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Jack Henry & Associates, Inc. (JKHY)
Performance
Return for Risk
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN
US4262811015
CUSIP
426281101
IPO Date
Nov 20, 1985

Highlights

Market Cap
$11.44B
Enterprise Value
$11.44B
EPS (TTM)
$6.97
PE Ratio
22.67
PEG Ratio
2.01
Total Revenue (TTM)
$2.46B
Gross Profit (TTM)
$1.08B
EBITDA (TTM)
$811.44M
Year Range
$144.12 - $193.39
Target Price
$201.88
ROA (TTM)
16.58%
ROE (TTM)
23.03%

Share Price Chart


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Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in Jack Henry & Associates, Inc., comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


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S&P 500 Index

Returns By Period

Jack Henry & Associates, Inc. (JKHY) has returned -13.08% so far this year and -12.25% over the past 12 months. Over the last ten years, JKHY has returned 7.67% per year, falling short of the S&P 500 Index benchmark, which averaged 12.16% annually.


Jack Henry & Associates, Inc.

1D
1.03%
1M
-2.37%
YTD
-13.08%
6M
6.86%
1Y
-12.25%
3Y*
2.96%
5Y*
1.70%
10Y*
7.67%

Benchmark (S&P 500 Index)

1D
2.91%
1M
-5.09%
YTD
-4.63%
6M
-2.39%
1Y
16.33%
3Y*
16.69%
5Y*
10.18%
10Y*
12.16%
*Multi-year figures are annualized to reflect compound growth (CAGR)

Monthly Returns

Based on dividend-adjusted daily data since Mar 26, 1990, JKHY's average daily return is +0.12%, while the average monthly return is +2.27%. At this rate, your investment would double in approximately 2.6 years.

Historically, 60% of months were positive and 40% were negative. The best month was Jan 1992 with a return of +44.4%, while the worst month was Apr 1994 at -33.2%. The longest winning streak lasted 19 consecutive months, and the longest losing streak was 4 months.

On a daily basis, JKHY closed higher 49% of trading days. The best single day was Jun 6, 1990 with a return of +26.6%, while the worst single day was Oct 3, 2002 at -26.8%.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2026-1.79%-9.35%-2.37%-13.08%
2025-0.69%-0.29%5.53%-5.02%4.80%-0.55%-5.75%-3.86%-8.45%0.01%17.15%4.93%5.50%
20241.48%4.79%0.29%-6.35%1.56%0.81%3.29%0.90%2.35%3.05%-3.16%-0.19%8.65%
20232.58%-8.80%-7.94%8.37%-6.06%9.44%0.14%-6.44%-3.27%-6.72%12.93%2.97%-5.66%
20220.49%5.36%11.75%-3.79%-0.51%-4.31%15.41%-7.49%-4.93%9.21%-4.63%-7.28%6.24%
2021-10.62%2.52%2.53%7.32%-5.05%6.07%6.47%1.32%-6.74%1.48%-8.92%10.47%4.32%

Benchmark Metrics

Jack Henry & Associates, Inc. has an annualized alpha of 24.81%, beta of 0.83, and R² of 0.13 versus S&P 500 Index. Calculated based on daily prices since March 27, 1990.

  • This stock captured 127.86% of S&P 500 Index gains but only 54.06% of its losses — a favorable profile for investors.
  • R² of 0.13 means this stock moves largely independently of S&P 500 Index — capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.

Alpha
24.81%
Beta
0.83
0.13
Upside Capture
127.86%
Downside Capture
54.06%

Return for Risk

Risk / Return Rank

JKHY ranks 20 for risk / return — below 20% of stocks on our site. The returns aren't fully compensating for the risk involved. This isn't necessarily a dealbreaker, but factor it into your decision — especially if you're risk-averse.


JKHY Risk / Return Rank: 2020
Overall Rank
JKHY Sharpe Ratio Rank: 1818
Sharpe Ratio Rank
JKHY Sortino Ratio Rank: 1818
Sortino Ratio Rank
JKHY Omega Ratio Rank: 1818
Omega Ratio Rank
JKHY Calmar Ratio Rank: 2525
Calmar Ratio Rank
JKHY Martin Ratio Rank: 2424
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

Return / Risk — by metrics

The table below present risk-adjusted performance metrics for Jack Henry & Associates, Inc. (JKHY) and compare them to a chosen benchmark (S&P 500 Index).


