NIU vs. LC
Compare and contrast key facts about Niu Technologies (NIU) and LendingClub Corporation (LC).
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: NIU or LC.
Correlation
The correlation between NIU and LC is 0.32, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.
Performance
NIU vs. LC - Performance Comparison
Loading data...
Key characteristics
NIU:
0.51
LC:
0.19
NIU:
1.41
LC:
0.70
NIU:
1.16
LC:
1.09
NIU:
0.46
LC:
0.12
NIU:
1.44
LC:
0.52
NIU:
31.06%
LC:
22.28%
NIU:
80.71%
LC:
58.42%
NIU:
-96.70%
LC:
-96.84%
NIU:
-93.20%
LC:
-92.42%
Fundamentals
NIU:
$298.60M
LC:
$1.22B
NIU:
-$0.34
LC:
$0.44
NIU:
0.09
LC:
1.02
NIU:
2.31
LC:
0.89
NIU:
$3.60B
LC:
$908.40M
NIU:
$505.20M
LC:
$560.47M
NIU:
-$177.68M
LC:
$191.16M
Returns By Period
In the year-to-date period, NIU achieves a 87.71% return, which is significantly higher than LC's -34.71% return.
NIU
87.71%
15.46%
69.70%
40.59%
-24.51%
-19.50%
N/A
LC
-34.71%
11.26%
-30.41%
11.26%
-6.86%
13.75%
-19.47%
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Risk-Adjusted Performance
NIU vs. LC — Risk-Adjusted Performance Rank
NIU
LC
NIU vs. LC - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for Niu Technologies (NIU) and LendingClub Corporation (LC). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Loading data...
Dividends
NIU vs. LC - Dividend Comparison
Neither NIU nor LC has paid dividends to shareholders.
Drawdowns
NIU vs. LC - Drawdown Comparison
The maximum NIU drawdown since its inception was -96.70%, roughly equal to the maximum LC drawdown of -96.84%. Use the drawdown chart below to compare losses from any high point for NIU and LC. For additional features, visit the drawdowns tool.
Loading data...
Volatility
NIU vs. LC - Volatility Comparison
Niu Technologies (NIU) has a higher volatility of 24.80% compared to LendingClub Corporation (LC) at 19.02%. This indicates that NIU's price experiences larger fluctuations and is considered to be riskier than LC based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading data...
Financials
NIU vs. LC - Financials Comparison
This section allows you to compare key financial metrics between Niu Technologies and LendingClub Corporation. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
NIU vs. LC - Profitability Comparison
NIU - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on May 2025, Niu Technologies reported a gross profit of 101.98M and revenue of 819.18M. Therefore, the gross margin over that period was 12.5%.
LC - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on May 2025, LendingClub Corporation reported a gross profit of 168.63M and revenue of 299.81M. Therefore, the gross margin over that period was 56.3%.
NIU - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on May 2025, Niu Technologies reported an operating income of -90.67M and revenue of 819.18M, resulting in an operating margin of -11.1%.
LC - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on May 2025, LendingClub Corporation reported an operating income of 125.28M and revenue of 299.81M, resulting in an operating margin of 41.8%.
NIU - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on May 2025, Niu Technologies reported a net income of -72.54M and revenue of 819.18M, resulting in a net margin of -8.9%.
LC - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on May 2025, LendingClub Corporation reported a net income of 11.67M and revenue of 299.81M, resulting in a net margin of 3.9%.