Correlation
The correlation between LX and OPFI is 0.32, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.
LX vs. OPFI
Compare and contrast key facts about LexinFintech Holdings Ltd. (LX) and OppFi Inc. (OPFI).
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: LX or OPFI.
Performance
LX vs. OPFI - Performance Comparison
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Key characteristics
LX:
3.67
OPFI:
3.83
LX:
3.64
OPFI:
3.77
LX:
1.52
OPFI:
1.45
LX:
3.45
OPFI:
4.04
LX:
21.57
OPFI:
12.91
LX:
14.52%
OPFI:
22.38%
LX:
86.54%
OPFI:
76.15%
LX:
-93.19%
OPFI:
-84.60%
LX:
-55.91%
OPFI:
-22.84%
Fundamentals
LX:
$1.23B
OPFI:
$1.10B
LX:
$1.06
OPFI:
-$0.41
LX:
0.09
OPFI:
3.60
LX:
0.79
OPFI:
14.71
LX:
$14.62B
OPFI:
$538.89M
LX:
$5.41B
OPFI:
$437.11M
LX:
$2.20B
OPFI:
$287.24M
Returns By Period
In the year-to-date period, LX achieves a 26.97% return, which is significantly lower than OPFI's 70.63% return.
LX
26.97%
-6.09%
45.25%
317.60%
60.91%
0.64%
N/A
OPFI
70.63%
31.98%
60.18%
304.66%
55.15%
N/A
N/A
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Risk-Adjusted Performance
LX vs. OPFI — Risk-Adjusted Performance Rank
LX
OPFI
LX vs. OPFI - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for LexinFintech Holdings Ltd. (LX) and OppFi Inc. (OPFI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
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Dividends
LX vs. OPFI - Dividend Comparison
LX's dividend yield for the trailing twelve months is around 2.51%, more than OPFI's 1.97% yield.
| TTM | 2024 | 2023 | |
|---|---|---|---|
LX LexinFintech Holdings Ltd. | 2.51% | 2.38% | 6.30% |
OPFI OppFi Inc. | 1.97% | 1.57% | 0.00% |
Drawdowns
LX vs. OPFI - Drawdown Comparison
The maximum LX drawdown since its inception was -93.19%, which is greater than OPFI's maximum drawdown of -84.60%. Use the drawdown chart below to compare losses from any high point for LX and OPFI.
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Volatility
LX vs. OPFI - Volatility Comparison
LexinFintech Holdings Ltd. (LX) has a higher volatility of 22.15% compared to OppFi Inc. (OPFI) at 20.24%. This indicates that LX's price experiences larger fluctuations and is considered to be riskier than OPFI based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Financials
LX vs. OPFI - Financials Comparison
This section allows you to compare key financial metrics between LexinFintech Holdings Ltd. and OppFi Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
LX vs. OPFI - Profitability Comparison
LX - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2025, LexinFintech Holdings Ltd. reported a gross profit of 1.43B and revenue of 3.66B. Therefore, the gross margin over that period was 39.0%.
OPFI - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2025, OppFi Inc. reported a gross profit of 116.24M and revenue of 140.27M. Therefore, the gross margin over that period was 82.9%.
LX - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2025, LexinFintech Holdings Ltd. reported an operating income of 717.33M and revenue of 3.66B, resulting in an operating margin of 19.6%.
OPFI - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2025, OppFi Inc. reported an operating income of 42.49M and revenue of 140.27M, resulting in an operating margin of 30.3%.
LX - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2025, LexinFintech Holdings Ltd. reported a net income of 362.75M and revenue of 3.66B, resulting in a net margin of 9.9%.
OPFI - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2025, OppFi Inc. reported a net income of -11.37M and revenue of 140.27M, resulting in a net margin of -8.1%.