- ISIN
- US74164M1080
- CUSIP
- 74164M108
- Sector
- Financial Services
- Industry
- Insurance - Life
- IPO Date
- Apr 1, 2010
Highlights
- Market Cap
- $8.89B
- Enterprise Value
- $8.24B
- EPS (TTM)
- $23.92
- PE Ratio
- 11.71
- PEG Ratio
- 0.41
- Total Revenue (TTM)
- $3.34B
- Gross Profit (TTM)
- $1.37B
- EBITDA (TTM)
- $785.68M
- Year Range
- $230.09 - $288.03
- Target Price
- $292.00
- ROA (TTM)
- 5.26%
- ROE (TTM)
- 30.65%
Share Price Chart
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Performance
PRI Performance Chart
Primerica, Inc. (PRI) is up 9.4% since the beginning of the year. At $280 per share, PRI is trading just below its 52-week high of $288. Investors who bought $1,000 worth of PRI shares 5 years ago would now be looking at an investment worth $2,025.
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Returns By Period
Primerica, Inc. (PRI) has returned 9.37% so far this year and 9.12% over the past 12 months. Looking at the last ten years, PRI has achieved an annualized return of 19.42%, outperforming the S&P 500 Index benchmark, which averaged 13.88% per year.
Primerica, Inc.
- 1D
- -0.61%
- 1M
- 0.11%
- YTD
- 9.37%
- 6M
- 8.27%
- 1Y
- 9.12%
- 3Y*
- 15.69%
- 5Y*
- 15.15%
- 10Y*
- 19.42%
Benchmark (S&P 500 Index)
- 1D
- -0.37%
- 1M
- -0.01%
- YTD
- 9.16%
- 6M
- 8.64%
- 1Y
- 25.22%
- 3Y*
- 19.78%
- 5Y*
- 11.99%
- 10Y*
- 13.88%
PRI Monthly Returns History
Based on dividend-adjusted daily data since Apr 1, 2010, PRI's average daily return is +0.09%, while the average monthly return is +1.76%. At this rate, an investment would double in approximately 3.3 years.
Historically, 61% of months were positive and 39% were negative. The best month was Nov 2016 with a return of +29.6%, while the worst month was Mar 2020 at -20.5%. The longest winning streak lasted 8 consecutive months, and the longest losing streak was 4 months.
On a daily basis, PRI closed higher 53% of trading days. The best single day was Mar 24, 2020 with a return of +17.9%, while the worst single day was Mar 18, 2020 at -16.6%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 1.81% | -3.12% | -1.25% | 12.29% | -3.61% | 3.74% | 9.37% | ||||||
| 2025 | 6.91% | 0.31% | -1.89% | -7.89% | 3.65% | 1.13% | -2.94% | 1.80% | 3.06% | -6.38% | -0.59% | 0.40% | -3.33% |
| 2024 | 13.80% | 5.06% | 3.14% | -16.25% | 6.97% | 4.73% | 6.42% | 4.92% | 0.73% | 4.40% | 9.71% | -10.35% | 33.62% |
| 2023 | 14.05% | 19.12% | -10.26% | 5.96% | 0.08% | 8.65% | 7.55% | -5.22% | -3.46% | -1.47% | 9.94% | -1.79% | 47.07% |
| 2022 | 0.70% | -15.50% | 5.34% | -5.31% | -2.31% | -5.01% | 7.52% | -1.11% | -2.60% | 17.21% | 3.39% | -4.84% | -5.94% |
| 2021 | 4.02% | 1.71% | 4.67% | 8.08% | 1.83% | -5.59% | -4.52% | 4.92% | 0.45% | 9.51% | -12.28% | 4.16% | 15.86% |
Benchmark Metrics
Primerica, Inc. has an annualized alpha of 8.50%, beta of 1.06, and R2 of 0.41 versus S&P 500 Index. Calculated based on daily prices since April 01, 2010.
- This stock captured 127.83% of S&P 500 Index gains but only 97.00% of its losses - a favorable profile for investors.
- R2 of 0.41 means the benchmark explains less than half of this stock's behavior - treat beta with caution or consider switching to a more representative benchmark.
- Alpha
- 8.50%
- Beta
- 1.06
- R²
- 0.41
- Upside Capture
- 127.83%
- Downside Capture
- 97.00%
Return for Risk
Risk / Return Rank
PRI ranks 53 for risk / return — on par with similar stocks. You're getting a typical balance of risk and reward. Not a standout, but not a red flag either — a reasonable choice if other factors align with your goals.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for Primerica, Inc. (PRI) and compare them to S&P 500 Index.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| PRI | Benchmark | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -1.61 | ||
| Sortino ratioReturn per unit of downside risk | -2.03 | ||
| Omega ratioGain probability vs. loss probability | 1.09 | 1.37 | -0.28 |
| Calmar ratioReturn relative to maximum drawdown | 0.69 | 2.78 | -2.09 |
| Martin ratioReturn relative to average drawdown | 1.29 | 12.44 | -11.15 |
Dividends
Dividend History
Primerica, Inc. provided a 1.60% dividend yield over the last twelve months, with an annual payout of $4.48 per share. The company has been increasing its dividends for 15 consecutive years.
