OMF vs. RDN
OMF (OneMain Holdings, Inc.) and RDN (Radian Group Inc.) are both stocks. Both are in the Financial Services sector — OMF in Credit Services, RDN in Insurance - Specialty. Over the past 10 years, OMF returned 17.54%/yr vs 14.34%/yr for RDN. Their 0.52 correlation means they have sometimes moved together and sometimes differently.
Performance
OMF vs. RDN - Performance Comparison
Loading charts...
Returns By Period
In the year-to-date period, OMF achieves a -3.82% return, which is significantly lower than RDN's 10.00% return. Over the past 10 years, OMF has outperformed RDN with an annualized return of 17.54%, while RDN has yielded a comparatively lower 14.34% annualized return.
OMF
- 1D
- -1.29%
- 1M
- 5.18%
- 6M
- -0.87%
- YTD
- -3.82%
- 1Y
- 19.25%
- 3Y*
- 20.67%
- 5Y*
- 10.40%
- 10Y*
- 17.54%
- ALL TIME*
- 10.38%
RDN
- 1D
- 0.46%
- 1M
- 2.77%
- 6M
- 20.33%
- YTD
- 10.00%
- 1Y
- 22.01%
- 3Y*
- 16.69%
- 5Y*
- 15.22%
- 10Y*
- 14.34%
- ALL TIME*
- 7.42%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $64.81M | $66.11M | $64.74M | |
| $39.21M | $49.29M | $49.40M |
OMF vs. RDN - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
OMF OneMain Holdings, Inc. | -3.82% | 39.77% | 15.14% | 63.03% | -27.20% | 23.56% | 34.53% | 88.37% | -6.54% | 17.39% |
RDN Radian Group Inc. | 10.00% | 16.90% | 14.55% | 55.31% | -6.35% | 6.97% | -17.20% | 53.86% | -20.58% | 14.69% |
Correlation
The correlation between OMF and RDN is 0.30, which is low. Their historical price movements had little consistent relationship.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.30 |
Correlation (3Y) Balances recent behavior with more history. | 0.45 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.52 |
Correlation (10Y) Provides a long-term view across more market conditions. | 0.52 |
Correlation (All Time) Calculated using the full available price history since Nov 27, 2015 | 0.52 |
Over the past year, the correlation between OMF and RDN has dropped to 0.30 - well below their long-term average of 0.52, suggesting their price drivers have been diverging.
Fundamentals
OMF:
$7.23B
RDN:
$5.18B
OMF:
$6.64
RDN:
$4.22
OMF:
9.43
RDN:
9.23
OMF:
1.16
RDN:
4.31
OMF:
$6.36B
RDN:
$1.25B
OMF:
$3.70B
RDN:
$1.15B
OMF:
$1.82B
RDN:
$872.38M
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Return for Risk
OMF vs. RDN — Risk / Return Rank
OMF
RDN
OMF vs. RDN - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for OneMain Holdings, Inc. (OMF) and Radian Group Inc. (RDN). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| OMF | RDN | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.41 | ||
| Sortino ratioReturn per unit of downside risk | -0.55 | ||
| Omega ratioGain probability vs. loss probability | 1.12 | 1.19 | -0.07 |
| Calmar ratioReturn relative to maximum drawdown | 0.56 | 1.62 | -1.06 |
| Martin ratioReturn relative to average drawdown | 1.18 | 3.56 | -2.38 |
Loading charts...
Drawdowns
OMF vs. RDN - Drawdown Comparison
The maximum OMF drawdown since its inception was -68.66%, smaller than the maximum RDN drawdown of -98.83%. Use the drawdown chart below to compare losses from any high point for OMF and RDN.
Loading charts...
Drawdown Indicators
| OMF | RDN | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -68.66% | -98.83% | +30.17% |
Max Drawdown (1Y)Largest decline over 1 year | -29.68% | -14.34% | -15.34% |
Max Drawdown (3Y)Largest decline over 3 years | -29.94% | -16.50% | -13.44% |
Max Drawdown (5Y)Largest decline over 5 years | -47.93% | -25.84% | -22.09% |
Max Drawdown (10Y)Largest decline over 10 years | -68.66% | -62.80% | -5.86% |
Current DrawdownCurrent decline from peak | -8.96% | -26.31% | +17.35% |
Average DrawdownAverage peak-to-trough decline | -24.15% | -46.89% | +22.74% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 14.03% | 6.52% | +7.51% |
Volatility
OMF vs. RDN - Volatility Comparison
OneMain Holdings, Inc. (OMF) has a higher volatility of 7.38% compared to Radian Group Inc. (RDN) at 6.77%. This indicates that OMF's price experiences larger fluctuations and is considered to be riskier than RDN based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading charts...
Volatility by Period
| OMF | RDN | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 7.38% | 6.77% | +0.61% |
Volatility (6M)Calculated over the trailing 6-month period | 21.12% | 16.99% | +4.13% |
Volatility (1Y)Calculated over the trailing 1-year period | 29.43% | 23.97% | +5.46% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 35.52% | 25.65% | +9.87% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 45.71% | 37.55% | +8.16% |
Dividends
OMF vs. RDN - Dividend Comparison
OMF's dividend yield for the trailing twelve months is around 6.70%, more than RDN's 2.62% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
OMF OneMain Holdings, Inc. | 6.70% | 6.17% | 7.90% | 8.13% | 11.41% | 19.08% | 12.33% | 7.12% | 0.00% | 0.00% | 0.00% | 0.00% |
RDN Radian Group Inc. | 2.62% | 2.83% | 3.09% | 3.15% | 4.20% | 2.58% | 2.47% | 0.04% | 0.06% | 0.05% | 0.06% | 0.07% |
Financials
OMF vs. RDN - Financials Comparison
This section allows you to compare key financial metrics between OneMain Holdings, Inc. and Radian Group Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
OMF vs. RDN - Profitability Comparison
OMF - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, OneMain Holdings, Inc. reported a gross profit of 916.00M and revenue of 1.57B. Therefore, the gross margin over that period was 58.3%.
RDN - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, Radian Group Inc. reported a gross profit of 288.00M and revenue of 301.00M. Therefore, the gross margin over that period was 95.7%.
OMF - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, OneMain Holdings, Inc. reported an operating income of 468.00M and revenue of 1.57B, resulting in an operating margin of 29.8%.
RDN - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, Radian Group Inc. reported an operating income of 201.00M and revenue of 301.00M, resulting in an operating margin of 66.8%.
OMF - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, OneMain Holdings, Inc. reported a net income of 152.00M and revenue of 1.57B, resulting in a net margin of 9.7%.
RDN - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, Radian Group Inc. reported a net income of 155.00M and revenue of 301.00M, resulting in a net margin of 51.5%.
Frequently Asked Questions
OMF and RDN have a correlation of 0.30, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
OMF has higher volatility (7.38%) compared to RDN (6.77%). In terms of maximum drawdown, OMF dropped -68.66% vs RDN's -98.83%.
RDN currently has the higher Sharpe Ratio (0.98 vs 0.57), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
Find the right allocation for OMF and RDN
Add both to a portfolio and optimize allocations for your target — whether that's maximizing returns, minimizing drawdowns, or balancing risk across holdings.
Open Portfolio Optimizer