OIBFX vs. NDARX
Compare and contrast key facts about JPMorgan Investor Balanced Fund (OIBFX) and American Funds Retirement Income Portfolio - Enhanced (NDARX).
OIBFX is managed by JPMorgan. It was launched on Dec 9, 1996. NDARX is managed by American Funds. It was launched on Aug 27, 2015.
Performance
OIBFX vs. NDARX - Performance Comparison
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OIBFX vs. NDARX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
OIBFX JPMorgan Investor Balanced Fund | -2.04% | 12.69% | 9.25% | 15.06% | -13.62% | 10.92% | 14.23% | 17.19% | -4.77% | 13.30% |
NDARX American Funds Retirement Income Portfolio - Enhanced | -0.59% | 17.21% | 11.68% | 12.03% | -10.98% | 15.09% | 7.10% | 17.88% | -4.99% | 13.62% |
Returns By Period
In the year-to-date period, OIBFX achieves a -2.04% return, which is significantly lower than NDARX's -0.59% return. Over the past 10 years, OIBFX has underperformed NDARX with an annualized return of 7.35%, while NDARX has yielded a comparatively higher 7.91% annualized return.
OIBFX
- 1D
- 0.93%
- 1M
- -4.05%
- YTD
- -2.04%
- 6M
- -0.78%
- 1Y
- 9.87%
- 3Y*
- 9.86%
- 5Y*
- 5.11%
- 10Y*
- 7.35%
NDARX
- 1D
- 1.62%
- 1M
- -4.80%
- YTD
- -0.59%
- 6M
- 1.78%
- 1Y
- 13.91%
- 3Y*
- 12.31%
- 5Y*
- 7.28%
- 10Y*
- 7.91%
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OIBFX vs. NDARX - Expense Ratio Comparison
OIBFX has a 0.32% expense ratio, which is lower than NDARX's 0.34% expense ratio.
Return for Risk
OIBFX vs. NDARX — Risk / Return Rank
OIBFX
NDARX
OIBFX vs. NDARX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for JPMorgan Investor Balanced Fund (OIBFX) and American Funds Retirement Income Portfolio - Enhanced (NDARX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| OIBFX | NDARX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.16 | 1.47 | -0.31 |
Sortino ratioReturn per unit of downside risk | 1.66 | 2.06 | -0.39 |
Omega ratioGain probability vs. loss probability | 1.24 | 1.31 | -0.06 |
Calmar ratioReturn relative to maximum drawdown | 1.61 | 1.95 | -0.34 |
Martin ratioReturn relative to average drawdown | 6.79 | 8.65 | -1.86 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| OIBFX | NDARX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.16 | 1.47 | -0.31 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.58 | 0.77 | -0.19 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.81 | 0.78 | +0.03 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.73 | 0.80 | -0.07 |
Correlation
The correlation between OIBFX and NDARX is 0.95, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
OIBFX vs. NDARX - Dividend Comparison
OIBFX's dividend yield for the trailing twelve months is around 5.70%, more than NDARX's 5.27% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
OIBFX JPMorgan Investor Balanced Fund | 5.70% | 6.10% | 6.00% | 3.51% | 7.07% | 4.40% | 6.20% | 6.72% | 7.91% | 6.95% | 3.81% | 5.21% |
NDARX American Funds Retirement Income Portfolio - Enhanced | 5.27% | 5.78% | 3.07% | 3.37% | 5.60% | 4.29% | 2.91% | 4.03% | 4.29% | 2.68% | 2.86% | 0.00% |
Drawdowns
OIBFX vs. NDARX - Drawdown Comparison
The maximum OIBFX drawdown since its inception was -29.42%, which is greater than NDARX's maximum drawdown of -23.62%. Use the drawdown chart below to compare losses from any high point for OIBFX and NDARX.
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Drawdown Indicators
| OIBFX | NDARX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -29.42% | -23.62% | -5.80% |
Max Drawdown (1Y)Largest decline over 1 year | -6.40% | -7.46% | +1.06% |
Max Drawdown (5Y)Largest decline over 5 years | -18.74% | -18.37% | -0.37% |
Max Drawdown (10Y)Largest decline over 10 years | -21.08% | -23.62% | +2.54% |
Current DrawdownCurrent decline from peak | -4.66% | -5.28% | +0.62% |
Average DrawdownAverage peak-to-trough decline | -3.50% | -3.13% | -0.37% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.52% | 1.68% | -0.16% |
Volatility
OIBFX vs. NDARX - Volatility Comparison
The current volatility for JPMorgan Investor Balanced Fund (OIBFX) is 3.12%, while American Funds Retirement Income Portfolio - Enhanced (NDARX) has a volatility of 3.75%. This indicates that OIBFX experiences smaller price fluctuations and is considered to be less risky than NDARX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| OIBFX | NDARX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.12% | 3.75% | -0.63% |
Volatility (6M)Calculated over the trailing 6-month period | 5.06% | 5.99% | -0.93% |
Volatility (1Y)Calculated over the trailing 1-year period | 8.80% | 9.80% | -1.00% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 8.87% | 9.45% | -0.58% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 9.13% | 10.19% | -1.06% |