MSADY vs. PGR
Compare and contrast key facts about MS&AD Insurance Group Holdings PK (MSADY) and The Progressive Corporation (PGR).
Performance
MSADY vs. PGR - Performance Comparison
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MSADY vs. PGR - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
MSADY MS&AD Insurance Group Holdings PK | 13.66% | 9.99% | 70.58% | 23.02% | 3.31% | 0.52% | -6.76% | 16.74% | -16.97% | 12.03% |
PGR The Progressive Corporation | -9.70% | -3.02% | 51.39% | 23.16% | 26.81% | 10.84% | 41.48% | 25.14% | 9.39% | 61.59% |
Fundamentals
MSADY:
$39.33B
PGR:
$113.73B
MSADY:
$488.37
PGR:
$17.28
MSADY:
0.05
PGR:
11.19
MSADY:
0.00
PGR:
0.09
MSADY:
0.01
PGR:
1.42
MSADY:
0.01
PGR:
27.47
MSADY:
$7.63T
PGR:
$79.91B
MSADY:
$5.86T
PGR:
$24.59B
MSADY:
$692.04B
PGR:
$13.09B
Returns By Period
In the year-to-date period, MSADY achieves a 13.66% return, which is significantly higher than PGR's -9.70% return. Over the past 10 years, MSADY has underperformed PGR with an annualized return of 12.48%, while PGR has yielded a comparatively higher 21.80% annualized return.
MSADY
- 1D
- 2.82%
- 1M
- -1.26%
- YTD
- 13.66%
- 6M
- 18.83%
- 1Y
- 26.63%
- 3Y*
- 39.01%
- 5Y*
- 23.09%
- 10Y*
- 12.48%
PGR
- 1D
- -2.46%
- 1M
- -9.40%
- YTD
- -9.70%
- 6M
- -16.53%
- 1Y
- -27.58%
- 3Y*
- 13.94%
- 5Y*
- 17.76%
- 10Y*
- 21.80%
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Return for Risk
MSADY vs. PGR — Risk / Return Rank
MSADY
PGR
MSADY vs. PGR - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for MS&AD Insurance Group Holdings PK (MSADY) and The Progressive Corporation (PGR). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| MSADY | PGR | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.02 | -1.11 | +2.12 |
Sortino ratioReturn per unit of downside risk | 1.49 | -1.45 | +2.95 |
Omega ratioGain probability vs. loss probability | 1.19 | 0.82 | +0.37 |
Calmar ratioReturn relative to maximum drawdown | 1.30 | -0.93 | +2.23 |
Martin ratioReturn relative to average drawdown | 2.80 | -1.50 | +4.31 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| MSADY | PGR | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.02 | -1.11 | +2.12 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.83 | 0.73 | +0.10 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.48 | 0.90 | -0.42 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.27 | 0.58 | -0.31 |
Correlation
The correlation between MSADY and PGR is 0.22, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.
Dividends
MSADY vs. PGR - Dividend Comparison
MSADY has not paid dividends to shareholders, while PGR's dividend yield for the trailing twelve months is around 7.19%.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
MSADY MS&AD Insurance Group Holdings PK | 0.00% | 2.13% | 2.21% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 1.84% | 3.11% | 0.00% |
PGR The Progressive Corporation | 7.19% | 2.15% | 0.48% | 0.25% | 0.31% | 6.23% | 2.68% | 3.89% | 1.86% | 1.21% | 2.50% | 2.16% |
Drawdowns
MSADY vs. PGR - Drawdown Comparison
The maximum MSADY drawdown since its inception was -50.41%, smaller than the maximum PGR drawdown of -71.06%. Use the drawdown chart below to compare losses from any high point for MSADY and PGR.
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Drawdown Indicators
| MSADY | PGR | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -50.41% | -71.06% | +20.65% |
Max Drawdown (1Y)Largest decline over 1 year | -17.55% | -29.40% | +11.85% |
Max Drawdown (5Y)Largest decline over 5 years | -29.89% | -29.97% | +0.08% |
Max Drawdown (10Y)Largest decline over 10 years | -33.77% | -29.97% | -3.80% |
Current DrawdownCurrent decline from peak | -4.86% | -29.31% | +24.45% |
Average DrawdownAverage peak-to-trough decline | -15.49% | -14.47% | -1.02% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 8.17% | 18.11% | -9.94% |
Volatility
MSADY vs. PGR - Volatility Comparison
MS&AD Insurance Group Holdings PK (MSADY) has a higher volatility of 9.98% compared to The Progressive Corporation (PGR) at 5.99%. This indicates that MSADY's price experiences larger fluctuations and is considered to be riskier than PGR based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| MSADY | PGR | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 9.98% | 5.99% | +3.99% |
Volatility (6M)Calculated over the trailing 6-month period | 17.12% | 17.12% | 0.00% |
Volatility (1Y)Calculated over the trailing 1-year period | 26.49% | 25.03% | +1.46% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 27.99% | 24.50% | +3.49% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 26.17% | 24.36% | +1.81% |
Financials
MSADY vs. PGR - Financials Comparison
This section allows you to compare key financial metrics between MS&AD Insurance Group Holdings PK and The Progressive Corporation. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
MSADY vs. PGR - Profitability Comparison
MSADY - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, MS&AD Insurance Group Holdings PK reported a gross profit of 964.74B and revenue of 1.83T. Therefore, the gross margin over that period was 52.7%.
PGR - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, The Progressive Corporation reported a gross profit of 8.02B and revenue of 15.00B. Therefore, the gross margin over that period was 53.5%.
MSADY - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, MS&AD Insurance Group Holdings PK reported an operating income of 222.09B and revenue of 1.83T, resulting in an operating margin of 12.1%.
PGR - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, The Progressive Corporation reported an operating income of 2.29B and revenue of 15.00B, resulting in an operating margin of 15.3%.
MSADY - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, MS&AD Insurance Group Holdings PK reported a net income of 168.41B and revenue of 1.83T, resulting in a net margin of 9.2%.
PGR - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, The Progressive Corporation reported a net income of 1.80B and revenue of 15.00B, resulting in a net margin of 12.0%.