JKHYBenchmarkDifference

Sharpe ratio

Return per unit of total volatility

-0.51

0.90

-1.40

Sortino ratio

Return per unit of downside risk

-0.56

1.39

-1.94

Omega ratio

Gain probability vs. loss probability

0.93

1.21

-0.28

Calmar ratio

Return relative to maximum drawdown

-0.49

1.40

-1.89

Martin ratio

Return relative to average drawdown

-0.95

6.61

-7.56

Explore JKHY risk-adjusted metrics in detail

Dive deeper into individual metrics with historical trends, benchmark comparisons, and performance across different time periods.

Dividends

Dividend History

Jack Henry & Associates, Inc. provided a 1.49% dividend yield over the last twelve months, with an annual payout of $2.35 per share. The company has been increasing its dividends for 35 consecutive years, earning it the status of a dividend aristocrat.


1.10%1.15%1.20%1.25%$0.00$0.50$1.00$1.50$2.0020152016201720182019202020212022202320242025
Dividends
Dividend Yield
PeriodTTM20252024202320222021202020192018201720162015
Dividend$2.35$2.32$2.20$2.08$1.96$1.84$1.72$1.60$1.48$1.24$1.12$1.00

Dividend yield

1.49%1.27%1.25%1.27%1.12%1.10%1.06%1.10%1.17%1.06%1.26%1.28%

Monthly Dividends

The table displays the monthly dividend distributions for Jack Henry & Associates, Inc.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2026$0.00$0.00$0.61$0.61
2025$0.00$0.00$0.58$0.00$0.58$0.00$0.00$0.00$0.58$0.00$0.00$0.58$2.32
2024$0.00$0.00$0.55$0.00$0.55$0.00$0.00$0.00$0.55$0.00$0.00$0.55$2.20
2023$0.00$0.00$0.52$0.00$0.52$0.00$0.00$0.00$0.52$0.00$0.52$0.00$2.08
2022$0.00$0.00$0.49$0.00$0.49$0.00$0.00$0.00$0.49$0.00$0.49$0.00$1.96
2021$0.00$0.00$0.46$0.00$0.46$0.00$0.00$0.00$0.46$0.00$0.00$0.46$1.84

Dividend Yield & Payout


Dividend Yield

Jack Henry & Associates, Inc. has a dividend yield of 1.49%, which signifies it pays a smaller percentage of its stock price in dividends to its shareholders compared to other companies in the market.

Payout Ratio

Jack Henry & Associates, Inc. has a payout ratio of 33.20%, which is quite average when compared to the overall market. This suggests that Jack Henry & Associates, Inc. strikes a balance between reinvesting profits for growth and paying dividends to shareholders.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the Jack Henry & Associates, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Jack Henry & Associates, Inc. was 73.42%, occurring on Oct 9, 2002. Recovery took 2052 trading sessions.

The current Jack Henry & Associates, Inc. drawdown is 21.42%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-73.42%Jul 16, 2001309Oct 9, 20022052Dec 2, 20102361
-52.96%Jun 12, 199084Oct 9, 199075Jan 25, 1991159
-50.82%Nov 24, 199892Apr 8, 1999175Dec 15, 1999267
-45.64%Oct 18, 1993126Apr 15, 1994286Jun 5, 1995412
-39.93%Dec 28, 200067Apr 4, 200169Jul 13, 2001136

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Financials

Financial Performance

The chart below illustrates the trends in the financial health of Jack Henry & Associates, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Valuation

The Valuation section provides an overview of how Jack Henry & Associates, Inc. is priced in the market compared to other companies in the Information Technology Services industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio

The chart displays the Price-to-Earnings (P/E) ratio for JKHY, comparing it with other companies in the Information Technology Services industry. Currently, JKHY has a P/E ratio of 22.7. This P/E ratio is significantly higher than those of industry peers. This could indicate that the stock is overvalued or that investors expect strong future growth.

PEG Ratio

The chart shows the Price/Earnings to Growth (PEG) ratio for JKHY compared to other companies in the Information Technology Services industry. JKHY currently has a PEG ratio of 2.0. This PEG ratio is higher than the industry average, which may suggest the stock is overvalued relative to its expected earnings growth.

PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for JKHY relative to other companies in the Information Technology Services industry. Currently, JKHY has a P/S ratio of 4.7. This P/S ratio is high relative to other companies in the industry. It could mean the stock is overvalued, or that investors expect strong future growth and profitability.

PB Ratio

The chart illustrates the Price-to-Book (P/B) ratio for JKHY in comparison with other companies in the Information Technology Services industry. Currently, JKHY has a P/B value of 5.2. This P/B ratio is higher than most companies in the industry. It may suggest the stock is overvalued or that investors expect the company to generate high returns on its assets.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items