| Period | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $4.48 | $4.16 | $3.30 | $2.60 | $2.20 | $1.88 | $1.60 | $1.36 | $1.00 | $0.78 | $0.70 | $0.64 |
Dividend yield | 1.60% | 1.61% | 1.22% | 1.26% | 1.55% | 1.23% | 1.19% | 1.04% | 1.02% | 0.77% | 1.01% | 1.36% |
Monthly Dividends
The table displays the monthly dividend distributions for Primerica, Inc.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.00 | $1.20 | $0.00 | $0.00 | $1.20 | $0.00 | $2.40 | ||||||
| 2025 | $0.00 | $1.04 | $0.00 | $0.00 | $1.04 | $0.00 | $0.00 | $1.04 | $0.00 | $0.00 | $1.04 | $0.00 | $4.16 |
| 2024 | $0.00 | $0.75 | $0.00 | $0.00 | $0.75 | $0.00 | $0.00 | $0.90 | $0.00 | $0.00 | $0.90 | $0.00 | $3.30 |
| 2023 | $0.00 | $0.65 | $0.00 | $0.00 | $0.65 | $0.00 | $0.00 | $0.65 | $0.00 | $0.00 | $0.65 | $0.00 | $2.60 |
| 2022 | $0.00 | $0.55 | $0.00 | $0.00 | $0.55 | $0.00 | $0.00 | $0.55 | $0.00 | $0.00 | $0.55 | $0.00 | $2.20 |
| 2021 | $0.00 | $0.47 | $0.00 | $0.00 | $0.47 | $0.00 | $0.00 | $0.47 | $0.00 | $0.00 | $0.47 | $0.00 | $1.88 |
Dividend Yield & Payout
Dividend Yield
Primerica, Inc. has a dividend yield of 1.60%, which is quite average when compared to the overall market.
Payout Ratio
Primerica, Inc. has a payout ratio of 17.62%, which is below the market average. This means Primerica, Inc. returns a smaller proportion of its earnings to shareholders as dividends, suggesting it retains a higher portion for reinvestment, growth, or debt payment.
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the Primerica, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Primerica, Inc. was 54.47%, occurring on Mar 20, 2020. Recovery took 173 trading sessions.
The current Primerica, Inc. drawdown is 5.89%.
Related event | Drawdown | Fall | Recovery | Underwater |
|---|---|---|---|---|
COVID crash2020 | -54.47%Mar 2020 | 3mo 4d | 8mo 9d | 11mo 13dDec 2019 - Nov 2020 |
Bear market2022 | -36.66%Jun 2022 | 7mo 14d | 8mo 13d | 1y 3moNov 2021 - Feb 2023 |
Rate-hike selloffLate 2018 | -28.29%Dec 2018 | 3mo 8d | 2mo 24d | 6mo 2dSep 2018 - Mar 2019 |
2016 bear market2016 | -27.22%Feb 2016 | 1y 1mo | 3mo 13d | 1y 4moDec 2014 - May 2016 |
2011 bear market2011 | -25.54%Sep 2011 | 6mo 29d | 6mo 15d | 1y 1moFeb 2011 - Mar 2012 |
Drawdown Indicators
| PRI | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -54.47% | -56.78% | +2.31% |
Max Drawdown (1Y)Largest decline over 1 year | -13.28% | -9.10% | -4.18% |
Max Drawdown (3Y)Largest decline over 3 years | -19.55% | -18.90% | -0.65% |
Max Drawdown (5Y)Largest decline over 5 years | -36.66% | -25.43% | -11.23% |
Max Drawdown (10Y)Largest decline over 10 years | -54.47% | -33.92% | -20.55% |
Current DrawdownCurrent decline from peak | -5.89% | -1.80% | -4.09% |
Average DrawdownAverage peak-to-trough decline | -8.91% | -10.71% | +1.80% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 7.09% | 2.03% | +5.06% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Financials
Financial Performance
The chart below illustrates the trends in the financial health of Primerica, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.
Valuation
The Valuation section provides an overview of how Primerica, Inc. is priced in the market compared to other companies in the Insurance - Life industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.
PE Ratio
The chart displays the Price-to-Earnings (P/E) ratio for PRI, comparing it with other companies in the Insurance - Life industry. Currently, PRI has a P/E ratio of 11.7. This P/E ratio is in line with the industry average, suggesting the stock may be fairly valued relative to its earnings.
PEG Ratio
The chart shows the Price/Earnings to Growth (PEG) ratio for PRI compared to other companies in the Insurance - Life industry. PRI currently has a PEG ratio of 0.4. This PEG ratio is close to the industry average, suggesting the stock’s valuation is balanced against its growth outlook.
PS Ratio
This chart shows the Price-to-Sales (P/S) ratio for PRI relative to other companies in the Insurance - Life industry. Currently, PRI has a P/S ratio of 2.7. This P/S ratio is high relative to other companies in the industry. It could mean the stock is overvalued, or that investors expect strong future growth and profitability.
PB Ratio
The chart illustrates the Price-to-Book (P/B) ratio for PRI in comparison with other companies in the Insurance - Life industry. Currently, PRI has a P/B value of 3.5. This P/B ratio is higher than most companies in the industry. It may suggest the stock is overvalued or that investors expect the company to generate high returns on its assets.
Income Statement
| TTM | |
|---|---|
Revenue | — |
Total Revenue | — |
Cost Of Revenue | — |
Gross Profit | — |
Operating Expenses | — |
Selling, General & Admin Expenses | — |
R&D Expenses | — |
Depreciation And Amortization | — |
Total Operating Expenses | — |
Income | — |
Income Before Tax | — |
Operating Income | — |
EBITDA | — |
EBIT | — |
Earnings From Continuing Operations | — |
Net Income | — |
Income Tax Expense | — |
Other Non-Operating Income (Expenses) | — |
Extraordinary Items | — |
Discontinued Operations | — |
Effect Of Accounting Charges | — |
Non Recurring | — |
Minority Interest | — |
Other Items | — |
Interest Income | — |
Interest Expense | — |
Net Interest Income | — |
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