MAGKX vs. MURMX

Last updated Apr 2, 2026

Compare and contrast key facts about Mutual of America Small Cap Growth Fund (MAGKX) and Mutual of America 2045 Retirement Fund (MURMX).

MAGKX is managed by Mutual of America. It was launched on Nov 29, 2021. MURMX is managed by Mutual of America. It was launched on Nov 29, 2021.

Performance

MAGKX vs. MURMX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Mutual of America Small Cap Growth Fund (MAGKX) and Mutual of America 2045 Retirement Fund (MURMX). The values are adjusted to include any dividend payments, if applicable.

MAGKX vs. MURMX - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020
MAGKX Mutual of America Small Cap Growth Fund	0.41%	8.45%	9.91%	15.22%	-28.37%	9.68%	1,092.52%
MURMX Mutual of America 2045 Retirement Fund	-1.45%	17.76%	13.85%	15.43%	-16.20%	17.37%	891.67%

Returns By Period

In the year-to-date period, MAGKX achieves a 0.41% return, which is significantly higher than MURMX's -1.45% return.

MAGKX

• 1D: 3.55%
• 1M: -6.48%
• YTD: 0.41%
• 6M: 1.04%
• 1Y: 19.19%
• 3Y*: 8.95%
• 5Y*: 0.12%
• 10Y*: —

MURMX

• 1D: 2.46%
• 1M: -5.07%
• YTD: -1.45%
• 6M: 0.85%
• 1Y: 16.80%
• 3Y*: 13.03%
• 5Y*: 6.71%
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

MAGKX vs. MURMX - Expense Ratio Comparison

MAGKX has a 0.83% expense ratio, which is higher than MURMX's 0.08% expense ratio.

MAGKX

Mutual of America Small Cap Growth Fund

MURMX

Mutual of America 2045 Retirement Fund

Return for Risk

MAGKX vs. MURMX — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

MAGKX

MAGKX Risk / Return Rank: 27
MAGKX Sharpe Ratio Rank: 33
MAGKX Sortino Ratio Rank: 38
MAGKX Omega Ratio Rank: 30
MAGKX Calmar Ratio Rank: 15
MAGKX Martin Ratio Rank: 17

MURMX

MURMX Risk / Return Rank: 50
MURMX Sharpe Ratio Rank: 60
MURMX Sortino Ratio Rank: 65
MURMX Omega Ratio Rank: 61
MURMX Calmar Ratio Rank: 27
MURMX Martin Ratio Rank: 38

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

MAGKX vs. MURMX - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Mutual of America Small Cap Growth Fund (MAGKX) and Mutual of America 2045 Retirement Fund (MURMX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	MAGKX	MURMX	Difference
Sharpe ratio Return per unit of total volatility	0.88	1.24	-0.37
Sortino ratio Return per unit of downside risk	1.39	1.86	-0.47
Omega ratio Gain probability vs. loss probability	1.18	1.27	-0.09
Calmar ratio Return relative to maximum drawdown	0.66	1.05	-0.39
Martin ratio Return relative to average drawdown	2.51	4.92	-2.41
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

MAGKX vs. MURMX - Sharpe Ratio Comparison

The current MAGKX Sharpe Ratio is 0.88, which is comparable to the MURMX Sharpe Ratio of 1.24. The chart below compares the historical Sharpe Ratios of MAGKX and MURMX, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.

Sharpe Ratios by Period

	MAGKX	MURMX	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	0.88	1.24	-0.37
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.00	0.45	-0.45
Sharpe Ratio (All Time) Calculated using the full available price history	0.15	0.16	-0.01

Correlation

The correlation between MAGKX and MURMX is 0.85, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.

Dividends

MAGKX vs. MURMX - Dividend Comparison

MAGKX's dividend yield for the trailing twelve months is around 0.94%, less than MURMX's 8.92% yield.

	TTM	2025	2024	2023	2022	2021
MAGKX Mutual of America Small Cap Growth Fund	0.94%	0.94%	1.62%	0.00%	5.47%	17.84%
MURMX Mutual of America 2045 Retirement Fund	8.92%	8.79%	8.17%	2.95%	11.94%	4.69%

Drawdowns

MAGKX vs. MURMX - Drawdown Comparison

The maximum MAGKX drawdown since its inception was -41.67%, which is greater than MURMX's maximum drawdown of -32.65%. Use the drawdown chart below to compare losses from any high point for MAGKX and MURMX.

Drawdown Indicators

	MAGKX	MURMX	Difference
Max Drawdown Largest peak-to-trough decline	-41.67%	-32.65%	-9.02%
Max Drawdown (1Y) Largest decline over 1 year	-13.20%	-10.31%	-2.89%
Max Drawdown (5Y) Largest decline over 5 years	-41.67%	-23.56%	-18.11%
Current Drawdown Current decline from peak	-14.26%	-6.08%	-8.18%
Average Drawdown Average peak-to-trough decline	-20.35%	-5.62%	-14.73%
Ulcer Index Depth and duration of drawdowns from previous peaks	4.57%	2.69%	+1.88%

Volatility

MAGKX vs. MURMX - Volatility Comparison

Mutual of America Small Cap Growth Fund (MAGKX) has a higher volatility of 6.82% compared to Mutual of America 2045 Retirement Fund (MURMX) at 4.47%. This indicates that MAGKX's price experiences larger fluctuations and is considered to be riskier than MURMX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	MAGKX	MURMX	Difference
Volatility (1M) Calculated over the trailing 1-month period	6.82%	4.47%	+2.35%
Volatility (6M) Calculated over the trailing 6-month period	14.45%	8.54%	+5.91%
Volatility (1Y) Calculated over the trailing 1-year period	23.42%	15.39%	+8.03%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	27.76%	16.75%	+11.01%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	391.79%	386.41%	+5.38%