MBI vs. FXNC
MBI (MBIA Inc.) and FXNC (First National Corporation) are both stocks. Both are in the Financial Services sector — MBI in Insurance - Specialty, FXNC in Banks - Regional. Over the past 10 years, MBI returned 6.63%/yr vs 14.97%/yr for FXNC. At a 0.06 correlation, their price movements are largely independent.
Performance
MBI vs. FXNC - Performance Comparison
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Returns By Period
In the year-to-date period, MBI achieves a -10.20% return, which is significantly lower than FXNC's 21.78% return. Over the past 10 years, MBI has underperformed FXNC with an annualized return of 6.63%, while FXNC has yielded a comparatively higher 14.97% annualized return.
MBI
- 1D
- 2.88%
- 1M
- 1.90%
- 6M
- -8.40%
- YTD
- -10.20%
- 1Y
- 41.94%
- 3Y*
- 19.72%
- 5Y*
- 6.54%
- 10Y*
- 6.63%
FXNC
- 1D
- 2.95%
- 1M
- 2.74%
- 6M
- 19.55%
- YTD
- 21.78%
- 1Y
- 52.29%
- 3Y*
- 26.38%
- 5Y*
- 10.44%
- 10Y*
- 14.97%
MBI vs. FXNC - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
MBI MBIA Inc. | -10.20% | 10.84% | 5.56% | 9.18% | -18.62% | 139.97% | -29.25% | 4.26% | 21.86% | -31.59% |
FXNC First National Corporation | 21.78% | 12.75% | 10.32% | 31.50% | -23.30% | 39.42% | -18.82% | 12.28% | 8.87% | 41.39% |
Correlation
The correlation between MBI and FXNC is 0.33, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.33 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.17 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.15 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.09 |
Correlation (All Time) Calculated using the full available price history since Jan 2, 2001 | 0.06 |
Over the past year, MBI and FXNC have become more correlated (0.33) than their long-term average of 0.06, meaning their price movements have been converging.
Fundamentals
MBI:
$327.51M
FXNC:
$274.48M
MBI:
-$3.13
FXNC:
$2.32
MBI:
3.54
FXNC:
2.98
MBI:
$90.00M
FXNC:
$91.94M
MBI:
$15.00M
FXNC:
$66.38M
MBI:
-$13.00M
FXNC:
$27.20M
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Return for Risk
MBI vs. FXNC — Risk / Return Rank
MBI
FXNC
MBI vs. FXNC - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for MBIA Inc. (MBI) and First National Corporation (FXNC). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| MBI | FXNC | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -1.45 | ||
| Sortino ratioReturn per unit of downside risk | -1.66 | ||
| Omega ratioGain probability vs. loss probability | 1.19 | 1.40 | -0.21 |
| Calmar ratioReturn relative to maximum drawdown | 1.34 | 5.04 | -3.70 |
| Martin ratioReturn relative to average drawdown | 2.26 | 11.80 | -9.53 |
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Drawdowns
MBI vs. FXNC - Drawdown Comparison
The maximum MBI drawdown since its inception was -96.79%, which is greater than FXNC's maximum drawdown of -85.21%. Use the drawdown chart below to compare losses from any high point for MBI and FXNC.
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Drawdown Indicators
| MBI | FXNC | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -96.79% | -85.21% | -11.58% |
Max Drawdown (1Y)Largest decline over 1 year | -31.49% | -10.42% | -21.07% |
Max Drawdown (3Y)Largest decline over 3 years | -51.89% | -31.57% | -20.32% |
Max Drawdown (5Y)Largest decline over 5 years | -63.58% | -39.91% | -23.67% |
Max Drawdown (10Y)Largest decline over 10 years | -63.58% | -42.61% | -20.97% |
Current DrawdownCurrent decline from peak | -79.32% | -1.87% | -77.45% |
Average DrawdownAverage peak-to-trough decline | -48.10% | -31.55% | -16.55% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 18.61% | 4.45% | +14.16% |
Volatility
MBI vs. FXNC - Volatility Comparison
MBIA Inc. (MBI) has a higher volatility of 11.16% compared to First National Corporation (FXNC) at 7.23%. This indicates that MBI's price experiences larger fluctuations and is considered to be riskier than FXNC based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| MBI | FXNC | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 11.16% | 7.23% | +3.93% |
Volatility (6M)Calculated over the trailing 6-month period | 29.36% | 16.96% | +12.40% |
Volatility (1Y)Calculated over the trailing 1-year period | 49.87% | 22.91% | +26.96% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 65.59% | 25.02% | +40.57% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 57.69% | 27.18% | +30.51% |
Dividends
MBI vs. FXNC - Dividend Comparison
MBI has not paid dividends to shareholders, while FXNC's dividend yield for the trailing twelve months is around 2.19%.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
FXNC First National Corporation | 2.19% | 2.52% | 3.32% | 2.76% | 3.27% | 2.09% | 2.60% | 1.68% | 1.03% | 0.78% | 0.93% | 1.12% |
MBI MBIA Inc. | 0.00% | 0.00% | 0.00% | 130.72% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Financials
MBI vs. FXNC - Financials Comparison
This section allows you to compare key financial metrics between MBIA Inc. and First National Corporation. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
Frequently Asked Questions
MBI and FXNC have a correlation of 0.33, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
MBI has higher volatility (11.16%) compared to FXNC (7.23%). In terms of maximum drawdown, MBI dropped -96.79% vs FXNC's -85.21%.
FXNC currently has the higher Sharpe Ratio (2.29 vs 0.85), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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