JKHY vs. PEP
JKHY (Jack Henry & Associates, Inc.) and PEP (PepsiCo, Inc.) are both stocks. JKHY operates in Information Technology Services (Technology), while PEP operates in Beverages - Non-Alcoholic (Consumer Defensive). Over the past 10 years, JKHY returned 7.10%/yr vs 5.66%/yr for PEP. At a 0.22 correlation, their price movements are largely independent.
Performance
JKHY vs. PEP - Performance Comparison
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Returns By Period
In the year-to-date period, JKHY achieves a -15.01% return, which is significantly lower than PEP's -0.95% return. Over the past 10 years, JKHY has outperformed PEP with an annualized return of 7.10%, while PEP has yielded a comparatively lower 5.66% annualized return.
JKHY
- 1D
- 3.62%
- 1M
- 18.99%
- 6M
- -18.91%
- YTD
- -15.01%
- 1Y
- -12.02%
- 3Y*
- -1.62%
- 5Y*
- -0.91%
- 10Y*
- 7.10%
PEP
- 1D
- 2.98%
- 1M
- -4.58%
- 6M
- -3.01%
- YTD
- -0.95%
- 1Y
- 7.09%
- 3Y*
- -5.87%
- 5Y*
- 0.95%
- 10Y*
- 5.66%
JKHY vs. PEP - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
JKHY Jack Henry & Associates, Inc. | -15.01% | 5.50% | 8.65% | -5.66% | 6.24% | 4.32% | 12.37% | 16.44% | 9.38% | 33.35% |
PEP PepsiCo, Inc. | -0.95% | -1.85% | -7.60% | -3.29% | 6.78% | 20.56% | 11.67% | 27.38% | -4.81% | 17.82% |
Correlation
The correlation between JKHY and PEP is 0.13, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.13 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.29 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.33 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.36 |
Correlation (All Time) Calculated using the full available price history since Mar 26, 1990 | 0.22 |
The correlation between JKHY and PEP shifts across timeframes, from 0.13 (1 year) to 0.36 (10 years), reflecting how their relationship changes across market environments.
Fundamentals
JKHY:
$10.93B
PEP:
$190.46B
JKHY:
$7.17
PEP:
$7.65
JKHY:
21.46
PEP:
18.23
JKHY:
1.91
PEP:
6.31
JKHY:
4.43
PEP:
1.97
JKHY:
5.19
PEP:
8.64
JKHY:
$2.52B
PEP:
$96.90B
JKHY:
$1.11B
PEP:
$52.29B
JKHY:
$830.17M
PEP:
$18.40B
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Return for Risk
JKHY vs. PEP — Risk / Return Rank
JKHY
PEP
JKHY vs. PEP - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Jack Henry & Associates, Inc. (JKHY) and PepsiCo, Inc. (PEP). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| JKHY | PEP | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.76 | ||
| Sortino ratioReturn per unit of downside risk | -1.11 | ||
| Omega ratioGain probability vs. loss probability | 0.94 | 1.07 | -0.13 |
| Calmar ratioReturn relative to maximum drawdown | -0.34 | 0.37 | -0.71 |
| Martin ratioReturn relative to average drawdown | -0.71 | 0.90 | -1.61 |
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Drawdowns
JKHY vs. PEP - Drawdown Comparison
The maximum JKHY drawdown since its inception was -73.42%, roughly equal to the maximum PEP drawdown of -73.92%. Use the drawdown chart below to compare losses from any high point for JKHY and PEP.
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Drawdown Indicators
| JKHY | PEP | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -73.42% | -73.92% | +0.50% |
Max Drawdown (1Y)Largest decline over 1 year | -35.40% | -19.03% | -16.37% |
Max Drawdown (3Y)Largest decline over 3 years | -35.40% | -29.17% | -6.23% |
Max Drawdown (5Y)Largest decline over 5 years | -38.35% | -30.32% | -8.03% |
Max Drawdown (10Y)Largest decline over 10 years | -38.35% | -30.32% | -8.03% |
Current DrawdownCurrent decline from peak | -23.16% | -20.51% | -2.65% |
Average DrawdownAverage peak-to-trough decline | -16.33% | -13.66% | -2.67% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 16.91% | 7.91% | +9.00% |
Volatility
JKHY vs. PEP - Volatility Comparison
Jack Henry & Associates, Inc. (JKHY) has a higher volatility of 10.17% compared to PepsiCo, Inc. (PEP) at 9.04%. This indicates that JKHY's price experiences larger fluctuations and is considered to be riskier than PEP based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| JKHY | PEP | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 10.17% | 9.04% | +1.13% |
Volatility (6M)Calculated over the trailing 6-month period | 22.38% | 16.54% | +5.84% |
Volatility (1Y)Calculated over the trailing 1-year period | 26.75% | 22.82% | +3.93% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 24.07% | 18.74% | +5.33% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 23.83% | 19.82% | +4.01% |
Dividends
JKHY vs. PEP - Dividend Comparison
JKHY's dividend yield for the trailing twelve months is around 1.55%, less than PEP's 4.12% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
JKHY Jack Henry & Associates, Inc. | 1.55% | 1.27% | 1.25% | 1.27% | 1.12% | 1.10% | 1.06% | 1.10% | 1.17% | 1.06% | 1.26% | 1.28% |
PEP PepsiCo, Inc. | 4.12% | 3.92% | 3.51% | 2.91% | 2.50% | 2.45% | 2.71% | 2.77% | 3.25% | 2.64% | 2.83% | 2.76% |
Financials
JKHY vs. PEP - Financials Comparison
This section allows you to compare key financial metrics between Jack Henry & Associates, Inc. and PepsiCo, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
JKHY vs. PEP - Profitability Comparison
JKHY - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jul 2026, Jack Henry & Associates, Inc. reported a gross profit of 272.32M and revenue of 636.25M. Therefore, the gross margin over that period was 42.8%.
PEP - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jul 2026, PepsiCo, Inc. reported a gross profit of 13.11B and revenue of 24.18B. Therefore, the gross margin over that period was 54.2%.
JKHY - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jul 2026, Jack Henry & Associates, Inc. reported an operating income of 155.05M and revenue of 636.25M, resulting in an operating margin of 24.4%.
PEP - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jul 2026, PepsiCo, Inc. reported an operating income of 4.02B and revenue of 24.18B, resulting in an operating margin of 16.6%.
JKHY - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jul 2026, Jack Henry & Associates, Inc. reported a net income of 122.89M and revenue of 636.25M, resulting in a net margin of 19.3%.
PEP - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jul 2026, PepsiCo, Inc. reported a net income of 3.00B and revenue of 24.18B, resulting in a net margin of 12.4%.
Frequently Asked Questions
JKHY and PEP have a correlation of 0.13, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
JKHY has higher volatility (10.17%) compared to PEP (9.04%). In terms of maximum drawdown, JKHY dropped -73.42% vs PEP's -73.92%.
PEP currently has the higher Sharpe Ratio (0.31 vs -0.45), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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