMM
PRI (Primerica, Inc.) and MMM (3M Company) are both stocks. PRI operates in Insurance - Life (Financial Services), while MMM operates in Specialty Industrial Machinery (Industrials). Over the past 10 years, PRI returned 17.74%/yr vs 4.08%/yr for MMM. At a 0.47 correlation, their price movements are largely independent.
Performance
PRI vs. MMM - Performance Comparison
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Returns By Period
In the year-to-date period, PRI achieves a -0.38% return, which is significantly higher than MMM's -4.36% return. Over the past 10 years, PRI has outperformed MMM with an annualized return of 17.74%, while MMM has yielded a comparatively lower 4.08% annualized return.
PRI
- 1D
- -1.89%
- 1M
- -5.33%
- YTD
- -0.38%
- 6M
- 0.84%
- 1Y
- -4.80%
- 3Y*
- 12.05%
- 5Y*
- 10.80%
- 10Y*
- 17.74%
MMM
- 1D
- -0.82%
- 1M
- 7.68%
- YTD
- -4.36%
- 6M
- -11.54%
- 1Y
- 4.29%
- 3Y*
- 24.75%
- 5Y*
- 1.02%
- 10Y*
- 4.08%
PRI vs. MMM - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
PRI Primerica, Inc. | -0.38% | -3.33% | 33.62% | 47.07% | -5.94% | 15.86% | 3.91% | 35.11% | -2.88% | 48.22% |
MMM 3M Company | -4.36% | 26.36% | 46.13% | -3.33% | -29.63% | 4.85% | 2.77% | -4.29% | -16.90% | 34.90% |
Correlation
The correlation between PRI and MMM is 0.31, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.31 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.33 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.41 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.44 |
Correlation (All Time) Calculated using the full available price history since Apr 5, 2010 | 0.47 |
The correlation between PRI and MMM shifts across timeframes, from 0.31 (1 year) to 0.47 (all time), reflecting how their relationship changes across market environments.
Fundamentals
PRI:
$8.09B
MMM:
$80.80B
PRI:
$23.92
MMM:
$5.17
PRI:
10.66
MMM:
29.36
PRI:
2.46
MMM:
3.27
PRI:
3.21
MMM:
24.76
PRI:
$3.34B
MMM:
$25.02B
PRI:
$1.37B
MMM:
$9.89B
PRI:
$785.68M
MMM:
$5.28B
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Return for Risk
PRI vs. MMM — Risk / Return Rank
PRI
MMM
PRI vs. MMM - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Primerica, Inc. (PRI) and 3M Company (MMM). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| PRI | MMM | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.39 | ||
| Sortino ratioReturn per unit of downside risk | -0.59 | ||
| Omega ratioGain probability vs. loss probability | 0.98 | 1.05 | -0.07 |
| Calmar ratioReturn relative to maximum drawdown | -0.36 | 0.23 | -0.59 |
| Martin ratioReturn relative to average drawdown | -0.68 | 0.52 | -1.19 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| PRI | MMM | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | -0.22 | 0.17 | -0.39 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.42 | 0.04 | +0.38 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.59 | 0.15 | +0.43 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.65 | 0.34 | +0.30 |
Drawdowns
PRI vs. MMM - Drawdown Comparison
The maximum PRI drawdown since its inception was -54.47%, smaller than the maximum MMM drawdown of -59.10%. Use the drawdown chart below to compare losses from any high point for PRI and MMM.
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Drawdown Indicators
| PRI | MMM | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -54.47% | -59.10% | +4.63% |
Max Drawdown (1Y)Largest decline over 1 year | -13.28% | -18.77% | +5.49% |
Max Drawdown (3Y)Largest decline over 3 years | -19.55% | -22.87% | +3.32% |
Max Drawdown (5Y)Largest decline over 5 years | -36.66% | -54.07% | +17.41% |
Max Drawdown (10Y)Largest decline over 10 years | -54.47% | -59.10% | +4.63% |
Current DrawdownCurrent decline from peak | -14.28% | -12.31% | -1.97% |
Average DrawdownAverage peak-to-trough decline | -8.91% | -16.11% | +7.20% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 7.10% | 8.33% | -1.23% |
Volatility
PRI vs. MMM - Volatility Comparison
Primerica, Inc. (PRI) and 3M Company (MMM) have volatilities of 6.99% and 7.35%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| PRI | MMM | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 6.99% | 7.35% | -0.36% |
Volatility (6M)Calculated over the trailing 6-month period | 15.01% | 19.45% | -4.44% |
Volatility (1Y)Calculated over the trailing 1-year period | 21.66% | 26.00% | -4.34% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 25.82% | 28.30% | -2.48% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 30.27% | 26.53% | +3.74% |
Dividends
PRI vs. MMM - Dividend Comparison
PRI's dividend yield for the trailing twelve months is around 1.76%, less than MMM's 1.99% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
MMM 3M Company | 1.99% | 1.82% | 16.27% | 5.49% | 4.97% | 3.33% | 3.36% | 3.26% | 2.86% | 2.00% | 2.49% | 2.72% |
PRI Primerica, Inc. | 1.76% | 1.61% | 1.22% | 1.26% | 1.55% | 1.23% | 1.19% | 1.04% | 1.02% | 0.77% | 1.01% | 1.36% |
Financials
PRI vs. MMM - Financials Comparison
This section allows you to compare key financial metrics between Primerica, Inc. and 3M Company. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
PRI vs. MMM - Profitability Comparison
PRI - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Primerica, Inc. reported a gross profit of 0.00 and revenue of 872.69M. Therefore, the gross margin over that period was 0.0%.
MMM - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, 3M Company reported a gross profit of 2.46B and revenue of 6.03B. Therefore, the gross margin over that period was 40.7%.
PRI - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Primerica, Inc. reported an operating income of 0.00 and revenue of 872.69M, resulting in an operating margin of 0.0%.
MMM - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, 3M Company reported an operating income of 1.40B and revenue of 6.03B, resulting in an operating margin of 23.2%.
PRI - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Primerica, Inc. reported a net income of 190.10M and revenue of 872.69M, resulting in a net margin of 21.8%.
MMM - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, 3M Company reported a net income of 653.00M and revenue of 6.03B, resulting in a net margin of 10.8%.
Frequently Asked Questions
PRI and MMM have a correlation of 0.31, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
MMM has higher volatility (7.35%) compared to PRI (6.99%). In terms of maximum drawdown, PRI dropped -54.47% vs MMM's -59.10%.
MMM currently has the higher Sharpe Ratio (0.17 vs -0.22), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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